Standchart eSaver

[bumdssa]

Today is a public holiday, all transactions will only be valued tomorrow. My understanding is that if you withdraw from Bank A today, you will not earn interest in Bank A but funds will only valued in Bank B tomorrow. So you lose today's interest.

by right bank's A shows value date for the withdrawal as tomorrow also. so should still get interest?

 

[BlackTortoise]

Yest pumped in $5,000 into Cimb. So today All In to Cimb again despite today is public holiday?or wait till tomorrow?

 

[Sausage]

For esaver, if we registered for the marathon 3-month promo in October 2024, now we can withdraw everything already right? Because no further bonus interest for us and we don't qualify for the ongoing promo for Jan - Feb anymore, correct?

 

[jasonsouza77]

Dont move big amount in the night, later kena lock. Do in the day, preferably not PH.

i moved quite a large sum after new years countdown third party local but own account. added as payee ard a year ago.

 

[jasonsouza77]

maybe the lock out is due to transfer to new payee? hmm

 

[jasonsouza77]

For esaver, if we registered for the marathon 3-month promo in October 2024, now we can withdraw everything already right? Because no further bonus interest for us and we don't qualify for the ongoing promo for Jan - Feb anymore, correct?

by right yes as promotion ends in 31 dec 2024

 

[Sambuca78]

For esaver, if we registered for the marathon 3-month promo in October 2024, now we can withdraw everything already right? Because no further bonus interest for us and we don't qualify for the ongoing promo for Jan - Feb anymore, correct?

but still need to maintain the minimum balance and wait for the last bonus interest around 6 Jan 2025, right?

I wd all and leave $1000 inside liao.

 

[bladez87]

i think i messed up my musical chairs for Oct to Dec.
can someone help me recall what was the promo period for Oct non marathon?
was it Oct Nov Dec, with Sep as reference month?
or was it Oct Nov, with Sep as reference month?
because i left my $$$ in Account A for Oct Nov Dec, and i just realized the current cycle is Dec Jan with Nov as reference month. which meant i needed to transfer to Account B on 1 Dec which i did not do.
thanks

 

[sglandscape]

i think i messed up my musical chairs for Oct to Dec.
can someone help me recall what was the promo period for Oct non marathon?
was it Oct Nov Dec, with Sep as reference month?
or was it Oct Nov, with Sep as reference month?
because i left my $$$ in Account A for Oct Nov Dec, and i just realized the current cycle is Dec Jan with Nov as reference month. which meant i needed to transfer to Account B on 1 Dec which i did not do.
thanks

Without marathon it's usually 2 months, so just Oct and Nov.

 

[tweeety]

Where is the highest interest rate now ?

 

[maumu]

this eSaver account going to collect dust if it's going to keep dipping below 3% when others can still offer something better.

miss the days of the invitational bonus rates.

 

[sglandscape]

this eSaver account going to collect dust if it's going to keep dipping below 3% when others can still offer something better.

miss the days of the invitational bonus rates.

Got a special invite to extend the marathon saver with no extra conditions from Oct-Dec, but the rates offered was 2.65%, 2.7%, 2.75% for Jan-Mar. It's so ridiculously low that maybe they hope to trap those who are less savvy for another 3 months without having to merry go round.

 

[mdax23]

When is the BI for public promo credited?

 

[maumu]

Got a special invite to extend the marathon saver with no extra conditions from Oct-Dec, but the rates offered was 2.65%, 2.7%, 2.75% for Jan-Mar. It's so ridiculously low that maybe they hope to trap those who are less savvy for another 3 months without having to merry go round.

ya, ridiculous indeed... idk what they are forecasting about the rates in the coming months. dropping like grapes.

luckily joined back CIMB last month to take up their 3.2% fuss free.

 

[bladez87]

Without marathon it's usually 2 months, so just Oct and Nov.

Yea... I must have misread the non marathon to be same tenure as the marathon...

 

[coconut1]

Out liao, 2.7 to 2.8% bonus interest.
Lucky got CIMB.

https://av.sc.com/sg/content/docs/sg-esaver-marathon-saver-promotion.pdf?adobe_mc=MCMID=77185861280539289260930188575968835063|MCORGID=625107C0600168480A495FE2%40AdobeOrg|TS=1735694906

Website registration still shows Dec promo leh, how to register Jan promo?

 

[peppermint7]

Today is a public holiday, all transactions will only be valued tomorrow. My understanding is that if you withdraw from Bank A today, you will not earn interest in Bank A but funds will only valued in Bank B tomorrow. So you lose today's interest.

I just test transfer a dollar to CIMB. And it is dated today in my Fast Saver account. I guess to test a small sum for your targeted Bank in order to find out..

 

[kakapone]

I just test transfer a dollar to CIMB. And it is dated today in my Fast Saver account. I guess to test a small sum for your targeted Bank in order to find out..

Posting date and value date is different. Posting date is today, but since today holiday, it will be value as 2Jan.

 

[ahnyaahnya]

When does SCB credit interest ( the normal miserable interest, not the bonus)?
I deposited money during the last few days of Dec , but I don't see any interest credited

 

[EveMuffins]

When does SCB credit interest ( the normal miserable interest, not the bonus)?
I deposited money during the last few days of Dec , but I don't see any interest credited

use app got lag. need use desktop to see the 0.05% interest on the first day of the month.