one card one use

[naro]

hee I think angmo called it anonymous private CC.. XD

haha. its the same for the M1 Prepaid Mastercard too.

 

[PeachGal]

haha. its the same for the M1 Prepaid Mastercard too.

I haven tried these cards at retail yet so wasnt sure... think get one try.

 

[ilovecheese]

note there is dormancy fee if you do not use it too often

 

[naro]

note there is dormancy fee if you do not use it too often

I almost forgot about dormancy fees for these cards!!

 

[idrinkecoke]

I just bought one over the counter for $15.00. Have not receive any sms to register account yet.

 

[beri stupid idiot]

spend 50 bucks min get 5% back for ezlink and or amex purchases ...

ezlink for transport expenses

 

[Polar Bear King]

I just bought one over the counter for $15.00. Have not receive any sms to register account yet.

if I remember correctly,you have to email your ic to them to register.

 

[beri stupid idiot]

i think upload also will do

 

[Polar Bear King]

note there is dormancy fee if you do not use it too often

imagine CSO said use up all value then no dormancy charge! but don't top up again otherwise they'll deduct immediately.
and I ask if I could cancel it early so to register a new card,he said could not must wait until the card expiry,so troublesome......

 

[Polar Bear King]

Just a bit of update

maybank platinum visa:ezreload atu
uob one:flashpay atu
ocbc365:dining
scb singpost:supermarket->switch to Citibank smrt card from 15th Sep go kallangwave....
posb everyday:sheng siong
Uob delight card:weekend cold storage special,free flashpay card!
ocbc frank/boc shop/DBS womannline things
Citibank rewards:my wife use......
scb Manhattan/anz travel card::big item and anything else

 

[derrickgoh]

I've often wondered if its a good idea to use so many cards. I mean of course if a particular card gives some super discount which is far better than any other card, ok lah. But if not, by the time you split your expenses over 5 cards or 10 cards, how much do you charge per card? Is the rebates/points earned even worth anything?

Why not just charge everything to one card then at least you have a larger amount to base the rebates or rewards points on?

 

[Polar Bear King]

I've often wondered if its a good idea to use so many cards. I mean of course if a particular card gives some super discount which is far better than any other card, ok lah. But if not, by the time you split your expenses over 5 cards or 10 cards, how much do you charge per card? Is the rebates/points earned even worth anything?

Why not just charge everything to one card then at least you have a larger amount to base the rebates or rewards points on?

You're right also.
But I have a big family. Grocery not cheap. Transport also not cheap. Weekend dining also....

 

[rotiboyz]

there are hidden invisible dark forces ...

 

[edwinttt1978]

I've often wondered if its a good idea to use so many cards. I mean of course if a particular card gives some super discount which is far better than any other card, ok lah. But if not, by the time you split your expenses over 5 cards or 10 cards, how much do you charge per card? Is the rebates/points earned even worth anything?

Why not just charge everything to one card then at least you have a larger amount to base the rebates or rewards points on?

Brilliant! It is a good idea to use one card, unless very special promotions are in store for specific cards.

I use FRANK for almost 85% of expenditure, and 15% to posb mastercard for petrol at SPC.
Frankly, it is the powerful OCBC 360 Account that delivers extra 1% pa for spending $400/month on any ocbc cards, punching a "double rebate"

I dropped Citibank smrt card because it wanted to charge me $10 for a replacement card when I reported the magnetic strip/chip was faulty. What a joke. It also gave rebates only with minimum spend.

 

[edwinttt1978]

there are hidden invisible dark forces ...

Where where?

 

[Polar Bear King]

Brilliant! It is a good idea to use one card, unless very special promotions are in store for specific cards.

I use FRANK for almost 85% of expenditure, and 15% to posb mastercard for petrol at SPC.
Frankly, it is the powerful OCBC 360 Account that delivers extra 1% pa for spending $400/month on any ocbc cards, punching a "double rebate"

I dropped Citibank smrt card because it wanted to charge me $10 for a replacement card when I reported the magnetic strip/chip was faulty. What a joke. It also gave rebates only with minimum spend.

Citibank very good to me wor,always waive my fees,replace cards also no charge.

 

[hogrider88]

I've often wondered if its a good idea to use so many cards. I mean of course if a particular card gives some super discount which is far better than any other card, ok lah. But if not, by the time you split your expenses over 5 cards or 10 cards, how much do you charge per card? Is the rebates/points earned even worth anything?

Why not just charge everything to one card then at least you have a larger amount to base the rebates or rewards points on?

maybe the new 365 can be a good "all-rounder" card.

but for me my transport, bill payment and most shopping are online spendings which is also about 70% of my spending. But once I hit $500 and no more online spending, subsequent misc retail/overseas spending I use DBS altitude to accumulate non-expiry points/miles.

manhatten for incase big amount spending, posb everyday for sp services, uob one for insurance (minimum tier).

too siong to hold too many cards with "minimum spending".. which is current banks' trend!

 

[rotiboyz]

Where where?

may the forces bless the 10 locations

 

[rotiboyz]

maybe the new 365 can be a good "all-rounder" card.

but for me my transport, bill payment and most shopping are online spendings which is also about 70% of my spending. But once I hit $500 and no more online spending, subsequent misc retail/overseas spending I use DBS altitude to accumulate non-expiry points/miles.

manhatten for incase big amount spending, posb everyday for sp services, uob one for insurance (minimum tier).

too siong to hold too many cards with "minimum spending".. which is current banks' trend!

if you are not super *big* spender ... stick to uob one, maybank plat ... for best rebates

 

[hogrider88]

if you are not super *big* spender ... stick to uob one, maybank plat ... for best rebates

true.. will review my expenditure again too. cuz too many cards really aso quite confusing.

thanks for the recommendation!