BOC SmartSaver

[lazybee]

May i know if use AXS to pay bills eligible for boc smartsaver card spend bonus?

Yes, it is actually an "open secret" because the counter staff had advised my colleague on this when he open this account last mth.

 

[littlepaw]

Hi, can anybody confirm whether spend by the supplementary card qualifies for the $500 requirement for SmartSaver Card Spend Bonus?

For example, in a calendar month, can I spend $500 all by the supplementary card to get the Card Spend Bonus?

I found the following TnC clause on BOC website, which seems a Yes to my question. But the other day when I asked the staff at a BOC branch, she said No.

seems the only way to confirm is to test ourselves.
Anybody has confirmed this? Thanks.

4.1 Card Spend Bonus Interest

4.1.1 An Account Holder must successfully charge at least the required minimum amount in all retail transactions, aggregated from any of his/her qualifying BOC Debit Cards and/or Credit Cards in the relevant month, where the Account Holder is the principal cardmember and the MCS Account main account holder. Transactions charged by a supplementary cardmember will be aggregated and consolidated with the transactions
charged under the principal Card Account.

 

[ekardo]

Best is boc family card.

family card is only for rebate?

if i only intend to use bare mininum of $500 each month, a year is $6000, my max rebate is only (say average of 2%) $120...

is the rebate able to offset credit card bill? or have to accumulate to fix $50 (like some stupid ANZ card) then can offset?

wondering if i should take the travel card for 2 lounge access which i will surely make use of it.

 

[Trazora]

family card is only for rebate?

if i only intend to use bare mininum of $500 each month, a year is $6000, my max rebate is only (say average of 2%) $120...

is the rebate able to offset credit card bill? or have to accumulate to fix $50 (like some stupid ANZ card) then can offset?

wondering if i should take the travel card for 2 lounge access which i will surely make use of it.

Using BOC family card you can get 7% rebate for dining, and 5% rebate for supermarket, nets flashpay ATU, POPULAR Bookstore, Toys ‘R’ Us, Unity Pharmacy and Watsons in Singapore....Rebate of 2% for "other" spend on Supp card. Need min $500 monthly spend. Rebate gets credited to offset the spending a couple of days after statement date. Average much better than 2%.

http://mp.weixin.qq.com/s?__biz=MzA...&idx=1&sn=6a984dd8298ed6c090bcf976f90b5bc4#rd

 

[ekardo]

Using BOC family card you can get 7% rebate for dining, and 5% rebate for supermarket, nets flashpay ATU, POPULAR Bookstore, Toys ‘R’ Us, Unity Pharmacy and Watsons in Singapore....Rebate of 2% for "other" spend on Supp card. Need min $500 monthly spend. Rebate gets credited to offset the spending a couple of days after statement date. Average much better than 2%.

http://mp.weixin.qq.com/s?__biz=MzA...&idx=1&sn=6a984dd8298ed6c090bcf976f90b5bc4#rd

so the rebate is auto off set one?

"You have the option to upgrade to the new BOC Family Card that comes with the NETS FlashPay facility at a small fee."

what is this small fee and how much is that? (Citi SMRT card and most other SMRT credit card have no more processing fee for auto topup)

 

[Trazora]

so the rebate is auto off set one?

"You have the option to upgrade to the new BOC Family Card that comes with the NETS FlashPay facility at a small fee."

what is this small fee and how much is that? (Citi SMRT card and most other SMRT credit card have no more processing fee for auto topup)

What u quoted does not apply for new card application, it is fees for changing old family card to new one.Free to apply for new card.

25 cents to auto top up normal flashpay card. 5% rebate from $50 top up less 25 cents is 4.5% rebate, better than 1.7%-2% from citi smrt.

 

[OngHuatHuat]

Anyone received bonus for last month?

 

[oceanicmanta]

Anyone received bonus for last month?

nope. i think / hoping tomorrow to be credited

 

[OngHuatHuat]

Could be due to hari Raya holiday in Malaysia.

nope. i think / hoping tomorrow to be credited

 

[Trazora]

Could be due to hari Raya holiday in Malaysia.

How does hari raya relate to bank of china?

 

[OngHuatHuat]

I strongly believe that boc backend office is in Malaysia.

How does hari raya relate to bank of china?

 

[piyozz]

Can anyone confirm if we will be receiving monthly statement of accounts from boc on monthly basis? I opened an account around end may, but to date I have not received any statement yet. Tried calling the call centre the wait was so long and it auto cut off. Tried the Chinese mode, cant understand the China women, ask her about statement she tell me about interest

 

[OngHuatHuat]

Yes, you will. It follows your statement date.

Can anyone confirm if we will be receiving monthly statement of accounts from boc on monthly basis? I opened an account around end may, but to date I have not received any statement yet. Tried calling the call centre the wait was so long and it auto cut off. Tried the Chinese mode, cant understand the China women, ask her about statement she tell me about interest

 

[piyozz]

Yes, you will. It follows your statement date.

You mean it will follow my cc statement date? I have received my first cc statement last week,no sign of the smartsaver account statement till now. I wonder what went wrong?

 

[OngHuatHuat]

I always receive it. Just wait a while
Longer.

You mean it will follow my cc statement date? I have received my first cc statement last week,no sign of the smartsaver account statement till now. I wonder what went wrong?

 

[cybercom8]

need help with axs payment using the debit mastercard...anyone knows what is the default payment limit for the card and also if the pin number is 4 or 6 digit?

i always forget such things

thanks

 

[frustrateddude]

no need to key pin (6 digits btw)lar
amount allowed most likely 9999 tho if the banks allows u can swipe all the $$ in smartsaver

just checked - boc allows 2k daily(u can set at ibanking)

 

[ekardo]

just sent giro form to Singtel, M1 and IRAS..how long will it takes to take effect?

 

[frustrateddude]

4.3 Payment Bonus Interest

An Account Holder is eligible for Payment Bonus Interest when he/she fulfils either one of the following requirements within the calendar month.

4.3.1 Bill Payment – successfully perform three (3) bill payments from his/her MCS Account via BOC Online Banking or via GIRO payment OR

The fastest is to make 3 bill payments( at least for July) thru ibanking.
GIRO will take time............

 

[ekardo]

4.3 Payment Bonus Interest

An Account Holder is eligible for Payment Bonus Interest when he/she fulfils either one of the following requirements within the calendar month.

4.3.1 Bill Payment – successfully perform three (3) bill payments from his/her MCS Account via BOC Online Banking or via GIRO payment OR

The fastest is to make 3 bill payments( at least for July) thru ibanking.
GIRO will take time............

but my current singtel, m1 and iras already have existing giro arrangement...if I go online banking it will be double payment..