Etiqa’s ELASTIQ and SAVE3?

[hopeabc]

Hi, have pm'ed you

Hi if I use your referral code, what extra will I get? $10 from policy pal seems to be available from their website. We share the referer benefit?

 

[JialatThisOne]

Hi if I use your referral code, what extra will I get? $10 from policy pal seems to be available from their website. We share the referer benefit?

Hi, if you use my code, you can get $20 more than their website.

My code (SIGNUP) gives you up to $30 if you
1) $10 for Register an account
2) $10 for Make a purchase (need not be Elastiq, but any)
3) $10 for portfolio review

you only get 1) using the website code but 1, 2 and 3) if you use the following:
http://refer.policypal.com/c/SIGNUP

 

[lurker88]

Hi, if you use my code, you can get $20 more than their website.

My code (SIGNUP) gives you up to $30 if you
1) $10 for Register an account
2) $10 for Make a purchase (need not be Elastiq, but any)
3) $10 for portfolio review

you only get 1) using the website code but 1, 2 and 3) if you use the following:
http://refer.policypal.com/c/SIGNUP

Reference to the below, how much can I get for 75k? May want to transfer my money from uob one acc wef 1 Aug since their interest will be revised to 1.2%. Might as well park for 3 yrs without doing anything

For $26k-$50k deposit, you get $30 from Policypal + $100 from Etiqa

Sent from HUAWEI VOG-L29 using GAGT

 

[oceanicmanta]

Hi, if you use my code, you can get $20 more than their website.

Correction.

Anyone new to PolicyPal using a referral code is eligible to these 3 x $10 awards by completing these activities.

Nothing special about your code.

 

[JialatThisOne]

Reference to the below, how much can I get for 75k? May want to transfer my money from uob one acc wef 1 Aug since their interest will be revised to 1.2%. Might as well park for 3 yrs without doing anything

For $26k-$50k deposit, you get $30 from Policypal + $100 from Etiqa

Sent from HUAWEI VOG-L29 using GAGT

Hi I just sent you a pm.
Can consider 50k Elastiq and 20k dash easyearn

 

[eDisFieD]

Hoping to understand this product better, by comparison.

Dash EasyEarn is 2%, whereas this is 1.8%. Other than the so-called inflexibility of withdrawal by Dash EasyEarn, what entice you guys signing this product instead?

 

[lurker88]

My understanding is max deposit for dash is 20k. I also have 10k (max) in singlife. Therefore next in line would be elastiq.

Sent from HUAWEI VOG-L29 using GAGT

 

[demoforce1]

Hoping to understand this product better, by comparison.

Dash EasyEarn is 2%, whereas this is 1.8%. Other than the so-called inflexibility of withdrawal by Dash EasyEarn, what entice you guys signing this product instead?

more party to deal and mode headache if have issue

 

[vegavega25]

Please send me a PM with a referral code for direct purchase via the Etiqa website, to split the referral award.

 

[Hwsemb]

Is the "REBATES" (i.e. $20 given by PolicyPal) from applying $10k elastiq, same as "P$" ? Cuz I earned about P$23 from completing Policypal activities and quizzes, but my allowed encashable/cashout amount is still ZERO (although my P$23 is reflected correctly under "Available Credits" in Cashout page). I still have not yet received my $20 rebates as I just applied for elastiq. Wondering is it because my policy is still not finalized, so no cashout allowed yet.

 

[oceanicmanta]

There r 2 types of P$.
Those earned from games r not encashable but can b used to redeem vouchers r buy other products

 

[DOINK1]

For ELASTIQ, after 3 months can I withdraw the interest only like the Singlife acc or I can only withdraw $500?

Cos it would not make sense that interest can be up to $500 and usually its received in odd numbers.

 

[rkesin]

For ELASTIQ, after 3 months can I withdraw the interest only like the Singlife acc or I can only withdraw $500?

Cos it would not make sense that interest can be up to $500 and usually its received in odd numbers.

Must withdraw in multiples of 500

 

[Hwsemb]

for withdrawal, you have the option to chose:
1) paynow to your account which is registered to your NRIC or,
2) Direct credit to the POSB/DBS account (this is immediate via FAST)

Even for withdrawals made on non-business days (weekends/Public Holidays), the Direct credit to POSB/DBS is also immediate right?

 

[Utonian]

Even for withdrawals made on non-business days (weekends/Public Holidays), the Direct credit to POSB/DBS is also immediate right?

that is the norm for FAST/Paynow, balance will be in your account immediately but bear in mind the bank posting date might be next working day if you are thinking of musical chair or something

 

[Utonian]

For ELASTIQ, after 3 months can I withdraw the interest only like the Singlife acc or I can only withdraw $500?

Cos it would not make sense that interest can be up to $500 and usually its received in odd numbers.

i think per quoted on their product page quite clear:

"Withdrawals: Minimum S$500 and in increments of S$500 per withdrawal, with no penalty or interest claw back."

Unless you planning to max the account if not i cannot understand how your question came about. For Singlife, others withdrawing interest because only the first 10k got 2.5%. For Elastiq, the initial amount guaranteed 1.8% (3yrs) and all top ups at prevailing rates. If rates change and become lousy with better alternative elsewhere, will be taking out a whole chunk already. will not be worried on just the interest...

 

[DOINK1]

i think per quoted on their product page quite clear:

"Withdrawals: Minimum S$500 and in increments of S$500 per withdrawal, with no penalty or interest claw back."

Unless you planning to max the account if not i cannot understand how your question came about. For Singlife, others withdrawing interest because only the first 10k got 2.5%. For Elastiq, the initial amount guaranteed 1.8% (3yrs) and all top ups at prevailing rates. If rates change and become lousy with better alternative elsewhere, will be taking out a whole chunk already. will not be worried on just the interest...

I understood now, its either minimum of $500 and able to withdraw the entire amount after policy year. This account is good for parking emergency fund.

 

[Itguru888]

If signup from policypal, is it safe to transfer money to policypal? Can transfer directly to Etiqa? How?

I had same concern as you so reached out to PP, they replied and gave me option to remit directly to Etiqa bank account which I did.

 

[F1ngolf2012]

I had same concern as you so reached out to PP, they replied and gave me option to remit directly to Etiqa bank account which I did.

Good to know.

 

[SamSze]

i think per quoted on their product page quite clear:

"Withdrawals: Minimum S$500 and in increments of S$500 per withdrawal, with no penalty or interest claw back."

Unless you planning to max the account if not i cannot understand how your question came about. For Singlife, others withdrawing interest because only the first 10k got 2.5%. For Elastiq, the initial amount guaranteed 1.8% (3yrs) and all top ups at prevailing rates. If rates change and become lousy with better alternative elsewhere, will be taking out a whole chunk already. will not be worried on just the interest...

There is a service fee of $5 charged monthly if average Account value falls below $5000. In this sense, if one takes out all the money at the end of one year, does it mean he has to pay $5 x 24 months ($120) for the remaining 2 years, given the policy is 3 yearly? Or when all money is taken out, the policy will be automatically terminated?