Agree. I ever went to city area of a Malaysian bank. They were so slow.
I didn't scold the counter staff lah. I just highlighted to her the way Banks treats the FD customers that needs to open new FD it's just counter-productive lor. It'll turn away a lots of potential customers. As in front of me still got around 8 customers. If 1hr the queue no doesn't moved makes no sense for me to wait another 5 or 6hrs. That's why I told them they can skip my no and walks off.
What bank?
last night placed several 10ks for 18mth 4.15%. now thinking if I shall cancel a few and shorten the period
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the pic should be CIMB FD
isn't it most of the banks are affected by the crowd nowadays and no matter what services you want, you join the main Q? Today I was at one of the banks inside a shopping mall, just to change my e token (battery dead). I entered the branch n get a Q number at 12.30pm. As my number was further down, I decided to go for lunch before i return to the branch. When I returned at 1.30pm, the Q LED display moved only 10 numbers. I finally replaced the token and left the branch at 3.40pm ... 3 hours after i obtained my Q number
yeap i only visit the smaller or less popular branches. main, town or shopping mall ones sibei jialat
You wants to discourage FD holders to break their FDs. You set another queue for this group of peoples. Anyway UOB already separate by different queue group. But for new account opening is your new customers. Yet you tekan them by providing such lousy service. Your case is 1hr 10 numbers. My case is 1hr 0 number moved. Yours still moving but my one just stuck there. Actually the banking hall still got a lots of staff quite free walks here and there. They for sure will knows what's the situation inside their banking hall. They should allocated more man power to speed up for opening of new accounts. Just my thought.isn't it most of the banks are affected by the crowd nowadays and no matter what services you want, you join the main Q? Today I was at one of the banks inside a shopping mall, just to change my e token (battery dead). I entered the branch n get a Q number at 12.30pm. As my number was further down, I decided to go for lunch before i return to the branch. When I returned at 1.30pm, the Q LED display moved only 10 numbers. I finally replaced the token and left the branch at 3.40pm ... 3 hours after i obtained my Q number
blame the scammers for the heightened security in the financial industry esp the banks. Previously I can call CSO and they are willing to post the token via mail (that was a few years ago). If this is an option, i am prepared to wait 3 to 5 business days and I don't even want to step into a bank branch
Some banks they deploy their RM to help with the account openings or FD. At the same time, try to sell you structured deposits.
That's my encounter at POSB for tbills using CPF. Used to be at teller than changed to the investment desks. The guy say need to update my profile in the system. Ask this and that including salary. I say everything is in the system. No change.
UOB 5% must have salary. Giro no 5%
My understanding is anytime from now till mth of jan, 3.8% is applicable unless the rate revises upwards, then follow the new rates. Otherwise end of jan will revert back to 2.8% till March.
Esaver every 2 mths they will announce new cycle. Current cycle is 3.8% for Dec to Jan. Reference mth Nov.
