ANZ Optimum World Mastercard

Henabi

High Supremacy Member
Joined
Aug 3, 2004
Messages
32,164
Reaction score
762
Anyone gotten their late payment fee waived off by ANZ before?

Rare... I only got it waived once and that was because I didn't receive any form of notifications, emails, sms and physical letters for my first bill.
 

galapogos

Moderator
Moderator
Joined
Aug 30, 2000
Messages
30,098
Reaction score
42
Anyone gotten their late payment fee waived off by ANZ before?

I had to call them twice and email them once before they agreed to waive the late fee/finance charges, and this is for the 1st offence. Other banks will usually just waive off the 1st offence as a form of goodwill, but ANZ makes you jump through hoops.
 

toothpick

Member
Joined
Jul 5, 2014
Messages
254
Reaction score
2
I had to call them twice and email them once before they agreed to waive the late fee/finance charges, and this is for the 1st offence. Other banks will usually just waive off the 1st offence as a form of goodwill, but ANZ makes you jump through hoops.

you could say you called many times but their CS hotline was always engaged. Put some weight behind your argument.
 

cherrystalk

Senior Member
Joined
May 23, 2013
Messages
685
Reaction score
15
I called yesterday and didn't get a waiver too. I spend about 400+ a month on groceries. Too little? When I said I'll cancel my card they were OK with it too. Hmm...

what, are you serious? anyway sounds like a shitty experience with anz.....
 

arigatoast

Senior Member
Joined
Mar 5, 2006
Messages
1,825
Reaction score
0
tried to waive off my late fees after many calls. almost every 3 days i talk to their CSO...
 

Henabi

High Supremacy Member
Joined
Aug 3, 2004
Messages
32,164
Reaction score
762
So they waived your annual fees but not your late fees? Am I right?
 

decibel.

Supremacy Member
Joined
Jan 4, 2013
Messages
6,067
Reaction score
560
hi, understand that there are 30$ optimum cap for each transaction but is there a cap for the month like scb singpost card $60 cap?
 

neword

Member
Joined
Dec 21, 2013
Messages
259
Reaction score
0
Maybe try not to talk to the CSO, use the phone option to waive the annual fee. That's what I did for my travel card. I waived the Optimum card by talking to an officer. The CSO seems very easygoing? He said confirm waive.
 

arigatoast

Senior Member
Joined
Mar 5, 2006
Messages
1,825
Reaction score
0
Maybe try not to talk to the CSO, use the phone option to waive the annual fee. That's what I did for my travel card. I waived the Optimum card by talking to an officer. The CSO seems very easygoing? He said confirm waive.

i use the phn option first.

and then i got sms say declined.

i called them and the CSO say cannot do anything.

wtfish.:(
 

tiertime

Supremacy Member
Joined
Jan 20, 2011
Messages
7,754
Reaction score
1,332
Some months ago (Nov-Dec 2015) there was this promo whereby card users spend $100, they can get between $1 to $9 if they sms in and get a reply confirmation .

Did anyone manage to get the amount credited? as cash credit or Optimum$ ?
 
Last edited:

inhixcode

Member
Joined
Sep 23, 2004
Messages
195
Reaction score
5
Some months ago (Nov-Dec 2015) there was this promo whereby card users spend $100, they can get between $1 to $9 if they sms in and get a reply confirmation .

Did anyone manage to get the amount credited? as cash credit or Optimum$ ? :s11:

I received nothing until now!


Base on my own calculation, I should have earned $300 rebate from this promotion. But end up they only credit $189. Missing $111.
 

tiertime

Supremacy Member
Joined
Jan 20, 2011
Messages
7,754
Reaction score
1,332
Base on my own calculation, I should have earned $300 rebate from this promotion. But end up they only credit $189. Missing $111.

Wow thats a lot, u should scan all ur receipts and screen capture all ur sms and email them.

I just spoke to the and they said credited on 17 March as Optimum$.

My last 2 transactions did not tally and was not captured by them as there was a fault in their system that day resulting as my receipt IDs appear to them as duplicated when both are fresh receipts entries.
 

chongpang

Senior Member
Joined
Jun 1, 2015
Messages
2,191
Reaction score
79
Some months ago (Nov-Dec 2015) there was this promo whereby card users spend $100, they can get between $1 to $9 if they sms in and get a reply confirmation .

Did anyone manage to get the amount credited? as cash credit or Optimum$ ?

I won in Feb but yet get in April, if you read the sms clearly, it says it is pending for the bank approval, which means if we win may not be approved too? :s22:
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top