BOC SmartSaver

[comex_1]

same situation when I open the old mobile banking, too bad I deleted the old one, and cannot find new one on Google Play. Should look this thread earlier before delete.

 

[Trazora]

same situation when I open the old mobile banking, too bad I deleted the old one, and cannot find new one on Google Play. Should look this thread earlier before delete.

you should be able to find the older version in google play. search for "BOC mobile banking", look for the one with the BOC logo.

 

[mrwirus]

What you see when redirected to Chrome? I remember I need to close all my Chrome tabs before I access the boc mobile banking app. Then I was redirected to Chrome with the option to install the APK. Need to do phone setting to allow one time installation when prompted by my phone security.

Ah.. need to close all chrome tabs.. how weird.. but finally managed to download.. why they dun wan use play store.. tsk..

 

[juelim]

Newbie here.

How do you deposit the foreign currencies into the account? Over the counter at the bank? Any fees to withdraw via ATMs overseas?

I suppose RMB withdrawal at BOC ATMs in China and RMB payment via the UP Debit Card is free?

 

[compro_1975]

Sian.... money not in

 

[foozgarden]

the interest of BOC SS is calender month, but my BOC familiy credit card is mid month billing cycle.
how do they calc the spending for the higher tier interest?
possible to change the billing cycle to match the BOC SS ?

this and DBS multiplier, which is easier to attain the higher tier?

 

[shpesft]

There are 2 calculations they do:
1. Calendar month spending for the BOC SmartSaver account interest
2. Statement month spending for the BOC family CC rebates

I agree that the calculation is hard to track. Having said that, BOC Zaobao is purely via calendar month tracking so not sure if they will change it to the same format for the Family card

BOC doesn’t allow changing of the billing cycle for their CC, even if you cancel and really for the card, you’ll get back the same billing cycle.

the interest of BOC SS is calender month, but my BOC familiy credit card is mid month billing cycle.
how do they calc the spending for the higher tier interest?
possible to change the billing cycle to match the BOC SS ?

this and DBS multiplier, which is easier to attain the higher tier?

 

[naro]

the interest of BOC SS is calender month, but my BOC familiy credit card is mid month billing cycle.
how do they calc the spending for the higher tier interest?
possible to change the billing cycle to match the BOC SS ?

this and DBS multiplier, which is easier to attain the higher tier?

in order to get the highest tier of 3.5%, BOC is easier to attain.

DBS multiplier requires a monthly total transaction value of S$30k and above, which is quite difficult to reach.

 

[Perisher]

in order to get the highest tier of 3.5%, BOC is easier to attain.

DBS multiplier requires a monthly total transaction value of S$30k and above, which is quite difficult to reach.

Only those with big portfolio can do it...

 

[lenney]

Do you all constantly receive BOC re-print statement? I remember received few times and yesterday received a thick stack for month of Jan 18, re-print of Nov and Oct 17.

 

[weiming41]

Just got mine 2 days ago. It is stated that they forget to print the "SDIC" info that is why reprinted and re mail over.

Do you all constantly receive BOC re-print statement? I remember received few times and yesterday received a thick stack for month of Jan 18, re-print of Nov and Oct 17.

 

[foozgarden]

in order to get the highest tier of 3.5%, BOC is easier to attain.

DBS multiplier requires a monthly total transaction value of S$30k and above, which is quite difficult to reach.

but one needs 1.5k CC spent + 6k mthly salary + 3 x min $30 bill payment, to hit the highest tier rite?

also, i just opened a BOC SS and attempt to FAST in from my POSB with $1
it does not seem to be instant , is it? mine took 1 day to show the correct balance

 

[compro_1975]

10th liao... guess need to wait longer

 

[naro]

but one needs 1.5k CC spent + 6k mthly salary + 3 x min $30 bill payment, to hit the highest tier rite?

also, i just opened a BOC SS and attempt to FAST in from my POSB with $1
it does not seem to be instant , is it? mine took 1 day to show the correct balance

Yup. Need the 3 requirements u stated. But the total quantum is much smaller than the required $30k for dbs multiplier.

FAST transfer shld be immediate.

 

[foozgarden]

There are 2 calculations they do:
1. Calendar month spending for the BOC SmartSaver account interest
2. Statement month spending for the BOC family CC rebates

I agree that the calculation is hard to track. Having said that, BOC Zaobao is purely via calendar month tracking so not sure if they will change it to the same format for the Family card

BOC doesn’t allow changing of the billing cycle for their CC, even if you cancel and really for the card, you’ll get back the same billing cycle.

yes.

and also, i opened my BOC SS on 7th. which means, everything before 7th is not clocked for the higher tier IR, right?

and after the credit card billing cycle ( 15th), i need to track that i hit min 500 for it... and make sure it falls within the different calender month

 

[johanyu]

but one needs 1.5k CC spent + 6k mthly salary + 3 x min $30 bill payment, to hit the highest tier rite?

also, i just opened a BOC SS and attempt to FAST in from my POSB with $1
it does not seem to be instant , is it? mine took 1 day to show the correct balance

make sure you select FAST when transfer from POSB, it should be less than 1 mins

 

[compro_1975]

Sian.... money not in

Sibei jiak sai.... nothing in still for cny

 

[weiming41]

They Chinese new year holiday. Delay in interest crediting

Sibei jiak sai.... nothing in still for cny

 

[compro_1975]

last chance 2night Liao

 

[shpesft]

My colleague went to open this account, was told they need 1 week to process and told him to come back to the bank next week. Think bank staff on long CNY break and flew back to China lol