SCB SingPost/Spree Card

[CrashWire]

I like youtrip for their range of merchants tie-ups like 5% cashback for iherb over Black Friday.

You have to click to access the merchant thru the youtrip app. They have quite a good range of typically used merchants like iherb, agoda etc.

Can just use ShopBack with a different card.

 

[hyperbole]

the above is mcc rate with 0% processing fee, which i assume youtrip will be using. correct me if I'm wrong.

and the above is the rate directly converted by taobao, charged to my spree card.

the difference is only $10 for a $1740 transaction, which is approximately 0.6%.

so if it's a online local currency shopping, I'm entitled to 2% Cashback from spree, which come up to $35.

can someone confirm this with me? or the $50 service fee by taobao can be further?

Your initial post asked about foreign currency spend. SCB card will never be better than Youtrip because it charges 3.5%.

now you’re comparing with charging spree card with TB rate which is charged in SGD. so yes you will get 2% but you won’t get $35 because cashback is capped at $30 per statement month

 

[eyz]

Your initial post asked about foreign currency spend. SCB card will never be better than Youtrip because it charges 3.5%.

now you’re comparing with charging spree card with TB rate which is charged in SGD. so yes you will get 2% but you won’t get $35 because cashback is capped at $30 per statement month

yes bro, my bad, i just realized that taobao charged in SGD hence the diversion in the topic. thanks for the reminder on the cap.

 

[zeroX26]

yes bro, my bad, i just realized that taobao charged in SGD hence the diversion in the topic. thanks for the reminder on the cap.

Ohhh that means right from the start your comparison was salah already lah?

 

[sohguanh]

yes bro, my bad, i just realized that taobao charged in SGD hence the diversion in the topic. thanks for the reminder on the cap.

I think taobao provide option to pay in USD or SGD? For me I choose USD and use FSM debit card as Dec 2023 got promo 5% cashback and the rate they give is better than the taobao website shown.

 

[chongpang]

Hi, if i use spree cc to paywave, do i get 0.3% or 2% cashback?

 

[hyperbole]

Hi, if i use spree cc to paywave, do i get 0.3% or 2% cashback?

2%

 

[CrashWire]

Hi, if i use spree cc to paywave, do i get 0.3% or 2% cashback?

The website never write properly?

 

[chongpang]

I link spree with samsung pay to paywave but never get 2%, so asking you all is same? Is it must use physical card?

 

[hyperbole]

I link spree with samsung pay to paywave but never get 2%, so asking you all is same? Is it must use physical card?

What transaction was it? Maybe it was excluded?

 

[sibeiTrolled]

I link spree with samsung pay to paywave but never get 2%, so asking you all is same? Is it must use physical card?

Paywave is a just a way to pay. Dosen't change the MCC that you are paying for / to.
Contact SCB and ask why you not getting the 2%, unless you are willing to post all your transactions for us to see and maybe hope someone help you calculate and explain why you not getting the 2% cashback.

 

[chongpang]

What transaction was it? Maybe it was excluded?

Maybe gtm top up is excluded

 

[sibeiTrolled]

Maybe gtm top up is excluded

GTM as in general ticketing machine (ez link)? If so, it is already explicitly excluded in the TnC as non-eligible spend.

https://www.sc.com/sg/terms-and-conditions/spree-credit-card-terms-and-conditions/

 

[vddgnd]

Is CardUp and ipaymy transaction only can get 1% cashback instead of 2% (online SGD category) cashback if pay with Spree card? Anyone successful to get the 2% cashback?

 

[revhappy]

Just read this on the website

Thank you for your interest. We are no longer accepting new applications for the Spree Credit Card.​

https://www.sc.com/sg/credit-cards/spree-credit-card/

 

[crystalnox]

Just read this on the website

Thank you for your interest. We are no longer accepting new applications for the Spree Credit Card.​

https://www.sc.com/sg/credit-cards/spree-credit-card/

Another zombie card like Manhattan now.

 

[revhappy]

Another zombie card like Manhattan now.

This was a good card for people like me who cannot fullfill minimum spend, yet get decent 2% cash back fuss free. Now 1.5% cashback from Simply Cash is their main cashback card.

It makes sense from SCB perspective, because now most merchants are either online or tap, so almost all transactions get 2%, so the Simply cash card was getting canibalized, other than the cashback cap vs no cap.

 

[crystalnox]

This was a good card for people like me who cannot fullfill minimum spend, yet get decent 2% cash back fuss free. Now 1.5% cashback from Simply Cash is their main cashback card.

It makes sense from SCB perspective, because now most merchants are either online or tap, so almost all transactions get 2%, so the Simply cash card was getting canibalized, other than the cashback cap vs no cap.

Can consider DCS Ultimate MC for 2% or HSBC Advance + EGA account for 2.5%.

 

[CrashWire]

Just read this on the website

Thank you for your interest. We are no longer accepting new applications for the Spree Credit Card.​

https://www.sc.com/sg/credit-cards/spree-credit-card/

They stopped accepting applications when their partnership with SingPost ended and they had to change their design. Think they couldn't decide what to do with it after.

 

[Asphodeli]

They stopped accepting applications when their partnership with SingPost ended and they had to change their design. Think they couldn't decide what to do with it after.

Should tie up with Shopee Express or something since it's logistics related