ANZ Optimum World Mastercard

[revhappy]

I thought 5% + 5% should be 10%

They are seperate. The 1st 5% is only for chosen category and it is given out in the same month. The remaining 5% is for the entire spend and just given out now.

So If I spend $600 in that period and in that only $100 for restaurant, I get 5% on $100 +1% on $500 + 5% on $600.

I actually spent around $700. I dont know what rounding they have done, but they gave me only $30. About $100 I spent on AXS Mobile for sp services, may be it is not included.

 

[koja6049]

They are seperate. The 1st 5% is only for chosen category and it is given out in the same month. The remaining 5% is for the entire spend and just given out now.

So If I spend $600 in that period and in that only $100 for restaurant, I get 5% on $100 +1% on $500 + 5% on $600.

I actually spent around $700. I dont know what rounding they have done, but they gave me only $30. About $100 I spent on AXS Mobile for sp services, may be it is not included.

I see, it makes sense now.

Also note the wording on the sms, 5% on top of 5%, meaning that the extra 5% is not on entire spending but only on preferred category. So in short, it should be 10% on preferred category and 1% on all others

 

[revhappy]

This card is very good to be a secondary card, because it has no min spend criteria. From May 2016 to Oct 2016, my primary card was Citi SMRT as it was under the promo of 6 months spend $200 each month and get $20 cash back every month. So I any spending over $200 a month and mainly dining category I used ANZ optimum.

Now my primary card is CIMB Mastercard as it is under the promotion of spend $300 each month and get $25 cash back for 6 months. So any additional spend above $300 and dining I do on this ANZ Optimum card.

The only bad thing about this card is that you need to wait for 50 optimum$ to redeem. It is kind of a trap. I always wanted to close this card and reapply after 1 yr to make use of the 2 luggage promo. But everytime I reach 50 optimum$, I cross it by a bit and then I dont want to waste it

Now I have 25 Optimum$ suddenly. I need to wait till it becomes 50.

Already they have waived off annual fee once during renewal. Now need to see if they will do it again.

 

[koja6049]

This card is very good to be a secondary card, because it has no min spend criteria. From May 2016 to Oct 2016, my primary card was Citi SMRT as it was under the promo of 6 months spend $200 each month and get $20 cash back every month. So I any spending over $200 a month and mainly dining category I used ANZ optimum.

Now my primary card is CIMB Mastercard as it is under the promotion of spend $300 each month and get $25 cash back for 6 months. So any additional spend above $300 and dining I do on this ANZ Optimum card.

The only bad thing about this card is that you need to wait for 50 optimum$ to redeem. It is kind of a trap. I always wanted to close this card and reapply after 1 yr to make use of the 2 luggage promo. But everytime I reach 50 optimum$, I cross it by a bit and then I dont want to waste it

Now I have 25 Optimum$ suddenly. I need to wait till it becomes 50.

Already they have waived off annual fee once during renewal. Now need to see if they will do it again.

Yes, it is the $50 trap that makes you cannot cut your card For now I plan my purchases carefully with this card so i always have $50 blocks

 

[saintgtril]

They are seperate. The 1st 5% is only for chosen category and it is given out in the same month. The remaining 5% is for the entire spend and just given out now.

So If I spend $600 in that period and in that only $100 for restaurant, I get 5% on $100 +1% on $500 + 5% on $600.

I actually spent around $700. I dont know what rounding they have done, but they gave me only $30. About $100 I spent on AXS Mobile for sp services, may be it is not included.

I make it a point to spend using the following guideline on eAXS (e.g. SP bill). But there are a couple of times my eAXS transaction does not earn me any rebates. Anyone has any ideas?

for 1%,
Min spend $100, above that
Best rebate at $100, $200, $300,... = 1%

 

[wfrabbit]

So smart! But I notice from anz website the luggage is only for the first 100 approved applications. Is it still possible to get one if I apply now?

This card is very good to be a secondary card, because it has no min spend criteria. From May 2016 to Oct 2016, my primary card was Citi SMRT as it was under the promo of 6 months spend $200 each month and get $20 cash back every month. So I any spending over $200 a month and mainly dining category I used ANZ optimum.

Now my primary card is CIMB Mastercard as it is under the promotion of spend $300 each month and get $25 cash back for 6 months. So any additional spend above $300 and dining I do on this ANZ Optimum card.

The only bad thing about this card is that you need to wait for 50 optimum$ to redeem. It is kind of a trap. I always wanted to close this card and reapply after 1 yr to make use of the 2 luggage promo. But everytime I reach 50 optimum$, I cross it by a bit and then I dont want to waste it

Now I have 25 Optimum$ suddenly. I need to wait till it becomes 50.

Already they have waived off annual fee once during renewal. Now need to see if they will do it again.

 

[Henabi]

They will advise you to apply and try luck

 

[jovialger]

I last cancelled this card in May 2016. After >6 months, can I reapply for the card and be considered "new" application?

 

[ban_kai]

Hello. wish to know if the 5% on shopping does it include say buying electronics from nubox/epicentre? the only exclusion is for departmental stores. not much details available also.

 

[micromousez]

Remember to select ur next qtr category rebate before 25th dec

 

[raist85]

may i know does the 1% rebate on all other spend cover items not in the 4 categories? e.g. furniture, electronics?

 

[revhappy]

may i know does the 1% rebate on all other spend cover items not in the 4 categories? e.g. furniture, electronics?

Yes, 1% is minimum you get on all spend, including paying bills.

Sent from Xiaomi REDMI NOTE 2 using GAGT

 

[Trazora]

Yes, 1% is minimum you get on all spend, including paying bills.

Sent from Xiaomi REDMI NOTE 2 using GAGT

Need to be aware of the rounding downs though

 

[babyrobo]

This card is very good to be a secondary card, because it has no min spend criteria. From May 2016 to Oct 2016, my primary card was Citi SMRT as it was under the promo of 6 months spend $200 each month and get $20 cash back every month. So I any spending over $200 a month and mainly dining category I used ANZ optimum.

Now my primary card is CIMB Mastercard as it is under the promotion of spend $300 each month and get $25 cash back for 6 months. So any additional spend above $300 and dining I do on this ANZ Optimum card.

The only bad thing about this card is that you need to wait for 50 optimum$ to redeem. It is kind of a trap. I always wanted to close this card and reapply after 1 yr to make use of the 2 luggage promo. But everytime I reach 50 optimum$, I cross it by a bit and then I dont want to waste it

Now I have 25 Optimum$ suddenly. I need to wait till it becomes 50.

Already they have waived off annual fee once during renewal. Now need to see if they will do it again.

how did u get the cimb mastercard promotion?

 

[vince123123]

It's currently ongoing for new signups up till 31 Dec 2016.

http://www.cimbbank.com.sg/en/perso...t-card-sign-up-150-cash-credit-promotion.html

how did u get the cimb mastercard promotion?

 

[foozgarden]

It's currently ongoing for new signups up till 31 Dec 2016.

http://www.cimbbank.com.sg/en/perso...t-card-sign-up-150-cash-credit-promotion.html

only for new customers.

The Promotion is open to applicants who do not hold any principal CIMB Credit Cards at the start of the Promotion Period. Applicants who had cancelled their CIMB Credit Card within the last 12 months prior to the start of the promotion (i.e. 16 September 2016) are not eligible for this Promotion.

 

[thoo00]

hi all, does online spend at qoo10, lazada, amazon etc applicable for 5% rebate under shopping?

Quite confused about its shopping category.

 

[Hidetoshi]

What is the brand of the luggage? should i sign up on Saturday so first to approve on Monday in the next qualifying week?

 

[tiertime]

i spent 15 times of 100 on my ANZ Optimum, then realised i use wrong hp number to send sms (worse i also sms last 4 credit card numbers wrong too)
Managed to get a few replies with $20cashback but now all down the drain...
disappointed.. why i so blur...

 

[TribleBoob]

What is the brand of the luggage? should i sign up on Saturday so first to approve on Monday in the next qualifying week?

lol if they approve on Sunday you gg