Debt consolidation Plan

[Carlingford]

for those attended the CCS, can share what is the process like after the talk?

Bro..I am also in the same stage...I have documented the process (still on-going) on a blog.

https://restartingmylifeblog.wordpress.com/

 

[brokeaf]

could anyone advise what are maybank's interest rates like? saw from their website that they offer up to 10 year tenures, with 8.48% EIR as the lowest.

meanwhile still waiting for boc's decision on my dcp application...

 

[trojanguy]

how to pay if you have 3k debt?

 

[goenitz33]

how to pay if you have 3k debt?

erm u trolling here ?

3k ?

 

[Centralcoast]

I am gonna try BOC..

HH rating..

Income one year is 70k another one is 130k (a little more than 120k) based on NOA..

They say apply first.. Hope can accept my app...

*PRAY HARD*

Well, boc just called the cso ask me about cbs rating before sending me the application form

 

[member8]

arent u on RAS now ?

Yes bro. Under RAS.

 

[Centralcoast]

Bro..just called the number..Raj has resigned from his position liao..now is Nadzirah..friendly staff also..probably will submit my Maybank application..HSBC still no sound no picture (I just called the sales agent & she told me it is still in process)..

Yeah it's frustrating to hear still in processing every time u called. I submitted for maybank liao , boc still considering becos of the 2% processing fee . dun want to have too much applications at one go so take it slow.

 

[Centralcoast]

could anyone advise what are maybank's interest rates like? saw from their website that they offer up to 10 year tenures, with 8.48% EIR as the lowest.

meanwhile still waiting for boc's decision on my dcp application...

4.7% for 5,6,7 yrs tenure at least that's the application form I gotten.

 

[Carlingford]

From my conversation with the telesales agent, she quoted me EIR 8.58% for a 7 yr tenure. I will submit my Maybank DCP tomorrow morning.

could anyone advise what are maybank's interest rates like? saw from their website that they offer up to 10 year tenures, with 8.48% EIR as the lowest.

meanwhile still waiting for boc's decision on my dcp application...

 

[member8]

could anyone advise what are maybank's interest rates like? saw from their website that they offer up to 10 year tenures, with 8.48% EIR as the lowest.

meanwhile still waiting for boc's decision on my dcp application...

Interest Rate 5.60% p.a. E.I.R. 9.88% p.a. bro 5, 6, and y years only.

 

[member8]

From my conversation with the telesales agent, she quoted me EIR 8.58% for a 7 yr tenure. I will submit my Maybank DCP tomorrow morning.

On their form it is stated as follows:
Interest Rate 5.60% p.a. E.I.R. 9.88% p.a. bro 5, 6, 7 years

 

[member8]

erm u trolling here ?

3k ?

I know that you're rich and 3K is nothing for you bro

 

[Centralcoast]

Interest Rate 5.60% p.a. E.I.R. 9.88% p.a. bro 5, 6, and y years only.

There are different rates for different sales agent? He even told me during processing, if other banks can quote me a lower interest rates he will match it

 

[melbourne10]

Out of 8 banks (including Citi), 5 banks have been paid off.

 

[Centralcoast]

Out of 8 banks (including Citi), 5 banks have been paid off.

Time to go collect excess $$ lol

 

[Carlingford]

Aiya..Actually I just want the bloody approval lah...hahaa

There are different rates for different sales agent? He even told me during processing, if other banks can quote me a lower interest rates he will match it

 

[melbourne10]

Not much. Haha. In fact one card they underpaid a bit, and it got slapped with a late charge, but it's a Citi card so I will just ask them to waive it away.

 

[melbourne10]

Aiya..Actually I just want the bloody approval lah...hahaa

Yeah man. Actually on the day I submitted Citi, I got a call from MBB. But whatever, fast hand fast leg, just submit. Gamble worked.

 

[Sighhhh]

I got rejected by BOC and OBBC.

UOB key in into system today n said i am not eligible. No reasons given.

Just submitted to Citi.

Really Sighhhh

 

[goenitz33]

I know that you're rich and 3K is nothing for you bro

this thread is for DCP.



12X monthly and above income's DEBT

unless this guy somehow is earning like $250 per month and can get a CC and incur this 3k debt.