YTD 2026 Networth tracking thread

[laokorkor]

I also won't be happy. I need at least 30.

It's a matter of needs versus wants. A race to keep up with the Jones. A rat race treadmill. Some called it the hedonic treadmill.

Our psychological makeup encourages climbing the Maslow hierarchy and social ladder. We want to be the top 1% in the social economic status.

Limster wants 30m, such humility! FYI, Elon Musk is shooting for 1T USD!

 

[highsulphur]

Cannot be la. $1.5million net worth if include CPF and HDB is quite common net worth for a 48yo. Definitely not top 10%

I was being sarcastic. He wasn't really looking for an answer

 

[laokorkor]

Because human is like that, forever not enough so we keep chasing. 1.5m is not a lot in Singapore context, 1 HDB already can exceed 1.5m.

1.5m SGD is not a lot to you. But..

The authority in wealth measurement, UBS Global Wealth says Singapore USD millionaire cutoff is approximately 6.7% of adults.

Knight Frank Wealth Report cutoff for top 1% is 5.23m USD.

Sounds reasonable to me. Lol!

 

[wutawa]

this is an SSI thread, not edmw, not kindergarten. being top 10% or 1% means nothing. 1 fully paid private property already worth more than most hdbs. your lifestyle or how much u spend, is more impt than how much u have.

 

[limster]

I was being sarcastic. He wasn't really looking for an answer

I was giving an "EDMW answer"

 

[SpeedingBullet]

i love this thread

if we're not arguing abt the definition of net worth, then we're arguing abt if "$x is enough"

 

[Jirachi]

Wow! $170k gain by doing nothing

Stop posting this guy...

 

[Jirachi]

Stocks Portfolio YTD (31 Dec)

P&L: $1,776,538.12
Realised: $351,881.92
Unrealised: $1,424,656.2

I will never in my life match this result. This is some crazy (in a good way) numbers

 

[Jirachi]

Happy New Year!
~S$1.06m networth achieved (excluding CPF, Property and insurance)

My FY2025 Portfolio Update

Good monthly dividends. What is your capital size like? High 6 digits or low 7?

 

[Jirachi]

Interactive Brokers client average stats for 2025:

Retail >$50k: +19.2%
Hedge funds >$1M: +28.9%

https://www.businesswire.com/news/h...ts-Outperformed-the-SP-500-on-Average-in-2025

Interactive Brokers’ Individual and Hedge Fund Clients Outperformed the S&P 500 on Average in 2025

I should be happy with myself? I got +40% in 2025.

I think I really should. IBKR user also

 

[Jirachi]

Actually, I like this thread a lot unlike those in EDMW.

More positive and encouraging people here.

 

[highsulphur]

I will never in my life match this result. This is some crazy (in a good way) numbers

One year pnl of 1.7m...

 

[Jirachi]

One year pnl of 1.7m...

Ya... 1 year... 1 million

 

[limster]

One year pnl of 1.7m...

Ya... 1 year... 1 million

Well, if you have $10m, $1.7m profit is 17% which is not unusual.
If you have $5m, $1.7m is 34%, a bit harder and needs some investing skillz but not impossible.

 

[highsulphur]

Well, if you have $10m, $1.7m profit is 17% which is not unusual.
If you have $5m, $1.7m is 34%, a bit harder and needs some investing skillz but not impossible.

Thats assuming 100% in equities with little or no bond component

 

[wutawa]

$1m over the years. The returns are in the previous post #4,030.

One year pnl of 1.7m...

dont get him wrong. he explained in sep 2025.

 

[highsulphur]

dont get him wrong. he explained in sep 2025.

So it's not ytd but rather to date pnl

 

[SpeedingBullet]

I should be happy with myself? I got +40% in 2025.

I think I really should. IBKR user also

u should! but i think most outperformed because of buying the liberation day dip, we shdnt be too overconfident. Better to benchmark against the mkt over longer period, best is against a bear mkt, this will show the true skill.

think in general for personal finance, just make money and meet your goals, which i'm sure you did, so just be happy with that. The more u compare, the more dissatisfied you'll be. Trying to beat S&P 500 is a tall order and if you can do it for decades, you wont be posting here with us nobodies.

 

[highsulphur]

u should! but i think most outperformed because of buying the liberation day dip, we shdnt be too overconfident. Better to benchmark against the mkt over longer period, best is against a bear mkt, this will show the true skill.

think in general for personal finance, just make money and meet your goals, which i'm sure you did, so just be happy with that. The more u compare, the more dissatisfied you'll be. Trying to beat S&P 500 is a tall order and if you can do it for decades, you wont be posting here with us nobodies.

I don't compare because you never know the whole picture and more importantly it's pointless

 

[Jirachi]

u should! but i think most outperformed because of buying the liberation day dip, we shdnt be too overconfident. Better to benchmark against the mkt over longer period, best is against a bear mkt, this will show the true skill.

think in general for personal finance, just make money and meet your goals, which i'm sure you did, so just be happy with that. The more u compare, the more dissatisfied you'll be. Trying to beat S&P 500 is a tall order and if you can do it for decades, you wont be posting here with us nobodies.

Ya. I hated Twitter sometime during June 2025 when everyone was like posting green screenshots. It is easy to look smart in a bull market because anything you buy goes up.

I did not buy during the Liberation day dip, I had to manage my leverage (I had some CSPs and naked puts) with existing equity. I tried not to add any cash.

I also don't compare to others. Each year, I set a personal KPI for myself. I am not in Finance, so I am doing this purely for my own goals.