ANZ Optimum World Mastercard

[ceecookie]

I called the cso and they confirmed that airbnb falls under the dining and leisure category. Haha better check my statement next month. Anyway quick qns, will airbnb incur anz's cross border fees of 2.5%?

My AirBNB transaction in SGD did not incur 2.5% cross border fee. I must call the CSO later since they only gave me 1% rebate for that transcation

 

[ravenintiate]

hey guys, how do you guys find the dining and leisure category? been using it awhile but seem like im not getting the 5% for most of the time haha. Maybe cause im not dining at those major franchise/ chain stores like crystal jade or swensen.

 

[Trazora]

hey guys, how do you guys find the dining and leisure category? been using it awhile but seem like im not getting the 5% for most of the time haha. Maybe cause im not dining at those major franchise/ chain stores like crystal jade or swensen.

You got check if you earned optimum$ ? Need to redeem 50 optimum$ to offset $50 credit card bill.

 

[ska13a]

My AirBNB transaction in SGD did not incur 2.5% cross border fee. I must call the CSO later since they only gave me 1% rebate for that transcation

direct to airbnb or via paypal?

paypal will change its merchant mcc.
tried and tested on agoda.
dont ask me why.

 

[Trazora]

direct to airbnb or via paypal?

paypal will change its merchant mcc.
tried and tested on agoda.
dont ask me why.

Btw for airbnb and agoda, 5% rebate is under travel category right? Not dining and leisure

 

[ska13a]

Btw for airbnb and agoda, 5% rebate is under travel category right? Not dining and leisure

airbnb never try before.

agoda without paypal = travel

 

[Henabi]

hey guys, how do you guys find the dining and leisure category? been using it awhile but seem like im not getting the 5% for most of the time haha. Maybe cause im not dining at those major franchise/ chain stores like crystal jade or swensen.

You have to check the merchant code for each of these f&b outlets

Don't be surprised that the billing company which posted your credit card transaction is another name

I use at cafe pub bar restaurants ok. 5%

 

[ceecookie]

direct to airbnb or via paypal?

paypal will change its merchant mcc.
tried and tested on agoda.
dont ask me why.

Direct thru AirBnb.

I called ANZ CSO and they confirmed AirBNB.com is considered travel website thus it fall under travel category instead. I suggest cherrystalk to call them again to be sure

 

[MoDiE]

Anyone has redeemed their Optimum$ before? Estimated How long does it take for it to be credited to your card once you redeemed?

Posted on my Space Grey iPhone 6 Plus with HardwareZone Forums app

 

[more3cm]

Estimated How long does it take for it to be credited to your card once you redeemed?

Few working days...

 

[arigatoast]

Anyone has redeemed their Optimum$ before? Estimated How long does it take for it to be credited to your card once you redeemed?

Posted on my Space Grey iPhone 6 Plus with HardwareZone Forums app

sometimes can be quite long like 1 week. but don worry, anz wont cheat u.

 

[Henabi]

sometimes can be quite long like 1 week. but don worry, anz wont cheat u.

Once done, anz will email me.

 

[timothybo]

Anyone got annual fees charged in March and asking for waiver now?

Im unable to get a waiver as cso says from now there is no more waiver for all cardholders regardless of their spend. Im not sure if I can believe this and hope to hear from the rest here. Thanks.

 

[hogrider88]

Anyone got annual fees charged in March and asking for waiver now?

Im unable to get a waiver as cso says from now there is no more waiver for all cardholders regardless of their spend. Im not sure if I can believe this and hope to hear from the rest here. Thanks.

Thanks for the headsup, reaching my $50 opt dollar n will stop using this

 

[neword]

Anyone got annual fees charged in March and asking for waiver now?

Im unable to get a waiver as cso says from now there is no more waiver for all cardholders regardless of their spend. Im not sure if I can believe this and hope to hear from the rest here. Thanks.

Really? I got the waiver leh. CSO said confirm waive for me and I saw that in the digital banking site. Maybe not use this card anymore. I got $100 cashback last yr.

 

[Henabi]

Doubt they will say such thinGS.

Optimum card is their premium card. Unless your annual spending is very little that why they see no point in waiving

 

[ravenintiate]

You got check if you earned optimum$ ? Need to redeem 50 optimum$ to offset $50 credit card bill.

yea i checked. that time just spent $700+ at some jap buffet but dont think i got the 5%.the bad thing is that their bill statement dont show the break down on the optimum right? so sometime i dont even know which one is giving me the optimum.

haha correct me if im wrong

 

[Trazora]

yea i checked. that time just spent $700+ at some jap buffet but dont think i got the 5%.the bad thing is that their bill statement dont show the break down on the optimum right? so sometime i dont even know which one is giving me the optimum.

haha correct me if im wrong

I have been getting the 5% for restaurants big and small. Think so far the restaurants I went to has the right the merchant category code. Btw, the 5% is capped at 30 optimum$ per transaction (ie $600 spending). Also per transaction rounded down to nearest 0.1 optimum$, then end of statement optimum$ earned rounded down to nearest optimum$.

 

[Lorraine08]

I called yesterday and didn't get a waiver too. I spend about 400+ a month on groceries. Too little? When I said I'll cancel my card they were OK with it too. Hmm...

Anyone got annual fees charged in March and asking for waiver now?

Im unable to get a waiver as cso says from now there is no more waiver for all cardholders regardless of their spend. Im not sure if I can believe this and hope to hear from the rest here. Thanks.

 

[inhixcode]

Anyone gotten their late payment fee waived off by ANZ before?