Standchart eSaver

[Devilsire]

OH NICE I JUST RECEIVED THE EMAIL!

I pumped in more than 500k in Aug and pulled out in Sep to SIF also no received leh..may i know those who received one have million dollar deposited?

those whom received the 2.75% email, did u guys recently transferred in some funds but pulled out funds elsewhere? I suspect this being the trigger

So im right? SCB system sent 2.75% offer to attract those whom pulled out funds recently

 

[edwinttt1978]

So im right? SCB system sent 2.75% offer to attract those whom pulled out funds recently

Yes, it seems so.

 

[edwinttt1978]

e$aver Exclusive Bonus Interest (March 2022) Promotion Terms and Conditions
Updated on 30 September 2022

https://sc.com/sg/esav-m22https://av.sc.com/sg/content/docs/esaver-excl-bonus-mar22-FAQ.pdf

 

[Cookie Muncher]

wow i didn't get any email so the promo is the 2%?

 

[V_for_Vanilla]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

 

[Imhthc]

e$aver Exclusive Bonus Interest (March 2022) Promotion Terms and Conditions
Updated on 30 September 2022

https://sc.com/sg/esav-m22https://av.sc.com/sg/content/docs/esaver-excl-bonus-mar22-FAQ.pdf

Mine was this from mar 22. Super complicated and I really cannot follow.

 

[magicming]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

Me too. Been with them for more than 10 years. I had thought to leave quite a bit of money in eSaver. But today I have started to transfer out.

 

[luvpraline]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

Me too.. but it's okay, will bring my money elsewhere.. there are better rates

 

[sohguanh]

I also did not get any email. Considering I have been with them for over fifteen years. Oh well RHB and iSavvy for me.

Me too. Been with them for more than 10 years. I had thought to leave quite a bit of money in eSaver. But today I have started to transfer out.

Me same as you all and so many years lock my 1k and this is what I get. But it is ok they want to lock 1k let them lock as I believe every now and then they will introduce new promotion. I remember long time ago it was 500 before they raise to 1k

 

[luvpraline]

Me same as you all and so many years lock my 1k and this is what I get. But it is ok they want to lock 1k let them lock as I believe every now and then they will introduce new promotion. I remember long time ago it was 500 before they raise to 1k

Woah u left 1k they still no give face... I withdrew everything n I thought that was why I didnt get the invite

 

[Devilsire]

Me same as you all and so many years lock my 1k and this is what I get. But it is ok they want to lock 1k let them lock as I believe every now and then they will introduce new promotion. I remember long time ago it was 500 before they raise to 1k

like i mentioned, the invites are triggered by the system automatically on how they set the criteria(s), of which obviously being loyal or dormant account isnt any of the trigger point.
Personally, my accounts were dormant with $0 since ages till several months ago, i transferred in some funds into my esaver1 for the public rate of 1.6 (or 1.8% cant rem), before withdrawing out to other banks for better offer in Aug. Sep new month i got email invite of 2.2%, of which i activate on my esaver2 by transferring funds in.
Oct new month i'm not receiving any new invite where those others whom have previously withdrawn funds away in Aug-Sep i guessed, are receiving the new 2.85% invite. Saw the trend?

In any case, i'll be moving away my funds off SCB the 2.2% to maybank's 2.3-2.5%. Lets see if SCB gonna invite me with the 2.85% or better next month

 

[sohguanh]

like i mentioned, the invites are triggered by the system automatically on how they set the criteria(s), of which obviously being loyal or dormant account isnt any of the trigger point.
Personally, my accounts were dormant with $0 since ages till several months ago, i transferred in some funds into my esaver1 for the public rate of 1.6 (or 1.8% cant rem), before withdrawing out to other banks for better offer in Aug. Sep new month i got email invite of 2.2%, of which i activate on my esaver2 by transferring funds in.
Oct new month i'm not receiving any new invite where those others whom have previously withdrawn funds away in Aug-Sep i guessed, are receiving the new 2.85% invite. Saw the trend?

In any case, i'll be moving away my funds off SCB the 2.2% to maybank's 2.3-2.5%. Lets see if SCB gonna invite me with the 2.85% or better next month

For info I did participate in the Aug which is 0.8% too. But maybe like what you say they targeting those that withdraw much bigger fund size. Why I leave 1k and 500 is becuz I am a law abiding citizen playing by their rules. For me I don't want any hiccups in future so I don't usually play the game of close and open account or leave $0 let them cannot deduct fall below fee pattern.

 

[BTO_Brah]

Personally, my accounts were dormant with $0 since ages till several months ago

Wait so can I just leave the e$aver alone and not have to suffer fall-below charges? They won't take it out of my credit card?

And then when you come back in for the promo they don't hit you with accrued fall-below?

 

[Squaredot]

Wait so can I just leave the e$aver alone and not have to suffer fall-below charges? They won't take it out of my credit card?

And then when you come back in for the promo they don't hit you with accrued fall-below?

no experience in esaver fall-below fees.
But I guess you can ask for waiver if they debit it?

 

[churnmaster]

In the recent months Esaver account not very clear and hence I have decided to avoid topping up this account.

 

[Panerex]

For those of you who are on the 2.2% promotion, may I know if you have received a bonus interest for September? thanks

 

[CaptainWu]

For those of you who are on the 2.2% promotion, may I know if you have received a bonus interest for September? thanks

You should have received partly, the last part will be paid around 20th of the month as I have asked SCB before.

 

[royalmix]

Wait so can I just leave the e$aver alone and not have to suffer fall-below charges? They won't take it out of my credit card?

And then when you come back in for the promo they don't hit you with accrued fall-below?

I never get fall below fees when I leave my accounts with zero balance until it became dormant, then I apply for activation. OCBC never charge 360 with zero balance. Other banks I not sure.

 

[Devilsire]

Wait so can I just leave the e$aver alone and not have to suffer fall-below charges? They won't take it out of my credit card?

And then when you come back in for the promo they don't hit you with accrued fall-below?

I never get fall below fees when I leave my accounts with zero balance until it became dormant, then I apply for activation. OCBC never charge 360 with zero balance. Other banks I not sure.

yup same. For esaver, no negative balance, no crawl back, not sure abt linked cc charge if any
I cleared out like more than 1-2yr ago until it became dormant.
Aint advocating playing with fall below balances, i simply cleared out and cant be bothered to head down branch just to close account i.e im fine even if system/bank close my accounts
It was only recently when SCB started matching market interests where i had to call-in for re-activation

 

[sohguanh]

yup same. For esaver, no negative balance, no crawl back, not sure abt linked cc charge if any
I cleared out like more than 1-2yr ago until it became dormant.
Aint advocating playing with fall below balances, i simply cleared out and cant be bothered to head down branch just to close account i.e im fine even if system/bank close my accounts
It was only recently when SCB started matching market interests where i had to call-in for re-activation

Someone share Maybank preempt this game by disallowing one to use app or ib to withdraw until 0. It always hold on to I think $5? There was a reader complain so much until forced to go down branch to close it becuz if not the bank slowly deduct $2 from the amount that cannot be withdrawn. So I think this game depend on the bank.