DBS rep also was here once upon a time too!Heck OCBC Bank used to actively use HMZ to answer questions from forumers for nearly 10 years till 2022 https://forums.hardwarezone.com.sg/threads/hello-from-team-ocbc.4379022/page-68#post-142949626
OCBC Bank rep was very helpful, teach us how to "avoid fall below fee"!
UOB one survived!
There is more to it than meets the eye!
(there are much more sharing in other forums/platforms and by finfluencers, so this is not the only place!)
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