UOB ONE Account

[Utonian]

Hi guys just wanted to check what's the best way to maximise my payments.

I currently use uob one card as well as uob priv miles. Aim is to clock $500 spending one first to unlock higher interest tier as well as the $50 cashback before using my miles card for everything else.

So would like to find our what counts as one card spending and what counts as miles card spending? Phone bill, insurance, sp Bill's etc? Thanks!

Sent from Samsung SM-G975F using GAGT

if spending beyond 500 not high, better not clock UOB priv.
the miles will expire and given in blocks of $5 spending

personally i use citipremiermiles for the small spending after clocking minimum spend for respective accounts.
- Miles do not expire
- quite easy to get fee waiver
- gives 2 free priority pass entry to airport lounge per calendar year.

 

[Utonian]

I was planning to set it up for future crediting of salary (in 6 months time?). But i guess for now its just to keep the minimum balance. If I keep a zero balance, is it possible for them to charge a $5 fee till it goes negative? Haha.

assuming you are not dumping in large amount after sorting out the giro etc and only planning to use it for salary crediting (approx 6mth later), maybe don't open the account first.

might have some other account opening/salary crediting promotion later on..
worse case your new job might dictate which bank they crediting salary to and end up your UOB account wasted..

 

[standing]

Noob here, just wondering if it’s possible to make 3x $1 monthly giro donation..
If possible, what are charitable organisation applicable?

Appreciate any input

Thanks

Wah.. Quite idea hor. If really got no bills to pay

 

[Disaresta]

assuming you are not dumping in large amount after sorting out the giro etc and only planning to use it for salary crediting (approx 6mth later), maybe don't open the account first.

might have some other account opening/salary crediting promotion later on..
worse case your new job might dictate which bank they crediting salary to and end up your UOB account wasted..

Still got this kind of company who dictates the bank u must credit salary to? GIRO arrangement is so easy nowadays.

Posted from PCWX using XWCP

 

[vsvs24]

Still got this kind of company who dictates the bank u must credit salary to? GIRO arrangement is so easy nowadays.

Posted from PCWX using XWCP

Sometime back someone say did not get bonus interest because company change salary payment method and description is no longer SALA.

 

[Vulpix]

Still got this kind of company who dictates the bank u must credit salary to? GIRO arrangement is so easy nowadays.

Posted from PCWX using XWCP

Got, you'll be surprised how many SMEs say can only credit to DBS account or something equally nonsensical.

 

[standing]

Got, you'll be surprised how many SMEs say can only credit to DBS account or something equally nonsensical.

Credit to different bank got charges ah? Y they so support that bank?

 

[Vulpix]

Credit to different bank got charges ah? Y they so support that bank?

No idea. Last time work in SME they tell me must pay to DBS account. No longer working there and never asked for reason, maybe someone here might know.

 

[JetStorm]

assuming you are not dumping in large amount after sorting out the giro etc and only planning to use it for salary crediting (approx 6mth later), maybe don't open the account first.

might have some other account opening/salary crediting promotion later on..
worse case your new job might dictate which bank they crediting salary to and end up your UOB account wasted..

Very simple. Just dont use salary for uob one and use 3x giro instead.

Sent from Xiaomi REDMI NOTE 8 PRO using GAGT

 

[JetStorm]

Still got this kind of company who dictates the bank u must credit salary to? GIRO arrangement is so easy nowadays.

Posted from PCWX using XWCP

Mostly banks bah. So far i know Citi and SCB staff must create an account with their bank for salary purposes.

Sent from Xiaomi REDMI NOTE 8 PRO using GAGT

 

[PrincZe]

Got, you'll be surprised how many SMEs say can only credit to DBS account or something equally nonsensical.

Same, I'm in sme now. Must credit to uob. Hence I'm in this thread lol

Sent from OnePlus ONEPLUS A5010 using GAGT

 

[Mecisteus]

MNCs or big companies definitely usually can credit salaries into multiple banks.

I think the SMEs then got restrictions.

 

[raptorized]

assuming you are not dumping in large amount after sorting out the giro etc and only planning to use it for salary crediting (approx 6mth later), maybe don't open the account first.



might have some other account opening/salary crediting promotion later on..
worse case your new job might dictate which bank they crediting salary to and end up your UOB account wasted..

Too late, I opened already haha but its OK because I'm able to choose which bank to credit.

 

[jnashville]

i just switched over to use uob one account with the card and placing the max 75k.

need to spend $500 on the uob one card. Does doing a recurring credit card payment of my hdb conservancy fee adds to the $500 required spend?

 

[ChinTuaKi]

Has anyone received the SMS to collect the Cathay Movie Suites tickets for opening the UOB ONE account under the "UOB One Account Acquisition Promotion (13 November 2019 to 31 December 2019)"?

$10k was earmarked and reflected in my account but I have yet to received the SMS.

 

[rokawa2]

top up grab wallet $500 (make >5 transaction) still valid right for eligible credit card spending

 

[duststorm]

No. Not included

i just switched over to use uob one account with the card and placing the max 75k.

need to spend $500 on the uob one card. Does doing a recurring credit card payment of my hdb conservancy fee adds to the $500 required spend?

 

[iduncheckmail]

top up grab wallet $500 (make >5 transaction) still valid right for eligible credit card spending

for UOB one CC. Yes.

 

[rpgfreak]

My interest obtain is only $0.24 for January 2020, I just signed up UOB One Acc this month and have funds of $17k. Is this normal? I even charged the UOB One CC for $2k for the grab rebates.

 

[kram62]

My interest obtain is only $0.24 for January 2020, I just signed up UOB One Acc this month and have funds of $17k. Is this normal? I even charged the UOB One CC for $2k for the grab rebates.

Bonus interest is credited later. Be patient ;-) what is credited on last day of month is the base interest only.