UOB ONE Account

[vbhelper]

Any1 know how to apply and trigger immediate giro deduction?
Just notice only fulfil 2 giro this month

 

[Trazora]

Anyone knows if the 3 giro requirement for the uob one account is monthly or yearly? If i use giro to pay income tax and insurance once a year does it count?
And topping up ezlink card in gtm machines counted for $500 spending?

monthly. gtm not counted.

 

[kurt111494]

Any1 know how to apply and trigger immediate giro deduction?
Just notice only fulfil 2 giro this month

i think GIRO arrangements usually take very long leh. need at least a few days

 

[chopra]

yall excited to see new interest anot

 

[ecoolcat]

When do UOB credit the bonus interest for 75K in ONE account?

What happens here stays here. HardwareZone Forums app

 

[Stallone]

Usually on first or second day of month, regardless of wkday or wkend

 

[chopra]

MONTHLY AVERAGE BALANCE ( August 2018 )

77,323.86 SGD



alamak wasted 2.3k opportunity cost.

 

[kurt111494]

MONTHLY AVERAGE BALANCE*(*August 2018*)

77,323.86*SGD



alamak wasted 2.3k opportunity cost.

rich siollllll

 

[Sinkie]

MONTHLY AVERAGE BALANCE*(*August 2018*)

77,323.86*SGD

alamak wasted 2.3k opportunity cost.

Sian, I made manual payment of $2.4k for my uob cc bill already and my uob cc still deduct my uob one giro again, and I only notice it recently. So my average balance is just 73k+

 

[chopra]

Sian, I made manual payment of $2.4k for my uob cc bill already and my uob cc still deduct my uob one giro again, and I only notice it recently. So my average balance is just 73k+

nvm give n take la hor

 

[JuniorLion]

Anyone knows if the 3 giro requirement for the uob one account is monthly or yearly? If i use giro to pay income tax and insurance once a year does it count?
And topping up ezlink card in gtm machines counted for $500 spending?

How does it make any sense for them to give you monthly interest but yet expect you to pay 3 bills via GIRO in a year?

The T&C spells very clearly. Should always read that first.

 

[BigJay]

Sian, I made manual payment of $2.4k for my uob cc bill already and my uob cc still deduct my uob one giro again, and I only notice it recently. So my average balance is just 73k+

It's likely because you manually paid just a few days before the scheduled GIRO deduction. I read somewhere it has to at least 5 working days before scheduled GIRO deduction.

Just a friendly reminder. If you only have 3 GIRO monthly and this UOB cc is one of them, then there won't be a GIRO deduction next month unless you spend more than what is in credit for your cc.

 

[BigJay]

When do UOB credit the bonus interest for 75K in ONE account?

What happens here stays here. HardwareZone Forums app

Just went through my monthly statements to see when the bonus interests were credited. Exclude Sundays and public holidays. So I deduce Aug bonus interest shall be credited on 03 Sep, around 0900hrs.

 

[Sinkie]

It's likely because you manually paid just a few days before the scheduled GIRO deduction. I read somewhere it has to at least 5 working days before scheduled GIRO deduction.

Just a friendly reminder. If you only have 3 GIRO monthly and this UOB cc is one of them, then there won't be a GIRO deduction next month unless you spend more than what is in credit for your cc.

The uob credit card giro is the 4th or 5th giro for standby

I called uob to refund back the $2400 into my uob one account and they say even if I made payment 2-3 weeks before, there will still be a giro deduction

Now have to manually monitor the statement everyday

 

[BigJay]

The uob credit card giro is the 4th or 5th giro for standby

I called uob to refund back the $2400 into my uob one account and they say even if I made payment 2-3 weeks before, there will still be a giro deduction

Now have to manually monitor the statement everyday

For OCBC card, can pay partially before GIRO date (>=5 working days) and leave the remaining sum to GIRO. Maybe you can try for UOB card and let us know.

 

[cal3135]

UOB ONE T&C keeps changing recently. I’m lost also..
if giro to government billing considered as one tick

 

[Sinkie]

UOB ONE T&C keeps changing recently. I’m lost also..
if giro to government billing considered as one tick

This is Uob one saving account thread

Don’t get confused with Uob one credit card

 

[cal3135]

Yes bro ... one saving acct ..

Action 3: Make 3 GIRO debit transactions monthly from your UOB One Account
What constitutes as GIRO debit transactions?
You need to make 3 GIRO debit transactions payable to any billing organisation with the bank, within the calendar month
You can use the GIRO form to facilitate your GIRO instructions. Download it here.
Bonus interest is paid on the Monthly Average Balance# at month end

This is Uob one saving account thread

Don’t get confused with Uob one credit card

 

[SBC]

yall excited to see new interest anot

Think will be in on Mon.

Can expect $14x.

 

[ecoolcat]

Thank you

Just went through my monthly statements to see when the bonus interests were credited. Exclude Sundays and public holidays. So I deduce Aug bonus interest shall be credited on 03 Sep, around 0900hrs.

What happens here stays here. HardwareZone Forums app