STI ETF

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little pupsky

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limster said:
For SRS, I will use it for LionGlobal AllSeasons.
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limster, through which provider do you buy your LGAS fund? What’s the total fees you pay to invest your SRS into that fund? Have you considered the Dimensional funds-mix offered by Endowus? I’m considering Endowus for my SRS.
 
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yuzu28

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little pupsky said:
limster, through which provider do you buy your LGAS fund? What’s the total fees you pay to invest your SRS into that fund? Have you considered the Dimensional funds-mix offered by Endowus? I’m considering Endowus for my SRS.
Click to expand...

I bought using poems to buy uts for srs, 0% sales charge. Also have a little of the fund limster mentioned.

I find endowus quite easy to replicate. Would like to hear ur views why u consider. Just want to be more open to different thoughts. :)
 
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limster

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little pupsky said:
limster, through which provider do you buy your LGAS fund? What’s the total fees you pay to invest your SRS into that fund? Have you considered the Dimensional funds-mix offered by Endowus? I’m considering Endowus for my SRS.
Click to expand...

For SRS UT, I use poems because 0% sales charge/no platform fee. Since I have been a FSMOne and Poems user for the longest time, I didn't see any compelling reason to add on Endowus.


BXzuhZy.jpg

While I am a believer of passive income, holding UT in Poems or FSMOne allows me to practice market timing if I have the conviction to do so. For example, if I believe a crash is imminent, I can switch at 0% fees, all my China funds into a balanced fund like First State Bridge, and then switch back when the coast is clear. I have actually done this a few times already... which is why my First State Bridge return on FSMOne doesn't look very impressive - its actually due to me moving funds into Bridge when the market is high for defensive reasons.
 
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yuzu28

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Hey, limster, thanks again. Learned something from u again!

limster said:
For SRS UT, I use poems because 0% sales charge/no platform fee. Since I have been a FSMOne and Poems user for the longest time, I didn't see any compelling reason to add on Endowus.


BXzuhZy.jpg

While I am a believer of passive income, holding UT in Poems or FSMOne allows me to practice market timing if I have the conviction to do so. For example, if I believe a crash is imminent, I can switch at 0% fees, all my China funds into a balanced fund like First State Bridge, and then switch back when the coast is clear. I have actually done this a few times already... which is why my First State Bridge return on FSMOne doesn't look very impressive - its actually due to me moving funds into Bridge when the market is high for defensive reasons.
Click to expand...
 
naro

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little pupsky said:
limster, through which provider do you buy your LGAS fund? What’s the total fees you pay to invest your SRS into that fund? Have you considered the Dimensional funds-mix offered by Endowus? I’m considering Endowus for my SRS.
Click to expand...


Hi, i actually did a comparison for srs investment with Endowus, StashAway and LionGlobal All Seasons fund.

Endowus' 100% Equity funds total fees work out to 0.796% per annum.
LionGlobal All Seasons invested via POEMS cost 0.49% per annum. POEMS does not charge platform fees. LionGlobal also cap the expense ratio of LionGlobal All Seasons fund at 0.5% per annum.

https://finance4uandme.com/2021/02/17/how-i-invest-my-srs-monies-for-the-long-term/
 
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