InstaReM's AMAZE MasterCard

[skazzz]

Was in Malaysia last week. The fcy fee was 2.7% . 3.18 vs 3.27

3.18 with 8% cashback = 3.43

8 feb myr was 3.198 though

 

[lazy999]

Hii everyone, new user to instarem here. Quick check, can we change sgd to rmb? Can't see rmb in the exchange rate list

 

[twosix]

Hii everyone, new user to instarem here. Quick check, can we change sgd to rmb? Can't see rmb in the exchange rate list

if u dun see the fcy, that means it does not have a wallet for it. but when u spend in rmb, it will convert from the sgd wallet, if u deposit money into ur acct.

 

[lazy999]

Hii everyone, new user to instarem here. Quick check, can we change sgd to rmb? Can't see rmb in the exchange

if u dun see the fcy, that means it does not have a wallet for it. but when u spend in rmb, it will convert from the sgd wallet, if u deposit money into ur acct.

Ahh i see, thanks for the info.

So i cant tell what is the exchange rate until i make a transaction in rmb first.

 

[twosix]

Hii everyone, new user to instarem here. Quick check, can we change sgd to rmb? Can't see rmb in the exchange

Ahh i see, thanks for the info.

So i cant tell what is the exchange rate until i make a transaction in rmb first.

u're right. u cannot see the exchange rates until u use it. but the rates should be quite close to the other cards like utrip, revolut.

 

[ashethen]

Wtf anyone received the email update?
1% fees applies to domestic spend, no more above $1k from 10 March.

This card is dead

 

[Insatiable_creat]

Wtf... Sian....

 

[twosix]

https://milelion.com/2025/02/27/amaze-adds-1-fee-for-all-sgd-spend-nerfs-instapoints-even-further/

 

[someusername]

Typical garbage email from Instarem announcing this. "Much upgrades". "Wow many enhanced". Blah, blah, blah.

Anyone know what the current forex spread over mastercard rate is? Has it gone past 3% or is it still hovering around 2.5%? Has it also been "enhanced"?

Also the 1% fee on SGD has a minimum charge of .50c so if you spend $2 it's a 25% fee.

 

[belasus]

Curious if I top up sgd into amaze wallet and convert to myr. Then use the amaze card to top up touch and go via amaze wallet, will that incur additional charges?

 

[Trazora]

Typical garbage email from Instarem announcing this. "Much upgrades". "Wow many enhanced". Blah, blah, blah.

Anyone know what the current forex spread over mastercard rate is? Has it gone past 3% or is it still hovering around 2.5%? Has it also been "enhanced"?

Also the 1% fee on SGD has a minimum charge of .50c so if you spend $2 it's a 25% fee.

2.1% markup over mastercard fx rate

 

[ekardo]

agree, time to close this chapter...
i am tired of looking for $10 or more purchase to clock into Amaze card also...phew..1 less thing to consider..less stress.

 

[hwmook]

2.1% markup over mastercard fx rate

Still lower than 3.25%, still have its own use then. I am still going to use this.

 

[xRenol]

With the new changes on Amaze card, is it still worth to continue using this card or switch to Trust card for foreign transactions if one is not chasing miles?

Thank you.

 

[Fellowes]

With the new changes on Amaze card, is it still worth to continue using this card or switch to Trust card for foreign transactions if one is not chasing miles?

Thank you.

What is the next best alternative card to sign up for?

 

[wira]

time to toss this card away.

 

[savinmax]

time to toss this card away.

still viable for the oversea usage which qualifies for 8% and 6% cashbacks

 

[wira]

still viable for the oversea usage which qualifies for 8% and 6% cashbacks

oh which card do you recommend for 8% or 6% cashback ?
Do you mean use Maybank card or Citi cashback card ?

 

[xRenol]

What is the next best alternative card to sign up for?

I am considering Trust cards since I am neither chasing for miles nor keen in multi-currency e-wallet/debit cards.

 

[someusername]

time to toss this card away.

It's still absolutely the best MCC checker available.