UOB ONE Account

[fuyuchi]

I dont think so cause qualification is based on below-

1. Salary crediting or 3 x GIRO.
2. Credit card spend 500 SGD or more

if your GIROs are not in effect, and if you dont have a salary crediting to the account then the interests will not trigger.

then if you want to get the bonus interest which is paid out quarterly you need to make sure you spend at least 500 per month, for 3 months conseq.

According to the website, the main criteria is the $500 spending which I did hit and I'm supposed to get 1% for that since it's below $10k and no giros.

 

[fuyuchi]

Because your account was opened somewhere after mid of March?

$4.16 is the full interest @1%pa if your account was opened on the 1st day of the month.

Hmm I think you're right. I signed up online on 9th and it got approved quite awhile later. Thanks!

 

[ciscube1]

I opened uob one account and applied for the one card. The cso told me that I have to go to the bank to link the one card to my one account once I receive the credit card. Is this true? Sounds strange in this digital age.

 

[Mecisteus]

I opened uob one account and applied for the one card. The cso told me that I have to go to the bank to link the one card to my one account once I receive the credit card. Is this true? Sounds strange in this digital age.

You need to link if you like to withdraw from your UOB One account using the One CC.

 

[Mecisteus]

I am wondering, if UOB accepts non-original copies of signed GIRO forms?

It is faster to fill up and sign the GIRO forms electronically. Email the form to BO. BO can just print and submit to UOB.

 

[ciscube1]

Nope. I'm not going to withdraw using credit card. . That mean I don't have to do anything? Just make 3 giro and charge $500 to uob one card, and I will get the interest? Thanks.

You need to link if you like to withdraw from your UOB One account using the One CC.

 

[Lost_Found]

Nope. I'm not going to withdraw using credit card. . That mean I don't have to do anything? Just make 3 giro and charge $500 to uob one card, and I will get the interest? Thanks.

Yes, don need to do anything if using as a credit card

Sent from LGE NEXUS 5 using GAGT

 

[AnTiLooP]

According to the website, the main criteria is the $500 spending which I did hit and I'm supposed to get 1% for that since it's below $10k and no giros.

Hmmm. Perhaps best to call in to clarify?

 

[iamveryguailan]

What are some of the things to spend on to hit 500?

My expenses are lower than that, mainly food which is usually paid in cash. Don't want to spend unnecessarily just to hit 500 TOP.

 

[01asdf]

What are some of the things to spend on to hit 500?

My expenses are lower than that, mainly food which is usually paid in cash. Don't want to spend unnecessarily just to hit 500 TOP.

Hand phone bills? Internet? Utilities? Charities?

 

[iamveryguailan]

I'm a fresh grad, my home internet is under my dad's account. Same goes for utilities account. Phone bill is only 30+.

 

[tiertime]

I'm a fresh grad, my home internet is under my dad's account. Same goes for utilities account. Phone bill is only 30+.

help parents pay bills, utilities, town council, insurance...so many buy groceries... so many things can use to pay

 

[Mecisteus]

If cannot reach $500 spending, don't force yourself. If combine all the household bills, I am sure it can reach $500.

 

[AnTiLooP]

help parents pay bills, utilities, town council, insurance...so many buy groceries... so many things can use to pay

Best comment. Rotflol

 

[chiokcc]

I'm a fresh grad, my home internet is under my dad's account. Same goes for utilities account. Phone bill is only 30+.

I believe you can pay Telco bill using their online website with credit card.

If your family/dad is paying Telco pay using Giro, as long as you pay online around 5 working days before due date (which is equivalent to the Giro deduction date), the Giro deduction will not take place. You gonna test out yourself to find out

 

[zhaohan]

I'm a fresh grad, my home internet is under my dad's account. Same goes for utilities account. Phone bill is only 30+.

pay for family bills, then they can pay u back in cash
can also get ntuc vouchers and hold them, surely can use in future

 

[tiertime]

pay for family bills, then they can pay u back in cash
can also get ntuc vouchers and hold them, surely can use in future

NTUC vouchers can only keep for 2 years... if he has to be doing this every month, he will have a lot of unused NTUC vouchers

i do not think this card is suitable for anyone who does not have to pay for family bills, coz it will be very difficult to hit $500 per month, unless u r spending on some other useless things...

 

[Joseph99]

i supposed we can use debit card to pay at e-AXS as well ?

 

[tiertime]

i supposed we can use debit card to pay at e-AXS as well ?

u can use UOB Debit card to pay via AXS but it will not be counted towards the $500 for One Account Bonus interest

 

[Joseph99]

u can use UOB Debit card to pay via AXS but it will not be counted towards the $500 for One Account Bonus interest

hi.. thanks for your reply .. is there any clause that states so ? i did not see any clause on this in the UOB link ...