Bills payment,
1. Credit cards(multiples, hopefully min. 2 , please pay only 30bucks , and not more. The rest pay through boc debit card to earn 0.1% rebates)
2. Utilities (usually hardest to get a rebates, but actually there is one way of getting rebates for this, if you explore hard enough in this thread (4.5% rebates))
3. Telco (not recommended unless you have got no 2nd choice, because it is better off paying through Dbs live fresh card which earn you a 5% rebates or other cards)
4. Family member/friends credit cards/telco bills/utilities bills.
Manual payment is better , you get to control the sum of payment.
I'm late to this game. Can someone tell me how you guys clock your 3 bills?
Do you Giro them all or just pay manually? Which bills do you use to pay?
The way I see it, I can manually pay part of my income tax with with this and then pay with UOB one as well, allowing me to clock more bills with both bank accounts.
How about phone bills? Do you guys pay through giro/billing or use credit card for more rebates?