ANZ Optimum World Mastercard

[keniphone]

Anyone has idea that existing ANZ credit card holder (I hold the travel card) can enjoy the $88 cash bonus for signing up the card??

no

34567890

 

[chengs21]

When will anz travel 2.5% end... 1st April?

is this for real?
if end 2.5% then what the new rebate?

 

[johanyu]

Call their hotline and follow the instructions.

It's done on through the hotline and it is automated.

any fee for the sms?

 

[beri stupid idiot]

I accumulate miles mainly at 1.4mpd not bad rate

 

[ossify1]

any fee for the sms?

since this card is a mastercard, can do fpatu, but which category is fpatu?

 

[johanyu]

since this card is a mastercard, can do fpatu, but which category is fpatu?

what is fpatu ?

 

[zoossh]

flash pay auto top up

 

[beri stupid idiot]

Only certain banks can netsfp atu but not anz

 

[dlrowehtleah]

i'm holding a normal personal anz master card. received a mailer a few days noting that the card has been converted to this optimum world mastercard in late jan. called the bank yesterday, they said they will replace me with the new card only when the current card expires which is ok with me.

i also find out that the annual fee for this new card is S$180 (before gst). i read the tnc from the mailer, it seems to me that they are expecting users to offset the membership fees with those earned rebates (optimum $). so request to waive the fee might be difficult.

 

[leogeo]

this card just arrived in my mail yesterday. however, i have not activated it as I am having second thoughts of using this card

1. when do they count the anniversary date for 1 credit card fee? the date of activation or date of approval?

2. if I decide not to use this card anymore, can I cancel it over the phone (even though I just got it)?

 

[neword]

Anyone has idea if we spend overseas, like on oversea grocery, oversea dining, can still get 5% rebate?

 

[more3cm]

Anyone has idea if we spend overseas, like on oversea grocery, oversea dining, can still get 5% rebate?

"4. Under the 5% Category Tier, Cardmembers will be awarded 0.5 Optimum$ for every S$10.00 (or equivalent foreign currency) of Retail Spend in the selected Category charged to the Cardmember’s relevant Card Account, which is also equivalent to 5% of the Retail Spend. Spend made in foreign currency will be subject to exchange rate fluctuations and will be based on the Bank’s conversion rate."

 

[arigatoast]

For Dining Leisure category, 'hotel' is included. does paying for hotel stays counted towards the rebate? or only paying for hotel restaurants?

thanks

 

[hclee01]

For Dining Leisure category, 'hotel' is included. does paying for hotel stays counted towards the rebate? or only paying for hotel restaurants?

thanks

I believe it will include hotel stay so long as hotel room charges are charged directly by the hotel and not via 3rd party online portal or travel agency where payment is prepaid.

ANZ picks up the transaction based on the Merchant Classification Code. If merchant is classified as Hotel and Lodging, it should award the 5% rebate.

 

[zoossh]

I believe it will include hotel stay so long as hotel room charges are charged directly by the hotel and not via 3rd party online portal or travel agency where payment is prepaid.

ANZ picks up the transaction based on the Merchant Classification Code. If merchant is classified as Hotel and Lodging, it should award the 5% rebate.

That is an important advice. I feel that banks are obliged to provide such info but they dun. Sad

 

[more3cm]

That is an important advice. I feel that banks are obliged to provide such info but they dun. Sad

Got ah...
6. The classification of a merchant’s main business activity as set out in Table 5A is dependent on the Merchant Category Code (MCC) assigned by the entity providing the point-of-sale terminal to that merchant (“Acquiring Entity”). Such MCC is provided by MasterCard or Visa as a guide to the Acquiring Entity, and the assigning of the relevant MCC is at the Acquiring Entity’s and/or MasterCard or Visa’s discretion and may be changed without notice.

7. The Bank shall award Optimum$ in accordance with the MCC assigned to the transaction and shall not be held responsible in any way whatsoever in the event that the MCC provided by the Acquiring Entity is inaccurate or subsequently amended. For the avoidance of doubt, the Bank shall not award any additional Optimum$ or adjust the number of Optimum$ awarded for a transaction in such situations.

 

[zoossh]

not the same.

difference in contents aside. i read hclee01's post, immediately can understand.

 

[hyperbole]

I believe it will include hotel stay so long as hotel room charges are charged directly by the hotel and not via 3rd party online portal or travel agency where payment is prepaid.

ANZ picks up the transaction based on the Merchant Classification Code. If merchant is classified as Hotel and Lodging, it should award the 5% rebate.

Quite ridiculous hotel stay not classified under travel but dining

 

[zoossh]

Quite ridiculous hotel stay not classified under travel but dining

They purposely want to underpay your trip. The only way is to preplan the cc card application such that flight is paid in first quarter and hotel payment and trip is in 2nd quarter. So still possible

 

[more3cm]

The only way ....

Or you get 1 card wife gets another...