Debt consolidation Plan

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idoitboy

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cheowyonglee said:
Thanks...but if one rejected me...surely other bank also will kana rejected.should be like that right?
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I also rejected by HSBC, now trying citibank as previously they also contacted me but I went with HSBC. Should have went with Citibank first...
 
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Carlingford

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Wah..Seem like it is difficult to get approval for this loan...Anyone got approval successfully ?

idoitboy said:
I also rejected by HSBC, now trying citibank as previously they also contacted me but I went with HSBC. Should have went with Citibank first...
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Iwanttobehappy

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cheowyonglee said:
I apply through hsbc.last week.i called their agent so many times but no reply from him.today personally called hsbc dcp plan dept.the person incharge checked n told me my application rejected.

And she never told me what the reason for the rejection when i asked her.

Now i m stuck.
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So fast got answer ? Normally take 2 weeks .. I think
 
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Iwanttobehappy

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idoitboy said:
I also rejected by HSBC, now trying citibank as previously they also contacted me but I went with HSBC. Should have went with Citibank first...
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When u submitted ? I wanna know aga aga when know the results ..u all very good , nvm late payment so credit numbers v nice .. I did default some and got HH .. is that 2 , after paying all the others drain all my money so delay their pyt ..
 
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sneggg

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Iwanttobehappy said:
U all I think sure can .. think mine jialat .. thot government wanna help us but ..... to pay all to one bank I monthly sure can one ..
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Mine also hh applied Dbs lol

Good to have feedback here la so can don't apply HSBC save the trouble of paperwork so many to fill
 
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idoitboy

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Iwanttobehappy said:
When u submitted ? I wanna know aga aga when know the results ..u all very good , nvm late payment so credit numbers v nice .. I did default some and got HH .. is that 2 , after paying all the others drain all my money so delay their pyt ..
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I submitted like 1st Feb and they only get back to me today but when I called on Monday to check they say they are overwhelmed and are still clearing those that applied on 30 Jan...
 
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Matrix21 said:
so bank personal loan is the only way to clear my existing debt? Its about 7x of my salary atm i dont want it to snowball furthur
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At least personal loan is fix instalment and fix number of years to pay. But CC is snowballing until big big. But you must be cut and return the card when you use the loan to pay CC. This is to prevent you from using your CC again and the end, you owe CC and P loan

Sent from LGE LG-H990 using GAGT
 
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