UOB ONE Account

[iduncheckmail]

I intended to open a stash account initially, but after knowing that they will issue a debit card with it I dropped the idea. Like why make people get a debit card for this account when it's meant to be a purely savings account not meant for spending? They should provide us with the option of selecting a card or not instead.

U can call in and cancel immediately after u received in mail.
but the stash acct isn’t competitive % anyway

 

[maumu]

Bonus interest is in ....

With RHB (1.375%) and HSBC (1.35%) playing musical chairs... I've deserted UOB One...

higher rate. higher quantum too ($100k).

 

[maumu]

U can call in and cancel immediately after u received in mail.
but the stash acct isn’t competitive % anyway

That's what I did. Probably closing the account after 9 months when satisfied the NDP promo TnC.

 

[iduncheckmail]

That's what I did. Probably closing the account after 9 months when satisfied the NDP promo TnC.

Yes. The rate is only close to what RHB and HL has. And these banks don’t have the req to keep MoM balance steady.
no need to keep this acct.

 

[maumu]

Yes. The rate is only close to what RHB and HL has. And these banks don’t have the req to keep MoM balance steady.
no need to keep this acct.

I referring to stash account.. keeping uob one. 1% for 75k will come in handy when RHB/HSBC end their musical chair

 

[saintgtril]

I referring to stash account.. keeping uob one. 1% for 75k will come in handy when RHB/HSBC end their musical chair

Wah. Attractive deal for 1.0% guarantee interest for 75K?

 

[chiokcc]

https://mothership.sg/2021/10/uob-lego-brick-set/

 

[Ceschfab]

If I were to redraw my money from from the One account without closing it in the middle of this month, will I still earn the pro rated bonus interest given at the start of the next mth?

 

[coldboy]

If I were to redraw my money from from the One account without closing it in the middle of this month, will I still earn the pro rated bonus interest given at the start of the next mth?

Yes, you do. The interest is calculated on a daily basis.

 

[silverbomb]

If I were to redraw my money from from the One account without closing it in the middle of this month, will I still earn the pro rated bonus interest given at the start of the next mth?

if your overall average ADB still falls below the required value, the fall-below fee will be deducted from any interest credited. just be aware.

 

[Ceschfab]

Yes, you do. The interest is calculated on a daily basis.

Thank u!

 

[Ceschfab]

if your overall average ADB still falls below the required value, the fall-below fee will be deducted from any interest credited. just be aware.

Noted. thanks!

 

[vsvs24]

Yes, you do. The interest is calculated on a daily basis.

UOB One bonus interest is not calculated on daily basis but based on monthly average balance.

Bonus Interest is paid on the first S$75,000 balance in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

 

[maumu]

those who opened account during the national day flash promo (The UOB Savings Flash Deal (5 to 6 August 2021))... the $56 has been credited into the new account liao

 

[kurt111494]

those who opened account during the national day flash promo (The UOB Savings Flash Deal (5 to 6 August 2021))... the $56 has been credited into the new account liao

Can I just check...I opened the Stash account for this promo since I already have the One account. Received the rewards too. Now the Stash account a bit useless but I can't close yet coz haven't reached 6 months.

Can I still transfer all the Stash funds over to my One account? Will kena fall below fee?

 

[maumu]

Can I just check...I opened the Stash account for this promo since I already have the One account. Received the rewards too. Now the Stash account a bit useless but I can't close yet coz haven't reached 6 months.

Can I still transfer all the Stash funds over to my One account? Will kena fall below fee?

I'm afraid so. and for the national day promo, we need to keep for 9 months, not just 6. see the tnc...

I just keep min. $1k inside..

 

[kurt111494]

I'm afraid so. and for the national day promo, we need to keep for 9 months, not just 6. see the tnc...

I just keep min. $1k inside..

Wa okok I shall guai guai follow the tnc...

 

[silverbomb]

Wa okok I shall guai guai follow the tnc...

first 6 months no fall below fee, fyi

 

[SBC]

Is Fave Pay counted for UOB One card?

 

[chiokcc]

Bonus interest for month of July 2021 should be in within the next 2 days ....

Bonus interest if you satisfy the required conditions and have ADB of $75k in the account :
From 01 Nov 2020 to ....

28 days in the month = $54.65
29 days in the month = $56.60
30 days in the month = $58.56
31 days in the month = $60.51

Bonus interest in 2 days ago .....