CIMB FastSaver

[sibeiTrolled]

Anyone has spreadsheet or formula to calculate the Interest and Bonus Interest in fastsaver account for the promo Jan-March 2025? Given how CIMB handle the PayDay promo, there are doubts if they actually honor the promised Interest for their promos

Not sure if anyone replied you on this but i won't be posting the excel here, just the general breakdown you can use if you want the entire picture.

Do take note that due to CIMB playing a small trick in the TnC depending on your promo month, the bonus calculation could be slightly off. You can refer to my old post on this - https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-154909274

Take note of the tier interest before you start your excel
Assuming 60K, this is to consider all the tiers.
Assuming Dec 2024 promo, cause i am lazy and just reusing what i have.
T1 base is 1.19%, T1 Bonus is 2.01%
T2 base is 2.19%, T2 Bonus is 1.01%
T3 base is 3.3% (BUT PROMO IS ONLY 3.2% FLAT!)
This is only per month.

A	B	C	D	E	F	G
Day	Balance	T1 Base	T1 Bonus	T2 Base	T2 Bonus	T3 Base

In A - Day of the month
in B - 60K
in C - (25000*1.19%)/365
in D - (25000*2.01%)/365
in E - 25000*2.19%/365
in F - 25000*1.01%/365
in G - (B3-50000)*3.3%/365

A	B	C	D	E	F	G
Day	Balance	T1 Base	T1 Bonus	T2 Base	T2 Bonus	T3 Base
1​	60000​	0.8150685​	1.3767123​	1.5​	0.691781​	0.90411​
2​	60000​	0.8150685​	1.3767123​	1.5​	0.691781​	0.90411​

So once you drag till 28 or 30 or 31 days, just add the base together, then add the bonus together.
If you slot in your own amount and promo %, your base will tally (tho with some slight differences). The only problem will be the bonus as mentioned above

 

[ericcsn]

As others mentioned, you are in the Jan 2025 batch.
You can refer to the TnC in my consolidated list, tho not complete - https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/page-280#post-155186351


If you want, this is your promo TnC
https://www.cimb.com.sg/content/dam/cimbsg/personal/document/tnc/accounts/2025/casa-tnc-jan2025.pdf

Have fun.

clause 16.

CIMB Bank reserves the right to amend, revoke, vary or add to the terms and conditions of the Promotion or suspend or terminate this Promotion and/or any of its governing terms in its CIMB Bank Berhad (197201001799 (13491-P)) Information is correct as at 1 January 2025 absolute discretion at any time without any liability and such changes shall be binding on customers with effect from the earliest of the following..

clause 18
Any termination, suspension, amendment or variation of this Promotion by CIMB Bank or the terms and conditions herein shall not entitle any customer to any claim or compensation from CIMB Bank for any and all losses or damages suffered or incurred by that customer, whether directly or indirectly caused....

 

[x9evolution]

thanks! shows up the same when I check. Not sure how CIMB is disqualifying customers then, or the system has issue.

You SI only for Dec or recurring for 3 months?

 

[sglandscape]

You SI only for Dec or recurring for 3 months?

For Nov and Dec and all of 2025 so far, before that didn't know of the promo.

 

[artemov]

Just to confirm, the Nov-Dec-Jan promo thingy, the bonus interest for all 3 months will come on 28th Feb right?

It's so long ago I can't remember liao

 

[~sabaisabai~]

Just to confirm, the Nov-Dec-Jan promo thingy, the bonus interest for all 3 months will come on 28th Feb right?

It's so long ago I can't remember liao

yes

 

[tiertime]

The campaign to get bonus interest 3.2% (or is it 3.3%? ) for Dec, Jan and Feb (reference month Nov)

Is it must keep min $5000 until end of Feb , then only can withdraw on 1st March so that we will be eligible to get the bonus interest

If withdraw account to $0 then Feb we cannot get the bonus , right ?

 

[sibeiTrolled]

Is it must keep min $5000 until end of Feb , then only can withdraw on 1st March so that we will be eligible to get the bonus interest

To some extent yes.
But if your Nov end of day was 1000, then you need 6K till 1st March

Remember, it is 5K above Nov end of day

If withdraw account to $0 then Feb we cannot get the bonus , right ?

Just keep X + 5K , where X is your Nov end of day sum.

 

[tiertime]

You SI only for Dec or recurring for 3 months?

I only managed to do the SI Deduction today (alr deducted $1000) , my cycle is Dec Jan Feb...
Will I be getting anything ?

 

[Mickey01]

I only managed to do the SI Deduction today (alr deducted $1000) , my cycle is Dec Jan Feb...
Will I be getting anything ?

only CIMB can confirm

 

[qwerty8988]

1 week since my call to cimb still no $150 credit. Think I did not qualify already

 

[tiertime]

only CIMB can confirm

I called them , they say the 0.5% extra interest is only for FAST Saver
Star Saver not eligible...

 

[sglandscape]

1 week since my call to cimb still no $150 credit. Think I did not qualify already

Stuck in same limbo as you

 

[Mickey01]

I called them , they say the 0.5% extra interest is only for FAST Saver
Star Saver not eligible...

yes, I'm aware. Someone posted the T&Cs in this thread before. Applicable to FastSaver & FastSaver-i

 

[oceanicmanta]

yes, I'm aware. Someone posted the T&Cs in this thread before. Applicable to FastSaver & FastSaver-i

in Dec 2024, the 0.5% bonus interest was eligible for both Fast n Star

from Jan 2025, only Fast is eligible

 

[tiertime]

in Dec 2024, the 0.5% bonus interest was eligible for both Fast n Star

from Jan 2025, only Fast is eligible

I now then knw about this, lugi the 0.5% for so many months

 

[Mickey01]

in Dec 2024, the 0.5% bonus interest was eligible for both Fast n Star

from Jan 2025, only Fast is eligible

Oh .... I check the archived copy

1. FastSaver/ FastSaver-i Salary and Savings Promotion (0.5% on first $25k) - 1st Mar 2024 to 31st Dec 2024

2. CIMB Pay Day & Savings Promotion ($150 cash credit) - 18 Sep to 31st Dec 2024. Applies to FastSaver/ FastSaver-i/ StarSaver/ StarSaver-i/ StarSaver (savings)/ StarSaver (savings)-i

3. FastSaver/ FastSaver-i Salary and Savings Promotion (0.5% on first $25k) - 1st Jan 2025 to 31st Dec 2025

 

[Sambuca78]

Don't think so based on tnc. But I saw someone posted they got it when SI for Dec only lol. I am also confused

I called in yesterday and was told that i am missing the "CIMB" in the comment when I SI from DBS and so i cannot get the $150.

But strange, i recalled i do received the 0.5% bonus interest few months ago hence i shared the SI dbs method here. Unless the tnc changed or I 老糊塗 already.

 

[Ch3tah_39]

I called in yesterday and was told that i am missing the "CIMB" in the comment when I SI from DBS and so i cannot get the $150.

But strange, i recalled i do received the 0.5% bonus interest few months ago hence i shared the SI dbs method here. Unless the tnc changed or I 老糊塗 already.

Oh yes you need to input the magical word "CIMB".

I didn't do it for Sep and Oct, but called the CSO to help resolve the issue Oct last year.

 

[tiertime]

Oh yes you need to input the magical word "CIMB".

I didn't do it for Sep and Oct, but called the CSO to help resolve the issue Oct last year.

Isn't it a scheduled monthly transfer? Why do u need to do manually every mth ?