ANZ Optimum World Mastercard

[Trazora]

yeah i'm quite attracted to the no minimum spending per month. actually just wanted to know if any kakis got see the road show? lol want to head down to sign up. call their phone line but after 15 mins still busy.

Maybe you can apply online? https://sg.anz.com/onlineapp/faces/...rod=optimum_mastercard&AID=609183&CID=4132594

 

[MoDiE]

Not bad la this card but cash back that needs to be accumulated and redeem just kinda irks me... Somemore minimum must $50 then can redeem..

Posted on my Space Grey iPhone 6 Plus with HardwareZone Forums app

 

[FrontierX]

i usually break up my transactions if I make my business trip bookings with Expedia. Book air ticket one transaction, then continue with hotel booking 2nd transaction.

If the amount is gonna be more than $600 per transaction, then I will recommend you to use other cashback cards, ie AMEX true cashback.

I'm like u. I went down to the outlet and asked the person to break up my 6k package into 10x$600 transactions.

Lol in the end got $300 cashback

 

[redchallenge]

hearsay that ANZ is quite strict with the 80k annual salary criteria for online application, dont know how true it is. i retracted that application and went to roadshow to sign the card instead

 

[hogrider88]

hearsay that ANZ is quite strict with the 80k annual salary criteria for online application, dont know how true it is. i retracted that application and went to roadshow to sign the card instead

the hearsay started from the guy u signed at the roadshow

 

[redchallenge]

the hearsay started from the guy u signed at the roadshow

no la, from people i know.

on 2nd thought, maybe u are right lol

 

[wayne310]

I usually spend between $500-$1500 in a month

during holiday/festive season months it goes upto $2500.

is this card worth getting?

my areas of spending: nightlife, grocery, online payments (vehicle insurance, tax, uber taxi, air tickets)


I also tend to spend more during overseas travel..so any benefit there?

 

[IcYFl4mEz]

suddenly remb must choose category for 2nd quarter, if submit now also ok right? no need to wait till march hor?

 

[IcYFl4mEz]

I usually spend between $500-$1500 in a month

during holiday/festive season months it goes upto $2500.

is this card worth getting?

my areas of spending: nightlife, grocery, online payments (vehicle insurance, tax, uber taxi, air tickets)


I also tend to spend more during overseas travel..so any benefit there?

all diff cat, u can aonly choose 1 cat.

 

[Trazora]

suddenly remb must choose category for 2nd quarter, if submit now also ok right? no need to wait till march hor?

Yes ok to submit now

 

[WhateverZ]

Any idea whether amazon spendings fall into any of the selected categories?

 

[StealthShadow]

hearsay that ANZ is quite strict with the 80k annual salary criteria for online application, dont know how true it is. i retracted that application and went to roadshow to sign the card instead

not true. i applied online and got it without hitting salary criteria.

 

[StealthShadow]

2 questions:

1) someone mentioned that they got SMS from ANZ saying that if you spend SGD100 on a single receipt, you can SMS a format back to ANZ and stand a chance to receive up to SGD300.

is this still going on? I didn't get that SMS. anyone can give me the format so i can try my luck?



2) Anyone tried using the dining category overseas? Thinking of using that for overseas dining spend since the 5% rebate will offset all the pesky fees (1.5% ANZ + 1% Mastercard + X% forex rate). Should have no issues with MCC for overseas restaurants/bars right?

 

[neword]

2 questions:

1) someone mentioned that they got SMS from ANZ saying that if you spend SGD100 on a single receipt, you can SMS a format back to ANZ and stand a chance to receive up to SGD300.

is this still going on? I didn't get that SMS. anyone can give me the format so i can try my luck?



2) Anyone tried using the dining category overseas? Thinking of using that for overseas dining spend since the 5% rebate will offset all the pesky fees (1.5% ANZ + 1% Mastercard + X% forex rate). Should have no issues with MCC for overseas restaurants/bars right?

Your second question: I tired in Viet Nam, no issues getting 5%. Recently I paid in US restaurants, but still need to see the statement.

 

[Henabi]

Your second question: I tired in Viet Nam, no issues getting 5%. Recently I paid in US restaurants, but still need to see the statement.

Tried in vietnam too. Got rebate

 

[hogrider88]

Tried in bangkok restaurant oso gt 5%

 

[jace88]

Been a while since I posted here but realised the T&C is very ambiguous for ANZ card regarding what happens if you set the preferred spend category during a period (because you just got card). The internet website kept having issues and ANZ telephone support said they will get back to me but never do - apparently it has issues with new registrations. Then after reading T&C more closely I realise that the $30 cap in rebate per transaction applies (making it useless for big spend) and I just feel in general it's full of 'gotcha' type strategies. Can't be bothered.

Back to my AMEX, 365, SCB and Citi SMRT combination.

 

[more3cm]

if you set the preferred spend category during a period (because you just got card)....

Don't know what mean but I thought you need to choose a cat when you first apply for the card?

after reading T&C more closely I realise that the $30 cap in rebate per transaction applies (making it useless for big spend)

A well known work-around exists for this cap...

 

[jace88]

Don't know what mean but I thought you need to choose a cat when you first apply for the card?

A well known work-around exists for this cap...

Hmm to be honest it has been over a month between when I applied and when I got the card - and now I've forgotten what the process was! Either way I'm not clear on what my category is so the only incentive for me is to spend $488 to get the $100.

Btw what's the work around? Split a transaction?

 

[Beta_123]

hi guys, wanna check if i have alrdy selected the category but now i wanna change, will it take effect?