CardUp (Do not post or ask for referral code)

[tiertime]

If no need telco to meet the $1500 card spend for 1.6% interest on smartsaver then should use other cards with higher rebate for telco.

Smart saver 0.8% bonus interest on $500 spend nia... interest is ard $40... or did i miss out somehting...

 

[vddgnd]

Smart saver 0.8% bonus interest on $500 spend nia... interest is ard $40... or did i miss out somehting...

Both are right. $500 spend get 0.8% bonus interest, if spending reach $1.5k, additional 0.8% = 1.6% bonus interest for spending.

 

[vddgnd]

i see.! understand!
so cardup is good for the major 3 telcos, with BOC supp card.

When u use BOC supp card with cardup, no matter pay for what, it is still classified as online.

 

[shpesft]

why dun u use BOC cc, it gives bonus interest on the smart saver ard $40... and still got 1% rebate

whereas Livefresh only gives $35 for min $700 spending online...

Pros and cons:
Live Fresh gives max $70 per calendar month with minimal $700 spending. I use it mainly for online shopping to hit minimal.

Whether to use BOC family for Telcos depends on whether you can hit the $1500 spend on BOC CC per month (I'm using it mainly for supermarkets, Cardup/IRAS, Nets Flashpay etc) so I would rather use other CC for the Telcos payment

 

[hygge island]

Just received my BOC card yesterday and discover the benefit about cardup.. Is there any refereeal code before I sign up with cardup? Please PM me.
And how does the referral code works?

Question, the payment via cardup for income taxes - can count towards fulfilling the $500 BOC min spend?

 

[Mazdarati]

Pm you. Pls check. Enjoy

Just received my BOC card yesterday and discover the benefit about cardup.. Is there any refereeal code before I sign up with cardup? Please PM me.
And how does the referral code works?

Question, the payment via cardup for income taxes - can count towards fulfilling the $500 BOC min spend?

 

[Trazora]

Just received my BOC card yesterday and discover the benefit about cardup.. Is there any refereeal code before I sign up with cardup? Please PM me.
And how does the referral code works?

Question, the payment via cardup for income taxes - can count towards fulfilling the $500 BOC min spend?

Sent you referral code. Enter the code when you schedule your first payment and get up to $20 admin fee waived. Ie no 2.6% fee for payment up to $769.30.

Count to min $500.

 

[vddgnd]

Question, the payment via cardup for income taxes - can count towards fulfilling the $500 BOC min spend?

Currently, Cardup is an eligible online purchase for Family cash rebate. It is also counted for the minimum spend of BOC family card n smart saver.

 

[shpesft]

Just received my BOC card yesterday and discover the benefit about cardup.. Is there any refereeal code before I sign up with cardup? Please PM me.
And how does the referral code works?

Question, the payment via cardup for income taxes - can count towards fulfilling the $500 BOC min spend?

Also remember to schedule the CardUp payment as soon as possible as the T&C for BOC Family card has changed to limit the "Online" Category of rebates to $30 (Max $600 from Online category including CardUp will get rebates) starting from 18 Nov onwards. If you intend to use Cardup beyond $600, schedule it as soon as possible.

 

[hygge island]

If for BOC online, spend more than 600, the excess still have 0.5% rebate?

can I use cardup for Citi SMRT 3% online rebate? Are they compatible?


Edit - - ignore below question about CIMB, since it doesn't have relevant online rebate.
Also can cardup use for CIMB master plat min spend of $500?

BTW, many thanks for the many received PM with referral codes. But I can only use one. Chooose the one which I received earliest, Trazora

 

[shpesft]

If for BOC online, spend more than 600, the excess still have 0.5% rebate?

Also can cardup use for CIMB master min spend?

Nobody knows for sure about the BOC online use. I called their CSO: his reply was that anything above $600 for online will not get further rebates. We won't know till someone tries it when the T&C kicks in lol

I'm not sure about the CIMB master card though since I'm not using it

 

[wira]

hi
can anyone confirm Cardup Txn qualifies for rebates/cashback for credit card ?

not like AXS txn which is excluded right ?

Does this mean i can use CardUp to charge to be UOB One Card to 'pay myself' $400 x 5 times per month ?

so i hit the min 5 txn and also the $2000/mth.

With this i get 5% rebate and i pay 2.6% fees ( net earn 2.4% ) ???

 

[tiertime]

hi
can anyone confirm Cardup Txn qualifies for rebates/cashback for credit card ?

not like AXS txn which is excluded right ?

Does this mean i can use CardUp to charge to be UOB One Card to 'pay myself' $400 x 5 times per month ?

so i hit the min 5 txn and also the $2000/mth.

With this i get 5% rebate and i pay 2.6% fees ( net earn 2.4% ) ???

thats right, but how do u intend to 'pay yourself'?

 

[pcmdan]

thats right, but how do u intend to 'pay yourself'?

Only way is via rental income mode

 

[vddgnd]

hi
can anyone confirm Cardup Txn qualifies for rebates/cashback for credit card ?

not like AXS txn which is excluded right ?

Does this mean i can use CardUp to charge to be UOB One Card to 'pay myself' $400 x 5 times per month ?

so i hit the min 5 txn and also the $2000/mth.

With this i get 5% rebate and i pay 2.6% fees ( net earn 2.4% ) ???

CardUp Txn must be a valid goods and services payment. Can't pay yourself.

 

[hygge island]

FYI - to answer my own earlier question about Citi SMRT rebate. Here's the reply from CardUp after I sent them a mail.


Thank you for reaching out.

Unfortunately, CardUp transactions are not considered online transactions for the Citibank SMRT credit card. Therefore, it will only pay the base earn rate (0.3%) with CardUp.

 

[skl000]

hi, abit late to the game here with CardUp.
i'm paying rent via bank transfer thru OCBC360. CardUp worthwhile to apply for here?

or will i need to apply for a BOC card? that's the card i see being recommended on CardUp's blog.

 

[vddgnd]

hi, abit late to the game here with CardUp.
i'm paying rent via bank transfer thru OCBC360. CardUp worthwhile to apply for here?

or will i need to apply for a BOC card? that's the card i see being recommended on CardUp's blog.

Can use CardUp to pay rent. Need to go through the CardUp verification process.
How much is your rent?
BOC new online rebate cap at $30 => charge to cc $600.

Because CardUp charge a service fee of 2.6%, if u are looking for cash rebate, need to use card that can earn more than that fee to make it worth it.

 

[skl000]

Can use CardUp to pay rent. Need to go through the CardUp verification process.
How much is your rent?
BOC new online rebate cap at $30 => charge to cc $600.

Because CardUp charge a service fee of 2.6%, if u are looking for cash rebate, need to use card that can earn more than that fee to make it worth it.

Ah ok. Thanks! Understood. Rent is about 650/mth. So I will still earn even if I solely use the BOC card for cardup transactions with 5% rebate on 600.

I thought I would be able to use cardup to hit 600/mth on OCBC credit cards to get additional 0.3% interest on 360 account. But not worth with the 2.6% service fee.

 

[Trazora]

Ah ok. Thanks! Understood. Rent is about 650/mth. So I will still earn even if I solely use the BOC card for cardup transactions with 5% rebate on 600.

I thought I would be able to use cardup to hit 600/mth on OCBC credit cards to get additional 0.3% interest on 360 account. But not worth with the 2.6% service fee.

Why not switch to BOC smartsaver?