Debt consolidation Plan

[melbourne10]

How did BOC let you have the free ** report?



Nice bro! Here comes a new refreshed start for you!

Thanks dude!

Btw only one free report at a time, issued by the bank last applied to, regardless of outcome. I lost the free Citi one from my first application when HSBC declined my application and gave me a free report from their end.

 

[CeSaRiO]

Thanks dude!

Btw only one free report at a time, issued by the bank last applied to, regardless of outcome. I lost the free Citi one from my first application when HSBC declined my application and gave me a free report from their end.

I've yet to check my ** but the last time I checked before I send to Citi, it's was HH, but less than 10 points from GG..

 

[Centralcoast]

If they have that criteria then better stick to it. Cuz they have the option of canceling the DCP, even after the DCP is approved, if they find out that proper procedure was not followed.

But from what I learnt, the minute any FI approves a DCP, they will update the DC Registry and no other FI can give approval from that point onwards.

Maybe give them 2 more days see whether will get outcome before submitting to maybank

 

[Crazy12]

can I ask for those who has BOC approved. What is the process like? U received a call from BOC or what? can advise?

Submit application, they ll check whether got missed out anything. If have they ll call u to ask from u , if no means they submit for processing ... call them 3-5 days to check status.....

Go pump petrol n if CC suspended... congrats lol

 

[Crazy12]

Mine rejected by BOC already. Call just now and ask.
Perhaps will try citibank and see..
Spoke to ocbc... told me to try foreign bank. If still get rejected then shd just concentrate to pay off slowly

Oh dear... sry to hear that bro

 

[melbourne10]

My OCBC and HSBC suspended. Haven't checked the rest. But should be suspended.

 

[Centralcoast]

My OCBC and HSBC suspended. Haven't checked the rest. But should be suspended.

I have multiples loans on citi credit cards and ready credit account. Do they charge early redemption on individual loans or 3% of total outstanding loan?

 

[melbourne10]

I have multiples loans on citi credit cards and ready credit account. Do they charge early redemption on individual loans or 3% of total outstanding loan?

I can't advise on that. Nothing showing in ibanking. I only have one RCPL.

 

[Carlingford]

I am also considering Maybank..Since i have about 3 weeks to go before my CCS counselling appointment is fixed...HSBC so far no sound no picture (submitted on 10 Mar)

I'm considering may bank though. There is a declaration part stating that u must be informed application unsuccessful from other Fi then can apply. I wonder will there be any penalty if apply 2 at a time

 

[member8]

Oh dear... sry to hear that bro

Sorry to hear that bro. My HSBC is declined as well. I called BoC the gentleman advised me to wait for few months until my rating will be better and apply again. I am thinking to borrow 10K to clear an external loan and to close two small Maybank crédit able amounts.
Do you think that approaching a money lender will be an option Bros? Please advise. I must pay 3K to a Friend by next week.

 

[Centralcoast]

Sorry to hear that bro. My HSBC is declined as well. I called BoC the gentleman advised me to wait for few months until my rating will be better and apply again. I am thinking to borrow 10K to clear an external loan and to close two small Maybank crédit able amounts.
Do you think that approaching a money lender will be an option Bros? Please advise. I must pay 3K to a Friend by next week.

They called to inform you?

 

[member8]

Not local banks for sure.

Cimb requires you to be an existing cardholder.

SCB rate similar to Citi. Can try Citi ba. Unless you have DBS loan.

Seems like not many in this thread tried Maybank yet.

I tried Maybank but rejected bro.

 

[Centralcoast]

I am also considering Maybank..Since i have about 3 weeks to go before my CCS counselling appointment is fixed...HSBC so far no sound no picture (submitted on 10 Mar)

May bank application form filled up. Morning will call HSBC up again see if there is any outcome. if not will get may bank to expedite it.

Not been sleeping well in the past weeks, can't be waiting all the time.

 

[member8]

They called to inform you?

I called the HSBC CSO on her landline No about 9:30 on Monday.

 

[member8]

May bank application form filled up. Morning will call HSBC up again see if there is any outcome. if not will get may bank to expedite it.

Not been sleeping well in the past weeks, can't be waiting all the time.

check your report if there is any update from HSBC. They will add a line to the registry.

 

[Centralcoast]

I called the HSBC CSO on her landline No about 9:30 on Monday.

Try CCS ba as your credit rating might be the cause of rejection. Dunno if rating will improve in just a few months as no one really knows how the cbs rate individual credit credibilty

 

[Centralcoast]

check your report if there is any update from HSBC. They will add a line to the registry.

They check on my cbs on 21st, friday I called in still processing.

 

[Carlingford]

I just did a check on my CBS...HSBC nv even check on it yet lor

They check on my cbs on 21st, friday I called in still processing.

 

[Centralcoast]

I just did a check on my CBS...HSBC nv even check on it yet lor

You submitted on 10th?

 

[KKK1978]

Oh dear... sry to hear that bro

Thanks. Felt so stress these days. Duno what to do.
Duno what i can do to improve my credit rating
If only govt allow us to loan from our cpf .. sigh..