In fact, just now while coming back from MBS, i saw a lorry with indian workers on it jamming brake and with no ABS screeched and stopped right in front of a lady. Road was wet and the lady was crossing a traffic crossing, saw the timer still having 18 seconds on it and she was on lane 2-3 (middle of the road).
7.30pm. Not say black clothings, just not bright. But seriously neon coloured are of little difference since it is not daytime with the sun fluorescing it.
That's why still best to be lit up, esp if you'll are at speed. Cyclists are the worst lot, really gotta be well lit up.
In fact not only front/'rear lights, but side lights as well. Also wired some rear and side lights up permanently as those, for those brightest and constant output ones, with a 20k and another 30k mAh powerbank. (leceh to be always dismounting them from the bike and charging that few lights up coz constant output really drains the battery).
The so-called bright front/rear lights of many cyclists, are actually not so bright at all in reality. You'd want them to be at least as bright as a car, but not so bright to dazzle and distract. You also do not want to flash too much like an ambulance, coz there is this moth effect, in fact there is this phenomenon that drunkards are attracted to bright flashing lights of fire engines / ambulances.
So you'd want a fair bit of steady output lights (bright!), steady lights also lets drivers gauge your speed. Additionally a fair bit of flashing so as to catch the attention, esp in an urban environment with many other sources of illumination.
A jogger was killed a couple of years ago over here while crossing the road probably not same junction but very close to this place along Maxwell / Shenton.