InstaReM's AMAZE MasterCard

[BRYSG7]

Hi all,

After reading, understand that it’s still worth to keep the Amaze + CRMC for oversea spending due to the 10mpd.

For local spending, anyone has any recommendation to replace them?

how do you get 10mpd?

 

[Trazora]

Hi all,

After reading, understand that it’s still worth to keep the Amaze + CRMC for oversea spending due to the 10mpd.

For local spending, anyone has any recommendation to replace them?

10x points = 4mpd

 

[twosix]

Hi all,

After reading, understand that it’s still worth to keep the Amaze + CRMC for oversea spending due to the 10mpd.

For local spending, anyone has any recommendation to replace them?

It's 4mpd, with a 2.5% amaze fee added.

 

[Belford]

It's 4mpd, with a 2.5% amaze fee added.

Amaze spread is 2.0-2.1% but not 2.5%
Amaze fee of 0.5% 1% only for SGD transactions, not for FCY

 

[BRYSG7]

Amaze spread is 2.0-2.1% but not 2.5%
Amaze fee of 0.5% only for SGD transactions, not for FCY

isn't it 1% with minimum of $0.50?

 

[Belford]

isn't it 1% with minimum of $0.50?

Correct

 

[twosix]

Amaze spread is 2.0-2.1% but not 2.5%
Amaze fee of 0.5% 1% only for SGD transactions, not for FCY

yes, around 2.1% when i last spend in korea last year. now i am not sure but i saw others quote 2.5% in earlier posts. so maybe mileage will differ depending on which foreign currency is involved.

And my reply was to fcy spending, not local. local fees from today onwards, is 50c or 1%, whichever is higher.

 

[BRYSG7]

yes, around 2.1% when i last spend in korea last year. now i am not sure but i saw others quote 2.5% in earlier posts. so maybe mileage will differ depending on which foreign currency is involved.

And my reply was to fcy spending, not local. local fees from today onwards, is 50c or 1%, whichever is higher.

still 2.1% last week

 

[Kunkka]

How come no insta points earned?

 

[Belford]

How come no insta points earned?

1. Transaction must be in FCY
2. Must be more than S$10
3. Capped at 500 pts per month

 

[Kunkka]

1. Transaction must be in FCY
2. Must be more than S$10
3. Capped at 500 pts per month

No more for fcy spend on cc linked amaze

 

[Belford]

No more for fcy spend on cc linked amaze

Source?

Cannot redeem for cash, but still can earn.

edit: found. Can earn for wallet only. Their wallet have better rates sometimes

 

[hclee01]

No more for fcy spend on cc linked amaze

https://shrugmyshoulder.com/negative-changes-to-the-instarem-amaze-card/

1% fee on all SGD transactions (min S$0.50 fee)

No more InstaPoints when you pay with a linked credit card

InstaPoints no longer redeemable as cashback

InstaPoints are redeemable for KrisFlyer miles

 

[Kunkka]

https://shrugmyshoulder.com/negative-changes-to-the-instarem-amaze-card/

1% fee on all SGD transactions (min S$0.50 fee)

No more InstaPoints when you pay with a linked credit card

InstaPoints no longer redeemable as cashback

InstaPoints are redeemable for KrisFlyer miles

I thought today was the cutoff stuck with 1.9k instapoint

 

[ekardo]

Anyone’s amaze card kanna deleted by apply pay today? Just got notification that it’s deleted from my wallet and I can’t add back to Apple Pay.

 

[paul02]

Anyone’s amaze card kanna deleted by apply pay today? Just got notification that it’s deleted from my wallet and I can’t add back to Apple Pay.

Hmm did you "Lock" your card?

 

[ekardo]

Hmm did you "Lock" your card?

Yes. But I’ve unlock but still cannot add back.

 

[paul02]

Yes. But I’ve unlock but still cannot add back.

Locking your card causes this issue, also maybe you need to enable some other options. Try again tomorrow.

 

[HoGnix]

reported this card got security breach.
Customer information and card details were leaked.

 

[sibeiTrolled]

Users better double check account and lock cards if required.
https://www.channelnewsasia.com/singapore/instarem-technical-issue-users-details-revealed-5128946

https://milelion.com/2025/05/14/ins...-customer-and-amaze-card-details-compromised/