Standchart eSaver

[sohguanh]

The price must not go down ?
was it a part of your investment strategy in the past n was it successful ?
If yes,please share,everyone wants to learn from you

If I am successful why I need to have a full-time job? I will just go full-time into investing since price must not go down.

 

[royalmix]

If I am successful why I need to have a full-time job? I will just go full-time into investing since price must not go down.

Some people just have comprehension problem, dun understand what you are trying to explain.

I always believe nobody will teach you the secret to making money (sure win) without a hidden agenda.

We always must do our own due diligence.

 

[terriblee]

If deposit on 1 May will get the 3.8% for the month of May since promo ends in May? Comparison month to earn int is Apr I supposed?

 

[royalmix]

If deposit on 1 May will get the 3.8% for the month of May since promo ends in May? Comparison month to earn int is Apr I supposed?

Comparison mth is fixed for every promo period, ie Mar this promo.

Deposit now (not tomorrow too) if your Mar is zero, dun wait till 1 May cos is a holiday, if I am not wrong, value date will be May 2. Your choice.

I always do my banking during business hours, ie day time, no Sunday or Public Holidays. I dun have to remember each bank's cutoff time, which is tough to remember.

 

[westtraveller]

Just tried to open esaver account online. Unfortunately it’s not instant approval like they say.. still waiting so I can transfer funds in.

 

[revhappy]

Just tried to open esaver account online. Unfortunately it’s not instant approval like they say.. still waiting so I can transfer funds in.

It takes like 1 day I think. Maybe by Tuesday you will have it open.

 

[Cookie Muncher]

reminder to move funds out
reference month is March though even for May

 

[zippo1979]

Bonus interest credited yesterday!

 

[V_for_Vanilla]

Strange I did not get the expected bonus interest for April. Instead I got a very small amount credited in as bonus interest. Definitely not the promo rate under this promo.

 

[maumu]

Strange I did not get the expected bonus interest for April. Instead I got a very small amount credited in as bonus interest. Definitely not the promo rate under this promo.

see post #4280 for a possible explanation

it's tricky to understand but it makes sense.

 

[V_for_Vanilla]

see post #4280 for a possible explanation

it's tricky to understand but it makes sense.

My invite promo period is from Feb to July. As per TnC. How can it be for April I don't get the bonus interest. TnC does not require me to have incremental balance for April.

 

[maumu]

My invite promo period is from Feb to July. As per TnC. How can it be for April I don't get the bonus interest. TnC does not require me to have incremental balance for April.

I think in gist, you can wait till 20 May to see if the subsequent 'outstanding' bonus interest is credited in or not. if so, add up both 'bonus' interests with the base interest and total should be 3.8%...

 

[V_for_Vanilla]

I think in gist, you can wait till 20 May to see if the subsequent 'outstanding' bonus interest is credited in or not. if so, add up both 'bonus' interests with the base interest and total should be 3.8%...

Mine is under 4.15% promo, not 3.8%.

 

[maumu]

Mine is under 4.15% promo, not 3.8%.

sorry, what I meant is that the mechanism of the exclusive bonus interest works the same as the other similar cycles (such as for the 3.8%).

 

[V_for_Vanilla]

sorry, what I meant is that the mechanism of the exclusive bonus interest works the same as the other similar cycles (such as for the 3.8%).

I read the TnC. It is not stated that way.

 

[maumu]

I read the TnC. It is not stated that way.

ok, then nothing much I can help... you may want to call the bank then, or wait for others who're on the same promo cycle as you to verify.

 

[dngth]

reminder to move funds out
reference month is March though even for May

I dont understand why do we need to move fund out?

I presumed the next promo period after May is based on the incremental fund compared to May. However if I move fund out of esaver, i will lose the May interest.

Wldn it be better to rotate fund btw 2 esaver accts instead?

 

[firexed]

Anyone getting a black screen on the SC app when authenticating desktop login on the new SC app ?

 

[ColorCode]

Which day does the bank deduct the fall-below fee?

 

[vsvs24]

Hi all,

Interest and bonus interest credited on 29 Apr 2023. If you use the mobile app, transactions details does not show the interest posting although the balance does include the posted interest.

But if you use browser, transaction details shows the interest posting.

This issue happened after the revamp of their mobile app. Now I cannot rely on mobile app and always have to login to browser as I cannot be sure if there are transactions that I cannot see.

Please help to feedback this to Standard Chartered. It is ridiculous that mobile app cannot be trusted.

Another issue is if you temporarily block your credit card, the card totally disappear like it never exist. Can't check transactions or check due date. Other banks with this feature will block but the card details still appear as usual.