ocbc 360 account

[Alwaysb]

it exists both as a UT as well as an ETF.

To me:
UT qualifies. ETF will not.

When I select the ticker, it list under equity in OCBC app

 

[ericcsn]

When I select the ticker, it list under equity in OCBC app

ticker is for stock market.

U want the UT version (fees are higher $176 from 0.88% unless there is a special discount code)

 

[Alwaysb]

ticker is for stock market.

U want the UT version (fees are higher $176 from 0.88% unless there is a special discount code)

Ah. Means I bought the wrong one zzzz. I followed the name lion global and found sbo as the counter code

 

[vbhelper]

can recommend which UT to buy?

 

[iadpotato]

Anyone signed up new 360 account recently, credit salary and got the $80 gift for promo already?

 

[iadpotato]

Anyone signed up new 360 account recently, credit salary and got the $80 gift for promo already?

in liao.. free $80 for account opening and credit 1 month salary.

 

[camholicx]

where do u find the tracker for the monthly average balance ?

 

[camholicx]

Can my this method works:

1. Deposit $100k into 360 account on 1st April 2026.
2. Salary in $5k, and straight away transfer of $4.5k.
3. Credit card spending use AXS to pay.

For following months:
1. Dont touch my $100k
2. Transfer $1k into OCBC and withdraw $500 on the 2nd.
3. Salary in $5k, and straight away transfer off $5k.
4. Any interest for 360 let it stay inside - this serve as a buffer to ensure that every month it will be more than $500 increase.
5. Credit card spending use AXS to pay.

 

[yiwei]

Can my this method works:

1. Deposit $100k into 360 account on 1st April 2026.
2. Salary in $5k, and straight away transfer of $4.5k.
3. Credit card spending use AXS to pay.

For following months:
1. Dont touch my $100k
2. Transfer $1k into OCBC and withdraw $500 on the 2nd.
3. Salary in $5k, and straight away transfer off $5k.
4. Any interest for 360 let it stay inside - this serve as a buffer to ensure that every month it will be more than $500 increase.
5. Credit card spending use AXS to pay.

if you already increase the MAB with the 500 nett deposit, there is no reason to leave the interest inside.

 

[70niner]

where do u find the tracker for the monthly average balance ?

Login OCBC via the web browser, it's there

Don't ask me why they dun put it in the app....

 

[ericcsn]

Can my this method works:

1. Deposit $100k into 360 account on 1st April 2026.
2. Salary in $5k, and straight away transfer of $4.5k.
3. Credit card spending use AXS to pay.

For following months:
1. Dont touch my $100k
2. Transfer $1k into OCBC and withdraw $500 on the 2nd.
3. Salary in $5k, and straight away transfer off $5k.
4. Any interest for 360 let it stay inside - this serve as a buffer to ensure that every month it will be more than $500 increase.
5. Credit card spending use AXS to pay.

No. You cant use AXS for eligible cc spend (clause 3.3 https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tnc-governing-ocbc-360-account.pdf).

 

[tehhalia]

Can my this method works:

1. Deposit $100k into 360 account on 1st April 2026.
2. Salary in $5k, and straight away transfer of $4.5k.
3. Credit card spending use AXS to pay.

For following months:
1. Dont touch my $100k
2. Transfer $1k into OCBC and withdraw $500 on the 2nd.
3. Salary in $5k, and straight away transfer off $5k.
4. Any interest for 360 let it stay inside - this serve as a buffer to ensure that every month it will be more than $500 increase.
5. Credit card spending use AXS to pay.

isn';t it very tiring just to track so closely for 0.4% about $30 a month, and 1 mistake (499.9 instead of 500) poof bonus interest gone

 

[coconut1]

isn';t it very tiring just to track so closely for 0.4% about $30 a month, and 1 mistake (499.9 instead of 500) poof bonus interest gone

suggest add $520 (extra $20) as buffer as not all 1st of the month falls on weekday. Also if you delay by more than a day to withdraw salary, the base for that month goes up. So may need to add more buffer.

 

[vbhelper]

Just open 365 account recently
Is it now the time to hold off buying unit trust to clock invest category?

 

[seanlee71]

https://www.ocbc.com/personal-banking/notices

Rate to be revised WEF 1 May

 

[coconut1]

https://www.ocbc.com/personal-banking/notices

Rate to be revised WEF 1 May

Comparison with Current Rates​

This revision represents a decrease from the current effective rate if you fulfill the Salary, Save, and Spend categories on the first S$100,000.

• Current Rate (until 30 April 2026): 2.55% p.a.
• New Rate (from 1 May 2026): 1.95% p.a.
• Total Change: A reduction of 0.60% p.a. in the total effective interest earned on the first S$100,000.

 

[ericcsn]

In the case of Salary, Save, Spend, Invest and Prevailing, it will be 3.20% p.a. for optimal amount of $100K ex kung fu.

 

[Nanonited]

In the case of Salary, Save, Spend, Invest and Prevailing, it will be 3.20% p.a. for optimal amount of $100K ex kung fu.

Is it worth to let $ snowball pass $100k and forfeit 1 mth of save to reset?

 

[ericcsn]

Is it worth to let $ snowball pass $100k and forfeit 1 mth of save to reset?

in my case I do let it snowball as the excess amount is not significant.

 

[70niner]

Is it worth to let $ snowball pass $100k and forfeit 1 mth of save to reset?

Eventually have to reset since the excess $ over $100k only earns 0.05%.....