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longfart

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Think they don't bother...Aviva (for my case)

Uobone I do agree need to play carefully...only hit it if you have a qtr worth of 2k to spend on

Do you happen to know if it’ll work for the initial premium when I first take up the policy? Or will I have to make full payment at one go?
 

vddgnd

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Do you happen to know if it’ll work for the initial premium when I first take up the policy? Or will I have to make full payment at one go?
I don't think initial premium can be delayed for months. Usually they want to get full amount before your insurance take effect. Some insurance companies accept initial premium by cc , so choose a card that can get benefit from it directly no need go through cardup.
 

fone

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I don't think initial premium can be delayed for months. Usually they want to get full amount before your insurance take effect. Some insurance companies accept initial premium by cc , so choose a card that can get benefit from it directly no need go through cardup.

Doesn't mean you cannot split up your payments. If you can wait, do it right at your statement due date, ie 1 payment before and 1 payment after the due date, so each payment will count for different billing cycle rebate.
 

vddgnd

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Doesn't mean you cannot split up your payments. If you can wait, do it right at your statement due date, ie 1 payment before and 1 payment after the due date, so each payment will count for different billing cycle rebate.
For existing policy, yes possible to do it as u suggested. He now asking about the initial premium to a new insurance policy take up. Usually the policy number not come out yet before you pay the initial premium.
 
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fone

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For existing policy, yes possible to do it as u suggested. He now asking about the initial premium to a new insurance policy take up. Usually the policy number not come out yet before you pay the initial premium.

If they accept credit card for initial payment, then it becomes pointless to use cardup. Otherwise, they should issue some sort of payment reference too (if no policy number available), if not how are they going to track bank transfer payments?
 

vddgnd

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If they accept credit card for initial payment, then it becomes pointless to use cardup. Otherwise, they should issue some sort of payment reference too (if no policy number available), if not how are they going to track bank transfer payments?
That's right. To make u easier to take up a new policy, they may offer you to pay by cc and convert to 12 month interest free instalment and this offer is only for initial annual premium.
 

longfart

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I don't think initial premium can be delayed for months. Usually they want to get full amount before your insurance take effect. Some insurance companies accept initial premium by cc , so choose a card that can get benefit from it directly no need go through cardup.

If they accept a one-time initial payment by CC, may I ask what are the cards that give rebates for payments of insurance premiums? I’ve checked the T&Cs for a few cards and insurance premiums have been excluded for cashback.
 

shpesft

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Promo code can be used during the promotion period (like the CNY88 one). Referral code can be used for first transaction only.

can i know what is the difference? Referral code also can give you $20 off the admin fee
 
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