Syfe Select / Custom (new)

[zc_squash]

Curious to know when you consolidate into single robo you are referring to ETF investment correct? Becuz if one want to have different investment instruments say UT then Endowus etc will need to have account too

Yes, only ETFs.

 

[zc_squash]

i alwys opt for the highest risk (even though it may b meant for parents)
Alwys

i never quit at breakeven, i got usually time-wt return of at least 10% or MORE
the only ETFs ie slightly abv breakeven is ARKF then i released! ie also @ last quarter of 2021

10% or more is usually my goal too. I am still holding it for now as it is in a loss -- unless I know where I can put the money should I sell them. Similarly even when/if it turns green, unless I know where else the money has potential to generate more money, otherwise I will just leave it.

Sorry I didn't read the entire thread -- but which Robo you are invested in, what portfolios you have, and how are their performance ytd? If you don't mind sharing that is.

 

[JetStorm]

Actually now market volatile wonder if you do some rearrange (buy other ETF instead) among them. E.g XT BLOK look to be downtrend for many months. While DCA monthly should ignore emotion it doesn't hurt to rearrange your investment once in a while

E.g for me if it is downtrend all the way for X months I will stop and question if those monies can be used elsewhere. DCA in theory sound good but for me in practice I still hold back

Hi there! For clarification: I only DCA for my Endowus. For Syfe I never DCA. Only if got extra funds then I put in Syfe.

My Investment strategy is quite fixed. About 60% of my spare cash goes to Endowus. The remainder goes to Syfe and other small investments/gambles

 

[haikallp]

-22.8%. ESG&Clean Energy.

 

[dappermen]

u hve just 1 falling? the rest (Dont hve to be a syfe) ?

if u gotten the theme of Syfe ESG thematic, i doubt all in it are gd*

my syfe custom of
1) CSPX with Global Lithum batt etf : down by more than 25%
2) CSPX with AMplify Blockchain: is down by more than 37%

1palantir can be down by more than 21% last nite................so i guessed my 1&2) r nothing at all

*Further ESG discussions & performance > https://forums.hardwarezone.com.sg/...r-investmts-awareness.6731395/#post-141364047

 

[haikallp]

u hve just 1 falling? the rest (Dont hve to be a syfe) ?

if u gotten the theme of Syfe ESG thematic, i doubt all in it are gd*

my syfe custom of
1) CSPX with Global Lithum batt etf : down by more than 25%
2) CSPX with AMplify Blockchain: is down by more than 37%

1palantir can be down by more than 21% last nite................so i guessed my 1&2) r nothing at all

*Further ESG discussions & performance > https://forums.hardwarezone.com.sg/...r-investmts-awareness.6731395/#post-141364047

Nah. My Syfe Core also in the red. -10.4%. Will continue to DCA i guess.

 

[dappermen]

but after brutal April, last nite / May is no better:

 

[ChaosDingo]

For the savvy investors here, hope can seek your opinions:

If I'm down ~18% on custom (majority tech) and ~10% on core growth(twice the capital compared to custom tho),

Isit a sensible idea to cut my losses if I reach a threshold I am unable to stomach? Since to me I am of the opinion it will be getting worse from here(inflation, recession, war etc, global food shortage etc.).

Key thing here is just not too sure how bad it is going to be,

Hence, if withdrawing is a sound approach, isit better if I just withdraw 75% from custom and 50% from Core, then place it back in when things get better,

Or

would you think withdrawing everything out, realising my losses and then putting everything back in later is a better idea?

Understand I am still my own maker, so pls go ahead with the suggestions and I won't hold anybody to it. I am curious to find out also how feasible my plan is, so criticisms are welcomed!

TIA!

 

[dappermen]

If ref to USa? Recesssn is gonna b in for next 1yr-18mth, the experts claimed

If ref to china stks, i felt more/less the bottoming is done!

are u in need of cash, do u really need to wdraw part of it??
is urs for long term investmt?
-18% is nothing

 

[sohguanh]

For the savvy investors here, hope can seek your opinions:

If I'm down ~18% on custom (majority tech) and ~10% on core growth(twice the capital compared to custom tho),

Isit a sensible idea to cut my losses if I reach a threshold I am unable to stomach? Since to me I am of the opinion it will be getting worse from here(inflation, recession, war etc, global food shortage etc.).

Key thing here is just not too sure how bad it is going to be,

Hence, if withdrawing is a sound approach, isit better if I just withdraw 75% from custom and 50% from Core, then place it back in when things get better,

Or

would you think withdrawing everything out, realising my losses and then putting everything back in later is a better idea?

Understand I am still my own maker, so pls go ahead with the suggestions and I won't hold anybody to it. I am curious to find out also how feasible my plan is, so criticisms are welcomed!

TIA!

When you first put in monies into Syfe last time, the monies are your everything or a portion you set aside earlier for riskier investment? If set aside, now you withdraw will incur realized losses not worth it. But if you think withdraw with losses take that monies put elsewhere can earn more then ok proceed. I saw you mention withdraw partial so you may have found a good lobang elsewhere to put.

 

[JetStorm]

Not financial advice. But if prices are down, isnt it better to buy the dip? Investing is always for long term. If you cannot stomach alot of loss, then maybe you chose the wrong risk category.

 

[sohguanh]

Not financial advice. But if prices are down, isnt it better to buy the dip? Investing is always for long term. If you cannot stomach alot of loss, then maybe you chose the wrong risk category.

We may need to be fair to some investors. This could be the first time they invest and so unlucky hit into a bear market like now so a lot first timer investors now thinking of withdrawing. This is only normal behavoir. Say many years down the road bear market struck again this group of investors would be more experienced and know how to manage their monies and/or emotion.

 

[dappermen]

Who is to b fair to us???!

first time or 1000th time , i supposed a S$10k by a first timer is = a 10k sgd by experienced/season investor

these are gd lessons learn from mkts, need to pay sch fees

 

[JetStorm]

Date	Syfe Custom	Syfe Custom (All Time)
1-Jan-22​	0.00%	0.00%
31-Jan-22​	-9.92%	-9.92%
28-Feb-22​	-1.29%	-11.08%
31-Mar-22​	3.68%	-7.81%
30-Apr-22​	-12.24%	-19.09%
31-May-22​	-0.31%	-19.34%

 

[sohguanh]

Date	Syfe Custom	Syfe Custom (All Time)
1-Jan-22​	0.00%	0.00%
31-Jan-22​	-9.92%	-9.92%
28-Feb-22​	-1.29%	-11.08%
31-Mar-22​	3.68%	-7.81%
30-Apr-22​	-12.24%	-19.09%
31-May-22​	-0.31%	-19.34%

Just to share my custom is now small green color but I not lump sum it is weekly DCA starting from this year.

 

[JetStorm]

Just to share my custom is now small green color but I not lump sum it is weekly DCA starting from this year.

Thats good news. Always nice to see green instead of red.

 

[JetStorm]

Date	Syfe Custom	Syfe Custom (All Time)
1-Jan-22​	0.00%	0.00%
31-Jan-22​	-9.92%	-9.92%
28-Feb-22​	-1.29%	-11.08%
31-Mar-22​	3.68%	-7.81%
30-Apr-22​	-12.24%	-19.09%
31-May-22​	-0.31%	-19.34%
30-Jun-22​	-5.37%	-23.67%

 

[sohguanh]

Think Syfe got upcoming changes to announce. Possibly they are entering into Aussie stock market. From their instagram can see picture with kangaroo etc. Still I think Syfe trade should increase the number of free trades per month as per existing offering.

 

[dappermen]

b it Syfe trade or Wealth
https://invest.syfe.com/syfe-anniversary-campaign/

• 
  Promo is valid from now - 31st July, 2022. Deposits must be within the campaign period for clients to be eligible for the reward
• Promo is applicable on both Wealth and Trade
• Promo is capped at one time use and one product per user
• Cash bonus reward on Wealth will be subjected to a 3 months lock-in of S$3,000
• Cash credit reward on Trade is non-withdrawable and must be invested

 

[sohguanh]

Ppl who want faster as it is only for 1000 users

• Promotion is capped at first 1,000 users