Debt consolidation Plan

[Sysedit]

base on the bros here, yes die die need to be 12x.
For your situation i would suggest applying Personal Loan from Banks like what i did

haiz... already got 4-5 loan lao
now no bank no want to loan already
i already at about the 70-80% cap, so tio stuck at that stupid sandwich thingy

 

[deadlockb]

BOC approved. Last Tue apply. This Tue money paid to all banks.
Rating EE.
NOA 82800.
Debt 86700. Exclude buffer.
Very efficient and fast.

congrats bro.good news

 

[deadlockb]

Tonight... I will go home... And cut up all my cards...
And sleep well... For the first time in weeks, months...
Citi just called... My heart is peaceful now...
Thanks bros for the support over the last few weeks

congrats bro.

 

[Louis81]

My instalment Loan for UOB due is tmr... dunno Wan to pay or not

U decide ba.

 

[Louis81]

U decide ba.

Now waiting for vouchers

 

[multi]

Now waiting for vouchers �

The voucher is actually you pay for it from the processing fee. BOC charges very high processing fee.

Sent from LGE LG-H990 using GAGT

 

[Louis81]

The voucher is actually you pay for it from the processing fee. BOC charges very high processing fee.

Sent from LGE LG-H990 using GAGT

Yes I am aware

 

[melbourne10]

My vouchers from Citi will come in August. Anyway that's a bonus. Now can save up properly for wedding.

 

[melbourne10]

The voucher is actually you pay for it from the processing fee. BOC charges very high processing fee.

Sent from LGE LG-H990 using GAGT

But better than pay processing fee and nothing given back.

 

[Louis81]

Congratulations.
You can have good night sleep.

Tks to citi on insisting DBS letter that I go BOC

 

[Louis81]

My instalment Loan for UOB due is tmr... dunno Wan to pay or not

Bro, yr approval was last tue. Did BOC pay off all the outstanding liao? Got chk yr banj accounts?

 

[melbourne10]

Tks to citi on insisting DBS letter that I go BOC

Silver lining. Thanks to hsbc leave me hanging then I went Citi. 7% vs 10.5% but better than 26% ba.

 

[melbourne10]

My UOB due today but dunno if wanna pay haha.

 

[melbourne10]

Next headache is, with DCP on my CBS report, can I get the HDB HLE.

 

[brokeaf]

Next headache is, with DCP on my CBS report, can I get the HDB HLE.

bro you applying for bto or going to collect keys soon? usually hdb doesn't ask for cbs report if you're employed with mthly cpf contributions...

 

[melbourne10]

bro you applying for bto or going to collect keys soon?

Should be 2018/19 to get a resale.

 

[melbourne10]

By that point my DCP would have run for 2 years alrdy

 

[Louis81]

My UOB due today but dunno if wanna pay haha.

To avoid late charge if any then pay today. When DCP bank pay uob u will still get back the money

 

[Louis81]

Next headache is, with DCP on my CBS report, can I get the HDB HLE.

I dont think DCP will affect HLE. For info, I got loan of 300K DCP also approved.

 

[Louis81]

Next headache is, with DCP on my CBS report, can I get the HDB HLE.

Why get resale