Hello guys,
I have a question. On this ANZ Optimum card I had taken a fund transfer promo of 0% for 6 months. Now in the 1st month bill, I have just received. I am assuming that the minimum payment mentioned takes into account the minimum payment for the loan+ minimum payment for the retail transactions.
So to be on safe side, I am taking the whole minimum payment +all retail transactions in the month in full and paying it before the due date. If I do this for next 6 months and after that pay off the loan in full, I should avoid interest charges, is my understanding correct?
Thanks in advance!