ANZ Optimum World Mastercard

[zoossh]

means u must cash out before your annual fee is due

and also they say every quarter must specific, if one quarter u forgot to choose, then that quarter is 1% nia

why cant they stick to old category if not chosen? purposely set trap ah?

 

[marcus70]

why cant they stick to old category if not chosen? purposely set trap ah?

True, there will definitely be a certain % of people forget to set, so they will save a lot

 

[RoLanTo]

shopping excludes departmental stores.. cannot use in courts/harvey normal/gain city/best denki electronics or funiture stores.. sounds not good to me

 

[zoossh]

if i can try to put into perspectives, this card is good for big spenders who can spent close to over intervals of $1000, and the categories must be planned in quarters. if apply now, takes 2-4weeks to approve, means planning for earliest april-jun, then jul-sep. if u only going overseas once and dun spend a lot, for the whole year of effort, u can get back at least $50 (flight OR hotel during that trip + groceries to round up), but one can earn more if eat expensively, wedding, honeymoon, multiple travels, buy luxurious bags/watches/fashion stuff, or whole year round buy a lot of groceries without using vouchers.

1. expensive group dining, wedding dinner
2. hotels (150 x 1 week, <1k) overseas or for wedding

3. flight at least to japan (>1k) or multiple pax (>1k), honeymoon. (if separate from hotel, means u can only get either hotel or flight)

4. expensive bags (at least LV), buy for self, gf or waifu.
5. expensive watches (at least longines)

6. groceries (if >100/week, >1k/3mth) - do this for last 3rd or 2nd mth, in small spendings until hit the nearest $1000. redeem in last mth. but all these must do without real time online info. so in case of error, spend another $50 to make sure cross $1000.

those in () means if wanted to redeem within same quarter.

like that, tio boh?

 

[keniphone]

if i can try to put into perspectives, this card is good for big spenders who can spent close to over intervals of $1000, and the categories must be planned in quarters. if apply now, takes 2-4weeks to approve, means planning for earliest april-jun, then jul-sep. if u only going overseas once and dun spend a lot, for the whole year of effort, u can get back at least $50 (flight OR hotel during that trip + groceries to round up), but one can earn more if eat expensively, wedding, honeymoon, multiple travels, buy luxurious bags/watches/fashion stuff, or whole year round buy a lot of groceries without using vouchers.

1. expensive group dining, wedding dinner
2. hotels (150 x 1 week, <1k) overseas or for wedding

3. flight at least to japan (>1k) or multiple pax (>1k), honeymoon. (if separate from hotel, means u can only get either hotel or flight)

4. expensive bags (at least LV), buy for self, gf or waifu.
5. expensive watches (at least longines)

6. groceries (if >100/week, >1k/3mth) - do this for last 3rd or 2nd mth, in small spendings until hit the nearest $1000. redeem in last mth. but all these must do without real time online info. so in case of error, spend another $50 to make sure cross $1000.

like that, tio boh?

can I buy shoes/bags in Pazzion, Charles and Keith, Pedro, Podium and earn 5%?
LV cannot... max $600 for rebate, and none of LV <=$600

 

[zoossh]

seems so. cant confirm.

 

[hyperbole]

Hotels got meh.. I only see flights and online travel portals

 

[zoossh]

Hotels got meh.. I only see flights and online travel portals

They purposely put in different category. Hotel with dining.

 

[hwmook]

Why complain so much? Its a good card for groceries mah, 5% rebate no min spend. Better than Maybank F&F and BOC family card.

 

[Immanuel.]

They purposely put in different category. Hotel with dining.

They should put hotels with airlines...

 

[hyperbole]

* For the avoidance of doubt, spend incurred for wedding banquets are not eligible for Optimum$

 

[zoossh]

* For the avoidance of doubt, spend incurred for wedding banquets are not eligible for Optimum$

that is in the tnc? damn evil.

but how would they know?

 

[rerear]

When will anz travel 2.5% end... 1st April?

 

[more3cm]

* For the avoidance of doubt, spend incurred for wedding banquets are not eligible for Optimum$

that is in the tnc? damn evil.

but how would they know?

Sure can tell from the amt

 

[zoossh]

When will anz travel 2.5% end... 1st April?

is there announcenment?

 

[yeokheelin]

is there announcenment?

they haven't announced it yet.

 

[zoossh]

Sure can tell from the amt

groom, bride, father, mother on each side, all apply for card. each person charge 5k. 6 person charge 30k in total. at least can earn back a bit.

 

[spearhawk]

groom, bride, father, mother on each side, all apply for card. each person charge 5k. 6 person charge 30k in total. at least can earn back a bit.

Per transaction is $600 max for rebate, so need to split many transactions?

 

[hyperbole]

that is in the tnc? damn evil.

but how would they know?

Yup in the tnc. The tnc really not clear leh. How would I know what they consider as online fashion store etc. Better avoid this card until clearer

 

[neword]

Anyone has idea that existing ANZ credit card holder (I hold the travel card) can enjoy the $88 cash bonus for signing up the card??