ANZ Optimum World Mastercard

[more3cm]

I use this card mainly for the dining rebate as we spend quite a bit on dining outside and after all the roundings it is still about 2.5% rebate. Posb everyday need to do giro to get 1%. I hate to do giro. I want the flexibility to change cards.

Even after rounding down it shouldn't drop from 5% to 2.5% mah...

For recurring bills linked to CC, as long as the payment using anothet card is settled before a certain trigger date, then no flexibility is lost

 

[Trazora]

I just use OCBC365 for dining. It's awesome.

Better cards out there now and need min $600 monthly

 

[revhappy]

Even after rounding down it shouldn't drop from 5% to 2.5% mah...

For recurring bills linked to CC, as long as the payment using anothet card is settled before a certain trigger date, then no flexibility is lost

Actually I was using the Optimum card for all transactions. For non dining spend I get only 1% so the avg gets pulled down to about 2.5%. Still not bad considering that UOB one gets you 3.33% but need to spend 500 every month.

Only recently I started using dual cards after I got citi SMRT card which I use for atu and have given it to my wife for grocery shopping at fairprice. But still all other spend goes to Optimum card.

 

[KiraYamatoX]

I use this card mainly for the dining rebate as we spend quite a bit on dining outside and after all the roundings it is still about 2.5% rebate also I pay my SingTel and starhub bill on this card. Posb everyday need to do giro to get 1%. I hate to do giro. I want the flexibility to change cards.

If the annual fee cannot be waived, then I will surely cancel this card.

But I wonder which card to use that gives atleast 2% rebate on dining without any minimum monthly spend.

UOB PP Visa 10X UNI$/ 4 miles per $ for Visa Paywave transactions, online shopping and entertainment or UOB PP Amex same as above for all dining except hotel i think

 

[KiraYamatoX]

I just use OCBC365 for dining. It's awesome.

only good for the 1 for 1 deals or other promotions

 

[SCG8866T]

They die die dont want to waive the annual fee, i too cancelled the card. Guess its time to switch to boc family card for dinning and dbs live for groceries...

 

[Henabi]

Anz 5% for dining applies to all dining places including those within hotels

 

[StealthShadow]

They die die dont want to waive the annual fee, i too cancelled the card. Guess its time to switch to boc family card for dinning and dbs live for groceries...

DBS live fresh? got groceries promo meh?

 

[Trazora]

DBS live fresh? got groceries promo meh?

Can use visa paywave for groceries

 

[StealthShadow]

Can use visa paywave for groceries

right... unfortunately i dun spend $700 on groceries + online

 

[redchallenge]

for those with annual fee waiver rejected, can i know what is your total expenditure in that cycle? what about those that successfully waived

 

[keniphone]

for those with annual fee waiver rejected, can i know what is your total expenditure in that cycle? what about those that successfully waived

I can't get fee waiver
they offer me 50% which is $90
I spend around 15K/month on this card, and I get around $750 back per month.
So I think yeah giving back to them $90 is still ok.

Last month, I can't get annual fee on my Travel card waived, so I threaten to cancel, finally they waived off the annual fee on that card.

 

[redchallenge]

I can't get fee waiver
they offer me 50% which is $90
I spend around 15K/month on this card, and I get around $750 back per month.
So I think yeah giving back to them $90 is still ok.

Last month, I can't get annual fee on my Travel card waived, so I threaten to cancel, finally they waived off the annual fee on that card.

15k/month and yet no full fee waiver is crazy!

 

[keniphone]

15k/month and yet no full fee waiver is crazy!

yeah crazy, but I don't want troublesome. If I threat them to cancel the card and they agree, then need to reapply again.

 

[oceanicmanta]

I can't get fee waiver
they offer me 50% which is $90
I spend around 15K/month on this card, and I get around $750 back per month.
So I think yeah giving back to them $90 is still ok.

Last month, I can't get annual fee on my Travel card waived, so I threaten to cancel, finally they waived off the annual fee on that card.

anyone who is a ANZ Priority account denied fee waiver ?

 

[MoDiE]

So many case of non waiver.. Since I know my annual fee is coming in next statement, maybe I should call and cancel now and cite this reason, maybe they will waive.. Haha

Posted on my Space Grey iPhone 6 Plus with HardwareZone Forums app

 

[Henabi]

I can't get fee waiver
they offer me 50% which is $90
I spend around 15K/month on this card, and I get around $750 back per month.
So I think yeah giving back to them $90 is still ok.

Last month, I can't get annual fee on my Travel card waived, so I threaten to cancel, finally they waived off the annual fee on that card.

$750 cashback per month or 750 Optimum$ per month?!

 

[keniphone]

$750 cashback per month or 750 Optimum$ per month?!

are they the same?

 

[Henabi]

are they the same?

of course they are not the same. that's why I asked the question.

you might wanna do a complete and detailed Optimum$ tracing all the way back to your very first transaction and check if all the Optimum$ tally with the rebate according to your spendings.

 

[redchallenge]

of course they are not the same. that's why I asked the question.

you might wanna do a complete and detailed Optimum$ tracing all the way back to your very first transaction and check if all the Optimum$ tally with the rebate according to your spendings.

bro u seem to imply that the optimum $ may not tally? did it happen to u before? now im worried lol