Debt consolidation Plan

[BBNT05]

Any hope for HZ? Just spoke to UOB, not eligible for HZ at all.

Thinking of trying for Maybank now

Why not just try to send the hardcopy in and see what they say?

 

[goenitz33]

For more than 18 times income loan, any advice which banks try apply?

think try the Foreign banks first (except Citibank which alot of their officers say 12-16 is best for approval)

 

[x|aogal]

I am gonna try BOC..

HH rating..

Income one year is 70k another one is 130k (a little more than 120k) based on NOA..

They say apply first.. Hope can accept my app...

*PRAY HARD*

 

[goenitz33]

I am gonna try BOC..

HH rating..

Income one year is 70k another one is 130k (a little more than 120k) based on NOA..

They say apply first.. Hope can accept my app...

*PRAY HARD*

your Income is 130k ?

so 1 year u earn 70 and 1 year is 130 ?

 

[delceer]

I am gonna try BOC..

HH rating..

Income one year is 70k another one is 130k (a little more than 120k) based on NOA..

They say apply first.. Hope can accept my app...

*PRAY HARD*

Wah got 2 source of income. Total 200k per year. So good.

Sent from Nokia 8250 using GAGT

 

[KKK1978]

Why not just try to send the hardcopy in and see what they say?

Will just try. I thought HZ is worst than HH

 

[member8]

Hi bro..do you mind sharing the contact for Raj ?

Sure bro 6391 9671

 

[member8]

your Income is 130k ?

so 1 year u earn 70 and 1 year is 130 ?

I pray for you Mr richman

 

[member8]

Don't take money lender. They told me bank got a way to check if you owed money lender but I believe is those licensed money lender. They will reject your application.

Giving up on DCP Bros and sisters. Just called UOB the gentleman told me that it is very hard for RAS and HH ratings!
Thanks for the advice but I have no other choice. Sigh. My Ccs talk this coming Monday. Any advice Bros what to prepare?

 

[goenitz33]

Giving up on DCP Bros and sisters. Just called UOB the gentleman told me that it is very hard for RAS and HH ratings!
Thanks for the advice but I have no other choice. Sigh. My Ccs talk this coming Monday. Any advice Bros what to prepare?

arent u on RAS now ?

 

[Carlingford]

Thanks bro !

Sure bro 6391 9671

 

[Carlingford]

Most important is to get 2 copies of the blue form (one for spare in case of writing error) & filled in & submit the green form for your attendance ! Can refer to my blog post also

Giving up on DCP Bros and sisters. Just called UOB the gentleman told me that it is very hard for RAS and HH ratings!
Thanks for the advice but I have no other choice. Sigh. My Ccs talk this coming Monday. Any advice Bros what to prepare?

 

[melbourne10]

Most important is to get 2 copies of the blue form (one for spare in case of writing error) & filled in & submit the green form for your attendance ! Can refer to my blog post also

Download the CCS self help kit and fill in the table. It will make filling up the blue form easier. The monthly budget.

 

[goenitz33]

Just spoke to the officer from Maybank.

Fantastic attitude i would say.

much better then HSBC.

shall be submitting on Maybank also

 

[x|aogal]

your Income is 130k ?

so 1 year u earn 70 and 1 year is 130 ?

Ya one year is below 120. Another year above.

 

[x|aogal]

Wah got 2 source of income. Total 200k per year. So good.

Sent from Nokia 8250 using GAGT

Each year respectively. Not one year 2 income.

 

[goenitz33]

Ya one year is below 120. Another year above.

above 120k quite hard

 

[Carlingford]

Download the CCS self help kit and fill in the table. It will make filling up the blue form easier. The monthly budget.

Totally agree with it.

 

[KKK1978]

Download the CCS self help kit and fill in the table. It will make filling up the blue form easier. The monthly budget.

for those attended the CCS, can share what is the process like after the talk?

 

[Carlingford]

Sure bro 6391 9671

Bro..just called the number..Raj has resigned from his position liao..now is Nadzirah..friendly staff also..probably will submit my Maybank application..HSBC still no sound no picture (I just called the sales agent & she told me it is still in process)..