Devilsire
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do help ping here if its in, gonna check if "wealth holdings" works
Standchart eSaver
- Thread starter mdax23
- Start date
Don't have leh. I'm on the exclusive invite.
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On this and got it already
Oh paiseh, I'm on the June-July Promo, not May-July. May I was still with Maybank.
Maybank isavvy for August since their promo started from July-Aug. As you may have observed, many banks have announced reduced promotional rates recently. Going to be a a challenge to find 2.x% rate and higher moving forward
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Please don't spread fud, it's usually paid after the 20th, only in the last few months it was early, but that was not the norm.
Another kancheong spider. T&C already stated by 25 of the next month. If after 25 you didn't get then say lah.
havetheveryfun
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guess they trying to still decide internally what constitutes as "wealth holdings" and also headache on how to calculate it.
and also headache on how to calculate it.I already received my June BI on 9 Jul. I am on exclusive invite for Apr- Jun period.
These folks who yet to receive (including myself) are probably on the public / invite scheme for June - July batch. But the T&C already stated they have up till 25 of next month, so I dun get why one by one transform into kancheong spider.
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If you have better alternatives do share, the rates are dropping like flies.
yiron
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I think that one is on the entire balance instead of incremental ADB? There should be a section that says something like non-incremental ADB earns 2.2%, incremental ADB will earn the public promo rate which is higher.
It is "crap" but without access to your exclusive tnc, dunno how "crap"!
But it is still "comparable" to the public rate without investment holdings, so not "exclusive"! But your's seems to void my prior "predictions" below and support my final at bottom!
Earlier this month, someone else shared a better rate, so thought public rate might be better going forward. But again, without access to the tnc, dunno how good. I just managed to google to see another 1.95% or 2.10% offer, so be careful in how you interpret this new tnc, more and more new patterns. Just my hint!
But I dun get invites so dun affect me, and planning to reduce in view of "legal developments"!
(Edited Jul14- indeed you got "crap"! I just found another version 2.35% or 2.6%! These are the lucky ones, chili crab!
) New TNCs in July Invite, so dun assume you know based on past tnc!
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2.2% for the upcoming months are crap? Wait till u see other banks’ rates. Ya you should move money elsewhere if u get better rate.
iduncheckmail
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tsk tsk. Very short sighted.
When May the offer invite 2.7% for May-Jul, pple like you kpkb.
Now pple want 2.7% also cannot find.
Come back in 2-3 months then review your statement.
e$aver Exclusive Bonus Interest (July 2025) Promotion Terms and Conditions
- This e$aver Exclusive Bonus Interest (July 2025) Promotion (“Promotion“) is available starting from 1 July 2025 to 30 September 2025 (both dates inclusive) (“Promotion Period“), unless otherwise extended or terminated in accordance with the terms of this Promotion. This Promotion is open to selected existing customers of Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”), who (i) are primary account holders of e$aver, e$aver Kids! and World Partner Savings account(s), and (ii) have received communication via any mode as determined by the Bank during the Promotion Period, notifying them of the Promotion and inviting them to participate in the Promotion, subject to these terms (such communication to be referred to as the “Invitation Notice”). For the avoidance of doubt, the Invitation Notice is non-transferable and only existing customers who have received the Invitation Notice from the Bank are eligible for this Promotion. By participating in this Promotion, you agree to be bound by these terms.
- To qualify for this Promotion:
- you must have been invited to participate in the Promotion, having received the Invitation Notice from the Bank during the Promotion Period;
- you are an existing primary account holder of e$aver, e$aver Kids! and/or World Partner Savings account(s), or otherwise open during the Promotion Period a new e$aver, e$aver Kids! or World Partner Savings account with the Bank, of which you are the primary account holder (the aforementioned account(s) to be collectively referred to as “Eligible Account(s)” and each, an “Eligible Account”);
- you must deposit fresh funds of minimum S$100,000 into your Eligible Account(s), such that the end-of-day deposit balance on 31 July 2025 is at least S$100,000 higher than the end-of-day deposit balance on 30 June 2025. “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period; and
- your Eligible Account(s) must be validly existing (i.e. must not be suspended, cancelled or terminated), in good standing, and conducted in a proper and satisfactory manner at all times, including the time of crediting of any Bonus Interest (as defined in Clause 4 below) to your Qualifying Account(s), as determined by the Bank in its sole and absolute discretion.
This Promotion is not valid with any other e$aver promotions. For the avoidance of doubt, any Eligible Account(s) participating in this promotion will not be eligible for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period.
Prevailing and Bonus Interest Rates
- Under this Promotion, you will be eligible to receive prevailing interest (“Prevailing Interest”) on your entire deposit balance (“Deposit Balance”) in the Qualifying Account(s), at the prevailing interest rate of 0.05% p.a.
- In addition to Prevailing Interest, if you meet the eligibility criteria in Clause 2 above, you will also earn bonus interest (“Bonus Interest“) of 1.95% p.a. (“Bonus Interest Rate”) on the first S$5,000,000 of the average daily balance (“ADB”) in your Qualifying Account(s), during the Promotion Period, subject to the following:
- The ADB in your Qualifying Account(s) is used to determine the amount of Bonus Interest you are entitled to receive during the Promotion Period;
- Notwithstanding Clause 4 above, if the ADB in the Qualifying Account(s) for July 2025 is higher than the ADB for May 2025, you will instead earn Bonus Interest of 2.10% p.a. on the difference between these ADBs (“Incremental Balance”). The Incremental Balance eligible for 2.10% p.a. interest shall be subject to a cap of S$2,000,000 per Qualifying Account(s).
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