ocbc 360 account

[loonybun]

Has anyone checked whether the interest for 360 account has been credited correctly. My account is opened 13th Apr 2014 and I have paid 3 different bills before 30th Apr with this account. However I still only receive the base interest and not the additional interest of 1%?

Hi OCBC, could you kindly advise on this? Thanks.

From the faq: the bonus interest will be credited by the 7th business day (excluding Saturday and Sunday) of the following month.

mai gan jiong.

 

[MoDiE]

Guess most ppl never read TNC just sign, hear ppl say good just sign, duno what they're signing up for also...

 

[anfielder]

Hi OCBC,

When i check with my insurance agent (Prudential) he say cannot use OCBC to pay, his company will reject and thus i need to pay penalty if giro doesn't go thru. Saying OCBC co-partner is Great Eastern (another Insurance company) thats why cannot use Credit Card to pay thru OCBC as well. Will bounce payment. Is that true??

Prudential only accepts cards from certain banks - those that are specified on the form i.e. DBS, SC, UOB, Citi, Maybank.

 

[direbmem]

most bills from ibanking site can't use cc to pay..even if can also no rebates. go singtel wbsite pay loh, not very difficult ma.. its counts as a retail online tranx ley

i see...thanks. I guess this is only true for ocbc. I can pay my singtel bill using cc at dbs ibanking.

 

[MoDiE]

i see...thanks. I guess this is only true for ocbc. I can pay my singtel bill using cc at dbs ibanking.

but there won't be any rebates/points. just login in singtel website and pay, got point/rebates...

which one to choose is really a no brainer...

 

[panda_giggs]

I cut and paste from T&C
Your spending on these cards do not qualify for this bonus :
• Debit cards
• ATM cards
• Corporate cards
• Business cards
• Private label cards

bros, please check whether your OCBC credit card(s) in wallet qualify for the bonus interest.

I read earlier the OCBC rep confirm Frank Card is eligible. Anyone knows if Robinsons - OCBC card is also ok?

 

[MoDiE]

I read earlier the OCBC rep confirm Frank Card is eligible. Anyone knows if Robinsons - OCBC card is also ok?

yes it is

 

[twinklingstars]

Retails spending dun count for "bill" payment. I called and also reconfirmed at their counter.... So must be retails eg NTUC purchase, etc

how about paying bills at M1 website, singtel website etc? not counted?

retail spending only include brick and mortar shops and online spending eg buying stuff online, paypal payment?

paying hospital bills also counted as retail spending right?

 

[twinklingstars]

sup card counted towards the $400 retail spending? i saw this from the terms and conditions:

Transactions charged by the Supplementary Credit Card will be aggregated and consolidated under the Principal Credit Card.

 

[josephlpw]

Back in 22 Apr 2014, OCBC's Greg replied saying Yes to accepting singtel, M1 bill using credit card... he added that "as long as the biller is able to accept credit cards as a mode of payment, payments to these billers will count towards fulfilling the criteria for the credit card spend bonus interest." Check their reply on 22 Apr 2014 on this forum.

 

[twinklingstars]

Back in 22 Apr 2014, OCBC's Greg replied saying Yes to accepting singtel, M1 bill using credit card... he added that "as long as the biller is able to accept credit cards as a mode of payment, payments to these billers will count towards fulfilling the criteria for the credit card spend bonus interest." Check their reply on 22 Apr 2014 on this forum.

Thanks, I am really confused cos I was told different things by the officer over the hotline that only retail transactions can be counted, not Telco bills paid over at the merchant website or OCBC ibanking.

 

[josephlpw]

Thanks, I am really confused cos I was told different things by the officer over the hotline that only retail transactions can be counted, not Telco bills paid over at the merchant website or OCBC ibanking.

Based on their document (www . ocbc.com/assets/pdf/Accounts/ocbc-360-account-faq-27-3-2014 . pdf) under point 15, they already specify what transaction are excluded from this 1% bonus. In it, there isn't anything that says paying of Singtel/M1, etc bill is excluded.

 

[twinklingstars]

Based on their document (www . ocbc.com/assets/pdf/Accounts/ocbc-360-account-faq-27-3-2014 . pdf) under point 15, they already specify what transaction are excluded from this 1% bonus. In it, there isn't anything that says paying of Singtel/M1, etc bill is excluded.

Hi, thanks for the replies.

I have a few more queries with regards to $400 retail transaction criteria.:

1)***** M1 bill, singtel bill all counted if I pay them using my OCBC credit card at the merchant website?
2)***** How about recurring town council bills, does it count towards the $400 retail transaction, instead of ‘pay any bill’ payment bonus interest criteria, under giro payment.
3)***** SP bills paid at SP counters?
4)***** Ez link reload, if I link it to my frank card?
5)***** Paypal, hotel and airline booking?
6)***** Bills paid at the hospital?

Also, can Frank sup card be counted towards the $400 retail transaction, I’m the principal card holder and OCBC 360 primary account holder. The sup card belongs to my sibling.

 

[MoDiE]

Hi, thanks for the replies.

I have a few more queries with regards to $400 retail transaction criteria.:

1)***** M1 bill, singtel bill all counted if I pay them using my OCBC credit card at the merchant website?
2)***** How about recurring town council bills, does it count towards the $400 retail transaction, instead of ‘pay any bill’ payment bonus interest criteria, under giro payment.
3)***** SP bills paid at SP counters?
4)***** Ez link reload, if I link it to my frank card?
5)***** Paypal, hotel and airline booking?
6)***** Bills paid at the hospital?

Also, can Frank sup card be counted towards the $400 retail transaction, I’m the principal card holder and OCBC 360 primary account holder. The sup card belongs to my sibling.

any spend will be counted la.. ocbc website say WHAT IS NOT COUNTED:

These transactions do not qualify for this bonus:

Balance transfers
Cash advance
Cashwise
Paylite
Smartchange
Fund transfers
Fees and charges
If you have Cashflo or Installment Payment Plan purchases, only the monthly installment amount will qualify.

Any transaction 1) on credit cards that are terminated at any time and 2) that is subsequently cancelled, reversed or made void, will not qualify.

 

[twinklingstars]

any spend will be counted la.. ocbc website say WHAT IS NOT COUNTED:

These transactions do not qualify for this bonus:

Balance transfers
Cash advance
Cashwise
Paylite
Smartchange
Fund transfers
Fees and charges
If you have Cashflo or Installment Payment Plan purchases, only the monthly installment amount will qualify.

Any transaction 1) on credit cards that are terminated at any time and 2) that is subsequently cancelled, reversed or made void, will not qualify.

Ok thanks, cos was told different things by the CSO and branch officer, so just want to double confirm before I transact using my ocbc card.

 

[MoDiE]

Ok thanks, cos was told different things by the CSO and branch officer, so just want to double confirm before I transact using my ocbc card.

anyway, to handle such thing, i usually keep a softcopy of the TNC.. and if anything goes wrong, whip it in their faces and bang table..

 

[beri stupid idiot]

anyway, to handle such thing, i usually keep a softcopy of the TNC.. and if anything goes wrong, whip it in their faces and bang table..

i like your style ^.^

 

[MoDiE]

i like your style ^.^

thats what i did for the recent ntuc milk powder promo.. tnc never say must use plus visa to pay.. then i dun even have plus visa and they sent me the email for milk powder promo, $10 off per tin... end up when at cashier they say must use plus visa to pay, i whip out the email and wack them.. end up LL give me buy also..

 

[nasfieldjohn]

Use OCBC pay with cc on singtel website must be manual
Every month?

 

[twinklingstars]

anyway, to handle such thing, i usually keep a softcopy of the TNC.. and if anything goes wrong, whip it in their faces and bang table..

haha thanks. but if the bank change the T&C discreetly, then i suppose there is nothing much we can do about it.