InstaReM's AMAZE MasterCard

[IcYFl4mEz]

I don't know whether swiping/chipping it allows Msia side baddies to clone your card details anot.

Or maybe its jsut a random generated number from the baddies?
or instarem lost some data to ppl etc.

 

[ekardo]

there is a minimum spending of $1500 per quarter to qualify for any cashback right ?

can I check is the quarter tied to Jan to Mar, Apr to june etc?

 

[highsulphur]

there is a minimum spending of $1500 per quarter to qualify for any cashback right ?

can I check is the quarter tied to Jan to Mar, Apr to june etc?

I think no more

 

[Insatiable_creat]

there is a minimum spending of $1500 per quarter to qualify for any cashback right ?

can I check is the quarter tied to Jan to Mar, Apr to june etc?

Nerfed liao
https://milelion.com/2022/07/01/nerfed-again-amaze-card-no-notice-cashback-devaluation/

 

[ekardo]

ah, ok...came in too late...but still good for linking to MC card for foreign spending I suppose..the instapoint is a bonus..

 

[Insatiable_creat]

ah, ok...came in too late...but still good for linking to MC card for foreign spending I suppose..the instapoint is a bonus..

Max of 500 points per transaction. So split your foreign currency expenses if possible. I'm using Citi rewards card. Also has max of 9000 bonus points per month.

Saving grace is the x10 bonus points

 

[tweeety]

the card is gone for good?

 

[ekardo]

the card is gone for good?

for travelling and still can get local rewards without paying hefty conversion rate and better fx rate..still got use case..

 

[Trazora]

the card is gone for good?

still good for overseas spend. Even for local spend converts to online giving 4mpd on Citi rewards mc so long MCC not excluded.

 

[vegavega25]

still good for overseas spend. Even for local spend converts to online giving 4mpd on Citi rewards mc so long MCC not excluded.

Are all forex spends necessarily counted as local+online? That is, not as local+dining, local+transport etc?

 

[Trazora]

Are all forex spends necessarily counted as local+online? That is, not as local+dining, local+transport etc?

all spendings convert to local+online, separately MCC determines the category e.g. dining, transport. Online depends whether processed online, it is not based on MCC.

 

[Joeleee88]

Been using it for a while for my overseas holidays, saves me the hassle to top up and no $5K limitation unlike other multi-currency wallets. Didn't face any fraud issues with it either. Can buy Chanel in Europe hassle free!

the card is gone for good?

 

[xiaosinsinful]

the card is gone for good?

It’s still good for overseas use

rates are relatively good and you don’t have to topup other prepaid cards like youtrip

 

[newsonic]

Do we need to activate the linked card for overseas usage?

 

[wira]

Do we need to activate the linked card for overseas usage?

it will be charged in SGD to the linked card. Instarem will convert the FX ( and earn the spread )

 

[Trazora]

Do we need to activate the linked card for overseas usage?

no need, just need to activate Amaze for cross border transaction.

 

[cReDdY]

any idea how to redeem those instapoints??

 

[silverbomb]

any idea how to redeem those instapoints??

currently only for remittance discount.

wait till oct 2022 when they announce how to convert them to cashback. believe you need to accumulate $20 worth of cashback first (correct me if i'm wrong) before you can do a redemption block.

 

[hwmook]

I just realised we can top up the amaze wallet now.

 

[yiron]

I just realised we can top up the amaze wallet now.

But no point leh (no pun intended). MCC is same as grab top-up. Still better off tagging to an underlying card than top-up and spend.