Australia PR

[seianko]

there are always "Toa Kang" (big hole) ppl around. U must don't have these ppl around U, so lucky!
anyway, I also don't see why these kind of ppl do what they do..

I very free want loh or I am quick at google. Need to know if U planning where to go next is good leh..
any tax system is more complex than SG. SG is very simplified lah. Tax is no one cup of tea, when its paying a CPA vs doing it yourself esp when its complex. sure saving some $$ is good. Anyhow I am used to complex system for the past few yrs.

1st timer always good to learn from pro, many did so.. after that use that new found knowledge to do it on your own!

1 making 250K, without tax deductible = only $89499.55 goes to tax, about 35% of its income.
for another that make 0.5M, its only $201999.55 or ~40%, income is doubled and still far from 50%.
even buy property, 1 can get tax deduction thru interest rate etc lowering that personal income tax further.
looking at the tax, the rich are tax less today in 08/09.
http://www.ato.gov.au/individuals/content.asp?doc=/content/12333.htm

singapore is too complex for my bird brain...tell me engineering n sci i make sense..tell me money in that tax figures...i spin

 

[seianko]

oh... that sucks! so if its your primary residence the interest you paid into Mortage is not tax deductible.
nice thing, child care is govt subsidize in way depending on income.
my fren is ashwood is paying AUD$310 a week going to a non-profit place, have a nice waiting list of 6mths. other better place they could be paying AUD$400 or so.
with the govt plan.. and the kind of family income she is in, she expects 50% rebate, but have to claim every 3mths.

so get married there n hv kids.....=) BTW being single mothers there is better than in singapore...XD

BTW delay says, pat u r v v helpful...XD i laffed...indeed u r....i am here cos i am sorta free..infact i din visit here for years cos was too busy with work....so dun missed me when i disppeared again.

 

[patryn33]

single mum here not good?
SG has a neat system too.
1st kid, give U $4K, 2nd another $4K, 3rd is $6K. OZ, govt not giving a dime.
SG do some kind of matching into health care, if U put $1K, govt put in another $1k.
put kid in day care in SG, govt here also help out... don't know the details there.

haha.. kinda free.. or I manage time well... my work here.. done can go home liao. come in late also no one care so long I get done.

 

[samanthalee]

single mum here not good?
SG has a neat system too.
1st kid, give U $4K, 2nd another $4K, 3rd is $6K. OZ, govt not giving a dime.
SG do some kind of matching into health care, if U put $1K, govt put in another $1k.
put kid in day care in SG, govt here also help out... don't know the details there.

haha.. kinda free.. or I manage time well... my work here.. done can go home liao. come in late also no one care so long I get done.

But all these $4k, $4k, $6k is for kids with parents lawfully married de, right? I know single mums don't get the extra 1 month maternity leave in my company lah...

 

[clee4956]

childcare here not only is it expensive but you worry about the standards as well
my colleague send his son to a childcare (9 - 5.30) $120 a day not including nappy and meals

and if you want to send to those childcare that would actually teach your kid something...is like $10,000 a year starting from 3 years old....and need to sign up for 3 years too...
shiong man...

 

[seianko]

in aussie, i cant say for all states, i know that for a fact, the govt gives single mum money to ask them stay hm to take good care of their child. and although they will get u some work, they make sure u will b in time to fetch ur kids from child care.....

 

[Fattyboiboi]

hey ppl,

i'm graduating this sem. Thinking whether to stay in Aust n work.

Was planning to get TR 1st since no $ now to apply for PR. Try get TR and get a job n later on save enuff $ and apply for PR. However, i scared having TR will hav difficulty in getting a job since employers prefer aussies or at least a PR. If cant get job means i waste my time n $ for 1+yr. Am i better of going back Sg for gd?

Any advice?

 

[Fattyboiboi]

... bump ...

 

[patryn33]

got to bump.... just too many sotong cannot find this info

 

[patryn33]

seem like plenty of changes taking place.
http://forums.hardwarezone.com.sg/showthread.php?t=2529126&page=3

aust haven tighten their welfare rules greatly in the past

uni education used to be able to be paid via their HEX system which is can be off set by workin tax in the future. but now they only allow Aust citizens to use it, last time PRs were able too, then use liao run roads

nice blog, good info
http://www.blogcatalog.com/blogs/a-possie-in-aussie/posts/tag/permanent+residency/

seem like NZ just become the hottest place for Indians!
http://www.nowpublic.com/style/recession-has-boosted-new-zealand-migration

Q. 1. Of late, there has been a study shift in students’ priorities in favour of New Zealand study. How do you see this changing trend in comparison to Australia?

Both Australia and New Zealand offer a safe learning environment with excellent study opportunities and support services for international students. Academic institutions in both the countries are world class and recognized globally. However, New Zealand enjoys a 20% cost advantage over Australia which can make a huge difference in these tough times. University education, tuition and accommodation costs on average $NZ 30,000 per year, with tuition costs varying from course to course, generally $NZD 16,000 - 19,000.

Morover, the Kiwiland offers a high standard of living in a scenic setting with lot of options for outdoor activities which considerably enhances student experience. It also has a considerably liberal visa policy that encourages student to work in the country after completing their studies. However, Australia remains a popular destination and according to a recent report by Education New Zealand on a comparative basis, New Zealand comes second to Australia when we compare the number of university international students per head of population.

Q 2. Some Indian students now see New Zealand a ‘hot’ country for an easy PR. How far is it true?



Compared to the US or UK the visa and immigration procedure for New Zealand might be little easier. However, we would like to inform prospective students the procedures are elaborate, time intensive and points based, which means students intending to apply for PR would have to accumulate certain number of points just to be eligible to apply. There are different parameters to calculate points, education and skills being just one of them.

New Zealand is an immigration-friendly country with a requirement for skilled professionals and there’s little doubt that those who have graduated from NZ are most suitable migrants as they are New Zealand-qualified, have good English, and have lived in NZ for several years. Students generally get up to one year work Visa after completing the course plus bonus points for migration under skills category.

Q.3. How good is New Zealand education? Though a small country, is its education at a par with the US and the UK?

New Zealand provides opportunities to study under internationally recognized academics and researchers in a wide range of disciplines. Qualifications from New Zealand universities rank with the world’s best and have a reputation for being practical and modern. In some niche areas, such as biotechnology, forensic science and marine engineering, New Zealand degrees are acknowledged as world-leading.

New Zealand offers a safe learning environment with excellent study opportunities and support services for international students. Courses are available for academic, professional and vocational studies at New Zealand institutions - universities, polytechnics and institutes of technology, colleges of education, secondary schools and private training establishments.

An Education NZ study in 2007 compared costs for international students in New Zealand, Australia, Canada, the UK and US and found New Zealand to be cheaper in everything except courses for masters' degrees where costs are comparable. However, the student living costs are substantially lower compared to US and the UK. New Zealand produces top graduates who can take their place with confidence in the international arena in many disciplines. Universities like the University of Auckland are ranked among top research institutions of the world. New Zealand definitely offers better value for money to cost conscious Indian students who at the same time would not like to compromise on the quality of education. Students are allowed to work for 20 hours per week and full time during vacation. Besides, students get up to one year work VISA after completing the course plus bonus points for migration under skills category.

This country also offers international scholarships that reflect the government's commitment to strengthening educational partnerships with other countries and regions. These scholarships aim to share New Zealand’s excellent education system with the rest of the world, and bring the best academics from elsewhere to share their knowledge. Up to 100 doctoral and 100 undergraduate students are currently studying under the programme.

Q, 4. How is the current economic crunch affecting students’ studies and job situation?



The recession has in fact given a boost to education in New Zealand. International students hit by the world economic crisis are opting to study in New Zealand instead of traditional centres such as Britain and the United States to take advantage of New Zealand dollar’s sharply reduced exchange rate. It means a quality education at a really good value for money. As per Education New Zealand in the year up to February 1, 2009, Immigration NZ issued 67,530 student visas - 4200 more than last year. Many students also prefer to wait out the recession period in a university learning additional skills that will stand them in good stead once this difficult phase is over.

The job situation is equally bad the world over and this situation is not unique to New Zealand alone. However students with advanced degrees from quality institutions and international exposure would always have an edge in the job market at all times as recruiters realize the value they bring to organizations.

Q. 5. Would you like to elaborate on the NZ ‘Open Work Permit’ program?

This is a 12-month work permit (aka Graduate Work Permit) issued to students who have successfully completed a qualification at a New Zealand University, which would qualify for points under the Skilled Migrant Category. No job offer is required for this work permit and it provides a pathway to residence under the Skilled Migrant category. If you find a job relevant to your qualification within 12 months you can obtain a further 2 year work permit free of charge.

The eligibility conditions are primarily:

o A qualification from a NZ University or any other New Zealand tertiary institution

o The qualification should gain points under Skilled Migrant Category

o The application should be submitted within three months of the expiry date of a valid student permit

o Evidence of NZ $2,100 in funds

o Student should not have been previously issued a Graduate Work Permit

Q. 6. Please do clarify on the IELTS requirement too.

IELTS is an internationally recognized qualification required to gain residency and/or for further studies. Most tertiary institutions in New Zealand, Australia, Canada, and the UK prefer the IELTS qualification as an indication of English language proficiency. The Academic module of IELTS assesses if a candidate is ready to study or train using the English language at an undergraduate or postgraduate level. The General Training module of IELTS is for immigration purposes in New Zealand, Australia and Canada, work experience or training programmes not at degree levels and to complete Secondary education. For New Zealand residency, the standard requirement from the New Zealand Immigration Services is an overall band score of 6.5 in the IELTS General or Academic Module. Every academic institution will have a different IELTS requirement and students have to contact the institution applied to find out what the minimum requirements are.

Q. 7. Some countries are imposing fresh visa curbs on prospective oversees students. Will New Zealand follow suit?

The trend is in fact opposite.AsI said, student visas to NZ have in fact increased during the last one year. Since NZ is immigration friendly and requires skilled professionals to stimulate and run its economy stringent visa curbs are unlikely.

Q. 8. What advice you have for Indian students so as to save them from possible hassles abroad?

Students should carefully research the institutions and courses that they intend to apply for and future job prospects. It helps to initiate the process a year in advance to give oneself sufficient time for paperwork related to application and immigration formalities. Studying and living abroad in alien conditions is never easy and students should be mentally prepared to adapt to the new country with an open mind. If applying through an education counselor, students should definitely research the organization’s credentials and past record. The number of scholarships is limited and careful financial planning is required to cover for tuition and living expenses.

Although 20 hours of work is permitted for every student it may not necessarily mean that every student would get an on-campus job. Most importantly, it is important to respect the country’s laws and customs and one should be well informed about the country before leaving for NZ. However, all institutions of higher education in New Zealand have dedicated offices for international students that look after their welfare, and help students with legal and immigration formalities as well. If one plans in advance, well informed and is on top of the paperwork required then an education in New Zealand will definitely be an experience of a lifetime.

 

[patryn33]

Those getting home in OZ would love this! the dream of getting a big big dream house!

http://finance.yahoo.com/real-estate/article/108274/study-australians-have-the-worlds-biggest-homes

Study: Australians Have the World's Biggest Homes

Australia has overtaken the United States, the heartland of the McMansion, to boast the world's largest homes, according to a report by the Commonwealth Bank of Australia.

Research commissioned by the bank's broking arm, CommSec, shows the Australian house has grown on average by 10 percent in the past decade to 214.6 square meters (2,310 sq ft) -- nearly three times the size of the average British house.

By contrast, the average size of new homes started in the United States in the September quarter was 201.5 square meter (2,169 sq ft), down from 212 square meter (2,282 sq ft), with the average U.S. home shrinking for the first time in a decade due to the recession.

In Europe, Denmark has the biggest homes, which takes into account houses and flats, with an average floor area of 137 square meter, followed by Greece at 126 square meter, and the Netherlands at 115.5 square meter.

Homes in Britain are the smallest in Europe at 76 square meter. But according to data from the Australian Bureau of Statistic issued by CommSec, while Australian houses are getting bigger, so are the families.

The number of people in each household has risen to 2.56 from 2.51, the first such rise in at least 100 years.

"It makes sense. Population is rising, as is the cost of housing and the cost of moving house, so we are making greater use of what we've got," CommSec's Craig James said in a statement widely reported in the Australian media.

"Children are living at home longer with parents and more people are opting for shared accommodation ... Generation Y is already baulking at the cost of housing, choosing to stay at home longer with parents."
Copyrighted, Reuters Limited. All rights reserved. Republication or redistribution of Reuters content is expressly prohibited without the prior written consent of Reuters. Reuters shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

 

[hooey84]

hey ppl,

i'm graduating this sem. Thinking whether to stay in Aust n work.

Was planning to get TR 1st since no $ now to apply for PR. Try get TR and get a job n later on save enuff $ and apply for PR. However, i scared having TR will hav difficulty in getting a job since employers prefer aussies or at least a PR. If cant get job means i waste my time n $ for 1+yr. Am i better of going back Sg for gd?

Any advice?

You'll have to apply TR first after you grad as your student visa will be invalid once uni notify immi about your completion. You can however apply PR straightaway if u have enough points. If you dont't then apply for the TR first. Purpose of the TR is to earn the 1 year of relevant working experience to get you enough points to get PR. TR doesnt affect your job seeking prospects in anyway, but you need to have a valid visa to stay in Oz to live and work.

 

[yodatan]

You'll have to apply TR first after you grad as your student visa will be invalid once uni notify immi about your completion. You can however apply PR straightaway if u have enough points. If you dont't then apply for the TR first. Purpose of the TR is to earn the 1 year of relevant working experience to get you enough points to get PR. TR doesnt affect your job seeking prospects in anyway, but you need to have a valid visa to stay in Oz to live and work.

hey, do u know if u can apply for the PR (provided if u have enough points) before u graduate? how long does this process usually take, i've heard it takes a few months and u'll have to spend a few months in between unable to find work cos ur not PR?

 

[Morris.T]

You'll have to apply TR first after you grad as your student visa will be invalid once uni notify immi about your completion. You can however apply PR straightaway if u have enough points. If you dont't then apply for the TR first. Purpose of the TR is to earn the 1 year of relevant working experience to get you enough points to get PR. TR doesnt affect your job seeking prospects in anyway, but you need to have a valid visa to stay in Oz to live and work.

Hi hooey84, I don't suggest the TR method for those who don't qualify for the PR points. Reason being, I have read on cases of applicants who took the risk of attaining TR first, only to find out they have more difficulties obtaining PR in the end when they failed to secure a job within the one year itself. It would be best to qualify oneself straight for the PR visa instead of unwarranted exposure to volatile legislative changes. Furthermore, with PR, the chances of securing a job in Australia would be higher than said for one with TR. However, do note that there's still a slight possibility of securing a job with a TR.

 

[villan]

how long is the wait for PR? less than a year?

 

[2wiremodem]

Anyone studying in TAFE NSW? I'm going there to take an accountant diploma course first. My A lvls results not good enough for local uni, ACD..
Was thinking of taking a diploma in TAFE, apply for PR hoping to not pay 60k for degree courses and at the same time exempt from some units because of the diploma.

Is that a viable option?

Sigh..

 

[patryn33]

Dip can get PR?
did U check with the OZ immigration thingy?
a 1 yr dip wouldn't get the the adv, since a 1-1.5yrs Masters wouldn't get anyone the pts adv.
U better speak to a OZ immigration consultant with that matter.
Dip route, I doubt so..
I knew a guy doing Dip there and he didn't earn his PR on his own with his Dip.. he got his thru marriage!

 

[deathcabforcutie]

Anyone studying in TAFE NSW? I'm going there to take an accountant diploma course first. My A lvls results not good enough for local uni, ACD..
Was thinking of taking a diploma in TAFE, apply for PR hoping to not pay 60k for degree courses and at the same time exempt from some units because of the diploma.

Is that a viable option?

Sigh..

Can't you enter in any low-tier universities? TAFE is honestly not the best option for you to spend/waste your money like that. Maybe University of Western Sydney, Murdoch, Macquarie, QUT, RMIT or Latrobe??

 

[g_t2006]

Anyone studying in TAFE NSW? I'm going there to take an accountant diploma course first. My A lvls results not good enough for local uni, ACD..
Was thinking of taking a diploma in TAFE, apply for PR hoping to not pay 60k for degree courses and at the same time exempt from some units because of the diploma.

Is that a viable option?

Sigh..

For migration purpose, only degrees and above are recognised.

Graduates with an Australian qualification: the Institute recognises graduates with a Bachelor degree or 12 unit accredited Masters degree in accounting/business/commerce or economics from a recognised Australian University.

taken from http://www.charteredaccountants.com...t/recognition_of_accounting_qualifications#a1

And Accountants is no longer in the list of demand

 

[lycans]

TAFE = ITE in Singapore