Standchart eSaver

[havetheveryfun]

I really think there are different email target different customers. My mail just received do not have 100k reference there and expiry is end May next year not June. My wife's recent one received for 2.2% promotion with the 100k term reference. Proabbly I kept more than 100k before and have been with SCB for long so do not need this any more....

This is real good and if there is an easy way to withdraw CPF-OA then put there better than OA already

the guy posted earlier the email didnt state need the 100k reference, but supposedly when u click on the TnC at the end of the email, the link refers back to the 100k reference.

the other concern is if like that u also cannot tell whether ur acc had been "activated" for any promos until the interest is in

 

[Jazzbie]

the guy posted earlier the email didnt state need the 100k reference, but supposedly when u click on the TnC at the end of the email, the link refers back to the 100k reference.

the other concern is if like that u also cannot tell whether ur acc had been "activated" for any promos until the interest is in

You will have to dig your inbox for the previous email. Mine was for Mar 2022 promo. Email in Feb had the account number.

 

[tmkedmw]

There are at least 2 versions of email.
One with $100k qualifier and one without the need for $ qualifier.
Start date and end dates vary too.

It helps if u read the tncs

 

[yiron]

Based on T&C (https://av.sc.com/sg/content/docs/esaver-excl-bonus-apr22-FAQ.pdf), seems like for those with two eSaver accounts, both accounts are eligible for the bonus interest hence doesn't matter which eSaver account u put in?

 

[vsvs24]

Based on T&C (https://av.sc.com/sg/content/docs/esaver-excl-bonus-apr22-FAQ.pdf), seems like for those with two eSaver accounts, both accounts are eligible for the bonus interest hence doesn't matter which eSaver account u put in?

I have a single and a joint account.

The invitation email received in Aug says eligible if primary account holder, so I called up the hotline and they confirmed I am the primary account holder of the joint account.

So I deposited $100,000 each in both single and joint account. On 15 Sep, both accounts received the exclusive bonus interest.

 

[CaptainWu]

Based on T&C (https://av.sc.com/sg/content/docs/esaver-excl-bonus-apr22-FAQ.pdf), seems like for those with two eSaver accounts, both accounts are eligible for the bonus interest hence doesn't matter which eSaver account u put in?

I would suggest you just call or chat to confirm, its not difficult to get a respond today.

 

[Devilsire]

OH NICE I JUST RECEIVED THE EMAIL!

I pumped in more than 500k in Aug and pulled out in Sep to SIF also no received leh..may i know those who received one have million dollar deposited?

those whom received the 2.75% email, did u guys recently transferred in some funds but pulled out funds elsewhere? I suspect this being the trigger

So im right? SCB system sent 2.75% offer to attract those whom pulled out funds recently

 

[edwinttt1978]

So im right? SCB system sent 2.75% offer to attract those whom pulled out funds recently

Yes, it seems so.

 

[edwinttt1978]

e$aver Exclusive Bonus Interest (March 2022) Promotion Terms and Conditions
Updated on 30 September 2022

https://sc.com/sg/esav-m22https://av.sc.com/sg/content/docs/esaver-excl-bonus-mar22-FAQ.pdf

 

[Cookie Muncher]

wow i didn't get any email so the promo is the 2%?

 

[V_for_Vanilla]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

 

[Imhthc]

e$aver Exclusive Bonus Interest (March 2022) Promotion Terms and Conditions
Updated on 30 September 2022

https://sc.com/sg/esav-m22https://av.sc.com/sg/content/docs/esaver-excl-bonus-mar22-FAQ.pdf

Mine was this from mar 22. Super complicated and I really cannot follow.

 

[magicming]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

Me too. Been with them for more than 10 years. I had thought to leave quite a bit of money in eSaver. But today I have started to transfer out.

 

[luvpraline]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

Me too.. but it's okay, will bring my money elsewhere.. there are better rates

 

[sohguanh]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

Me too. Been with them for more than 10 years. I had thought to leave quite a bit of money in eSaver. But today I have started to transfer out.

Me same as you all and so many years lock my 1k and this is what I get. But it is ok they want to lock 1k let them lock as I believe every now and then they will introduce new promotion. I remember long time ago it was 500 before they raise to 1k

 

[luvpraline]

Me same as you all and so many years lock my 1k and this is what I get. But it is ok they want to lock 1k let them lock as I believe every now and then they will introduce new promotion. I remember long time ago it was 500 before they raise to 1k

Woah u left 1k they still no give face... I withdrew everything n I thought that was why I didnt get the invite

 

[Devilsire]

Me same as you all and so many years lock my 1k and this is what I get. But it is ok they want to lock 1k let them lock as I believe every now and then they will introduce new promotion. I remember long time ago it was 500 before they raise to 1k

like i mentioned, the invites are triggered by the system automatically on how they set the criteria(s), of which obviously being loyal or dormant account isnt any of the trigger point.
Personally, my accounts were dormant with $0 since ages till several months ago, i transferred in some funds into my esaver1 for the public rate of 1.6 (or 1.8% cant rem), before withdrawing out to other banks for better offer in Aug. Sep new month i got email invite of 2.2%, of which i activate on my esaver2 by transferring funds in.
Oct new month i'm not receiving any new invite where those others whom have previously withdrawn funds away in Aug-Sep i guessed, are receiving the new 2.85% invite. Saw the trend?

In any case, i'll be moving away my funds off SCB the 2.2% to maybank's 2.3-2.5%. Lets see if SCB gonna invite me with the 2.85% or better next month

 

[sohguanh]

like i mentioned, the invites are triggered by the system automatically on how they set the criteria(s), of which obviously being loyal or dormant account isnt any of the trigger point.
Personally, my accounts were dormant with $0 since ages till several months ago, i transferred in some funds into my esaver1 for the public rate of 1.6 (or 1.8% cant rem), before withdrawing out to other banks for better offer in Aug. Sep new month i got email invite of 2.2%, of which i activate on my esaver2 by transferring funds in.
Oct new month i'm not receiving any new invite where those others whom have previously withdrawn funds away in Aug-Sep i guessed, are receiving the new 2.85% invite. Saw the trend?

In any case, i'll be moving away my funds off SCB the 2.2% to maybank's 2.3-2.5%. Lets see if SCB gonna invite me with the 2.85% or better next month

For info I did participate in the Aug which is 0.8% too. But maybe like what you say they targeting those that withdraw much bigger fund size. Why I leave 1k and 500 is becuz I am a law abiding citizen playing by their rules. For me I don't want any hiccups in future so I don't usually play the game of close and open account or leave $0 let them cannot deduct fall below fee pattern.

 

[BTO_Brah]

Personally, my accounts were dormant with $0 since ages till several months ago

Wait so can I just leave the e$aver alone and not have to suffer fall-below charges? They won't take it out of my credit card?

And then when you come back in for the promo they don't hit you with accrued fall-below?

 

[Squaredot]

Wait so can I just leave the e$aver alone and not have to suffer fall-below charges? They won't take it out of my credit card?

And then when you come back in for the promo they don't hit you with accrued fall-below?

no experience in esaver fall-below fees.
But I guess you can ask for waiver if they debit it?