Debt consolidation Plan

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Carlingford

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Not a pleasant experience but at least you got the approval & can move on with your life. Mine is still in limbo since 10 March & they have not even checked on my CBS profile for (even though my CSO told me she has requested for my case to be expedited).

hbgoh82 said:
Thanks! Long story. At first the person from Liat towers did all the paper work & try to submit everything on the next working day. Then there was prob with citi at first, due to no RAS acc number. Then after a few days he showed not interested at all. No reply from email or sms when submit additional docs. Until one day, he suddenly politely ask extra docs from all 3 local banks RAS acc because he said the finance dept wanted it. Due to they do not statement, had to call in & requested. So 1 by 1 i sent in, each time he thanked me & replied every single sms & email i sent in different days. I think he knows his salary coming in bah. So, after about 1-2 weeks later, he called to say approved with EIR 6%. Not sure until the letter comes, still waiting though.
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ckjoe03

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goenitz33 said:
yeah this is stated in the FAQ of DCP.

thus thats why got 5% buffer.

i just saw that HSBC done a check on my CBS today for the DCP applied earlier. No change to rating / points though.
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ah i see, thanks.....Ye...when i apply MBB check CBS also saw HSBC check earlier but no impact.

Somehow my OCBC cc still has got outstanding not paid off but the Line of Credit settled....dann weird. For those having credit lines, need to do withdrawal to take out the access i found out..They won't reimburse to you the access unless you close off the acct. DCP only rendered it suspended..dormant...
 
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Twilightzone

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Hi all, 1st time posting here.

My DCP with DBS just got approved today.
Received SMS on it.

All documents submitted for application on 22nd March.

Previously tried Citibank and Maybank, all got rejected
 
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bezz

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Twilightzone said:
Hi all, 1st time posting here.

My DCP with DBS just got approved today.
Received SMS on it.

All documents submitted for application on 22nd March.

Previously tried Citibank and Maybank, all got rejected
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Can post the details of your application.
Thanks
 
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Centralcoast

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Twilightzone said:
Hi all, 1st time posting here.

My DCP with DBS just got approved today.
Received SMS on it.

All documents submitted for application on 22nd March.

Previously tried Citibank and Maybank, all got rejected
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Congrats good to hear that.

Mine approved credit facilities suspended but no SMS nothing. Scare they peng satay.
 
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Twilightzone

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bezz said:
Can post the details of your application.
Thanks
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Submitted application by hand to the bank on 18th March.

Rating : FF
Loan tenure : 6 years

Previously submitted application via email for Citibank and Maybank. Request for 5 years and got rejected even after appeal.
 
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Twilightzone

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Centralcoast said:
Congrats good to hear that.

Mine approved credit facilities suspended but no SMS nothing. Scare they peng satay.
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Dbs also?
Usually the bank which you applied with will suspend the credit facilites while processing.

My advise? When send in application, don't use any CC at all regardless of which bank
 
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Centralcoast

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Twilightzone said:
Dbs also?
Usually the bank which you applied with will suspend the credit facilites while processing.

My advise? When send in application, don't use any CC at all regardless of which bank
Click to expand...

Haha nope HSBC, dbs is my last option since the interest is the least attractive.lol

They will only suspend upon approval not while processing
 
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