Of course still using, it's fantastic for those who know how to use it. The changes are not enough to make it useless. I will still use it until they charge more than 3.25% over MC exchange rate.
totally agree .
In my view, still the best cashback supplement tool for overseas usage ( within certain catgories and spending caps ), still useful for CMRC if need some miles for certain categories ).
Also fantastic as locally for free cashback if you know how to use it, as you said.
Also, the wallet forex rates still better than Youtrip and Revolut, especially weekends. Good also for overseas transfers.
Trust is just a backup overseas usage card if you cant get anything else except the 1% cashback.
Youtrip good mainly only for free cash ATM withdrawals in certain countries.