ocbc 360 account

[compro_1975]

Please do not throw our engineers' face. It should be from a "lazy person's point of view".

Lazy then productive ma always chose the easy way out then no stress no worries

 

[zoossh]

Just to add on, some of us have a number of saving accounts. I can't afford to remember these transaction or value date requirements thing. A simple solution to this problem is to

1) Maintain slightly more than the capped interest rate. ie $60,100 for OCBC360
2) If you have to withdraw $1k, deposit back $1k as early as possible before end of the day. Actually, why don't you just use other low interest rate bank accounts to fund daily necessities?

once u figure out how the banks works, then it is easy.

 

[popol]

Hi,

1. Salary transaction codes are not decided by OCBC. You will have to check with your company on how they categorise their salary crediting.

2. Yes, paying for your OCBC credit card will count towards the Payment bonus of the 360 account.

3. Are you asking about this in terms of the 360 account's Payment bonus interest? You will only be able to earn the bonus interest when paying any 3 bills from your 360 account, and not your credit card.

^DG

I was asking in terms of the credit card min spending. Do subscriptions to Straits Times, Town Council conservancy charges contribute to the $600? Thanks.

 

[popol]

Salary Giro

Hi
I heard that there are people who had issues with salary where the exact words "GIRO - SALARY" did not appear in their statement. Anyone can share their experience?

Thanks

 

[OCBC Bank]

I was asking in terms of the credit card min spending. Do subscriptions to Straits Times, Town Council conservancy charges contribute to the $600? Thanks.

Hi popol,

Yes, the above transactions would be considered towards minimum spend of $600.

^WX

 

[Mecisteus]

Hi
I heard that there are people who had issues with salary where the exact words "GIRO - SALARY" did not appear in their statement. Anyone can share their experience?

Thanks

Yes. Just look at the code for your current job.

 

[popol]

Hi popol,

Yes, the above transactions would be considered towards minimum spend of $600.

^WX

Thanks. If I pay the bill of an OCBC credit card, does it count towards the 'Pay 3 bills' category?

 

[HWZ1973]

Bonus still not credited today which is the 7th working day of Oct?

 

[Trazora]

Bonus still not credited today which is the 7th working day of Oct?

I just checked and saw the bonus interest

 

[luvalist]

Bonus still not credited today which is the 7th working day of Oct?

In for me too lower than what I calculated. hmm. prob i missed out something when I calculated Average balance of the month.

 

[Ronaldo88]

Jeep liao..I oni can get 2.2% nia

 

[Trazora]

Jeep liao..I oni can get 2.2% nia

And also 0.05% on 1 Oct

 

[Ah_Tiong_Kia_001]

In for me too lower than what I calculated. hmm. prob i missed out something when I calculated Average balance of the month.

Me too.

At first I expected a region of around $75 but end up I got around $62 instead.

 

[1982-1994]

got $100.14

 

[1982-1994]

the credit card rebates for Sep not in yet despite it's the last Day of Oct.

 

[savinmax]

the credit card rebates for Sep not in yet despite it's the last Day of Oct.

check your 365 card transactions
the card usage rebates don't go into your 360 account, it goes to your credit card as a rebate, and the Sep rebate already in since a week ago.

 

[1982-1994]

I'm using FRANK card. normally rebates in on 23rd, but don't have this month.

 

[Trazora]

I'm using FRANK card. normally rebates in on 23rd, but don't have this month.

Was there a refund made to the card?

 

[1982-1994]

Was there a refund made to the card?

yeah wanted to make some purchases online but the transactions couldn't get through for unknown reason.

 

[1982-1994]

the transactions were charged to my card but it was refunded in the end. never stated in the transaction list though.