ANZ Optimum World Mastercard

[nivlac9]

Nice! Thanks Henabi! Amazing how both merchant and ANZ doesn't know but the internet does!

Gassan iirc should be shopping mcc code by Mastercard.

Bought a watch from them last year

 

[Henabi]

Nice! Thanks Henabi! Amazing how both merchant and ANZ doesn't know but the internet does! ************************************

well... iirc the MCC is determined by credit card companies like Visa, Mastercard, Diner and Amex.

as mcc isn't something which is widely advertised and shared, the vast majority still think that the banks are the ones which issues these mcc and they should know about it.

the mcc code given to a business or store is based on the very first time the business starts accepting one of these cards as a form of payment.

A very practical example: Cafes, Bars, Restaurants
The common mcc codes are 5811, 5812 and 5813
5811- Caterers
For: Caterers, Restaurants, Bars

5812- Eating Places, Restaurants
For: Caterers, Restaurants, Bars

5813- Drinking Places
For: Caterers, Restaurants, Bars

For shops selling watches, the mcc code should be 5094 or 5944

http://mcc-codes.findthecompany.com/

tbh, I have my own excel containing the mcc codes for each of my credit cards. these mcc codes are mainly the shops I have used my credit cards before.

 

[tiertime]

I got it last weekend. I made a mistake on my first one at 12.01 and got $1. Managed to get the $188 At the next minute.

where did u make ur purchase at?

 

[vince123123]

Could consider adding add what you know into the HWZ google docs so we can crowdsource and share the info.

well... iirc the MCC is determined by credit card companies like Visa, Mastercard, Diner and Amex.

as mcc isn't something which is widely advertised and shared, the vast majority still think that the banks are the ones which issues these mcc and they should know about it.

the mcc code given to a business or store is based on the very first time the business starts accepting one of these cards as a form of payment.

A very practical example: Cafes, Bars, Restaurants
The common mcc codes are 5811, 5812 and 5813
5811- Caterers
For: Caterers, Restaurants, Bars

5812- Eating Places, Restaurants
For: Caterers, Restaurants, Bars

5813- Drinking Places
For: Caterers, Restaurants, Bars

For shops selling watches, the mcc code should be 5094 or 5944

http://mcc-codes.findthecompany.com/

tbh, I have my own excel containing the mcc codes for each of my credit cards. these mcc codes are mainly the shops I have used my credit cards before.

 

[Henabi]

vince...if you know the hwz google docs, please add to it thanks!

 

[vince123123]

Well I don't have your excel containing all the codes you have collected.

The crowdsource GoogleDocs thread is here:

http://forums.hardwarezone.com.sg/c...dit-card-rewards-reference-table-4301785.html

vince...if you know the hwz google docs, please add to it thanks!

 

[bllimus]

anyone participated 10% Cash Rebate for 72h weekend Flash Online in August?

anyone received the cash rebate?

Any of you got rebate? Purchase online (ebay, Qoo10, Lazada) and pay by PayPal still eligible right?

 

[bllimus]

Any of you got rebate? Purchase online (ebay, Qoo10, Lazada) and pay by PayPal still eligible right?

TnC


3.3 Online Qualifying Spend for this Promotion means online retail purchases, but excludes transactions made for brokerage services, purchase of securities, Transitlink/EZ-link, bill payments including phone bills and AXS payments and transactions made at online gaming websites, Paypal *Oandaasiapa, www.igmarkets.com.sg, Oanda Asia Pacific, Saxo Capital Markets Pte Ltd, SKR *skrill.com. The list of excluded online merchants is subject t

 

[Trazora]

Any of you got rebate? Purchase online (ebay, Qoo10, Lazada) and pay by PayPal still eligible right?

Yes got optimum$

 

[zumaba]

Any of you got rebate? Purchase online (ebay, Qoo10, Lazada) and pay by PayPal still eligible right?

Ya, got the optimum for the promotion. It was a promotion only.

But I din remember this card have a general online category, but only for online travel and/or online fashion, right?

ebay, Qoo10, Lazada., etc also can? under which category, "Travel" or "Shopping"?

 

[zhaoshanhe]

can i check, this card, can be used for beauty salons or those facial treatment packages and still eligible for the optimum points? which category does it belong to? else, would any kind soul recommend a card for such spending (~1k+).

thanks.

 

[Trazora]

can i check, this card, can be used for beauty salons or those facial treatment packages and still eligible for the optimum points? which category does it belong to? else, would any kind soul recommend a card for such spending (~1k+).

thanks.

Can use cimb platinum mastercard. But need min $500 and min 8x$30 and 10% rebate capped at $60 only.

 

[tmengyew]

I was wondering if Qoo10 (online), those electronic store like challanger is under the category of shopping. Any one can advice ?
If not choose shopping but only get 1% instead of 5%. that is the key different.

 

[kkboy1]

I was wondering if Qoo10 (online), those electronic store like challanger is under the category of shopping. Any one can advice ?
If not choose shopping but only get 1% instead of 5%. that is the key different.

Anyone knows what is the Category for Online Shopping?

 

[nefariel]

anyone know if coffee places are under dining/leisure category?

 

[kkboy1]

How to redeem the optimum points? Only until 50 optimum point then can redeem?

 

[galapogos]

How to redeem the optimum points? Only until 50 optimum point then can redeem?

Yes, once you have hit $50 you can redeem it from their online banking portal. Redemption is in $50 blocks.

 

[joie]

Hi, can the folks who have the travel option confirm whether AirBnB qualify for the 5% rebate? I was previously awarded 5% but my transaction from a few days back was credited with 1% instead. Anyone can confirm? Thanks.

 

[259850]

Hi, can the folks who have the travel option confirm whether AirBnB qualify for the 5% rebate? I was previously awarded 5% but my transaction from a few days back was credited with 1% instead. Anyone can confirm? Thanks.

The last time I used it in October last year, I got 5%. But note that Airbnb forces you to pay in the currency of the country your credit card is issued. This is considered S$ processed overseas. Most banks charge 1% for this, but ANZ charges 2.5%.

 

[bleonz]

The last time I used it in October last year, I got 5%. But note that Airbnb forces you to pay in the currency of the country your credit card is issued. This is considered S$ processed overseas. Most banks charge 1% for this, but ANZ charges 2.5%.

yes, i was about to ask the same question regarding airbnb...