UOB ONE Account

[gobin74]

thanks devilsire ! Sorry newbie for Stash account . To "open a stash account" how long does it take ?can one open a stash account this week and transfer $100K on 31st jul ?

thnx for yr help !

To fully leverage on this promo, Fund in on 31 Jul, withdraw only on 1 Jan

31Jul - 1Jan = 155 Days
Total interests: $1256.31 (S$0.13 + S$254.52 + S$246.31 + S$254.52 + S$246.31 +S$254.52)
+ Earmarked bonus $700
= $1956.31 / 155d
= 4.606% EIR

 

[Devilsire]

thanks devilsire ! Sorry newbie for Stash account . To "open a stash account" how long does it take ?can one open a stash account this week and transfer $100K on 31st jul ?

thnx for yr help !

depends, some approved instantly online, some rejected & asked to visit branch instead
yes

 

[Caesar]

New promo is equivalent to 5-6mth FD, still beat Tbills!

Hi royalmix, this is only up to $150k right?

 

[royalmix]

Hi royalmix, this is only up to $150k right?

Devilshire posted the answers, go to this thread for you, not here

https://forums.hardwarezone.com.sg/threads/uob-good-things-savings-promotion.6888605/post-152925087

 

[Listopad]

To counter check, for 150k UOB one participate in the latest savings promo , EIR be ~ 5.7%?

 

[kurt111494]

Can I max out both UOB One and UOB Stash at the same time? Will I get each of their interest with both maxed out at the same time?

 

[maumu]

To counter check, for 150k UOB one participate in the latest savings promo , EIR be ~ 5.7%?

around there. ~5.6% based on 5.5 months

 

[CrashWire]

Aiya, why they forced me to take the UOB one debit card when I apply for Stash acct ...... another "straight-to-drawer-for-storage card for me" .....

You should cancel it immediately. UOB is probably the only bank that still charges fees ($18.17) for their debit card.

 

[dork32]

around there. ~5.6% based on 5.5 months

there is no such thing as 0.5 months in this sort of savings

 

[chopra]

is there any new promo after cny one? issit to wait for ndp?


Read HWZ Forum Rules!

 

[hyperfuse]

my uob one bonus comes in.

for a 150k account but with funds bookmarked, my interest is,

One Bonus Interest - $486.98
Interest Credit - $6.15

For those who have $150k in UOB one, are you guys same as mine?

 

[royalmix]

Aiya, why they forced me to take the UOB one debit card when I apply for Stash acct ...... another "straight-to-drawer-for-storage card for me" .....

Keep it, dun activate it! Free for first 3 years! Thank me when you get a surprise!

 

[GotBetrayed]

my uob one bonus comes in.

for a 150k account but with funds bookmarked, my interest is,

One Bonus Interest - $486.98
Interest Credit - $6.15

For those who have $150k in UOB one, are you guys same as mine?

486.98 for one bonus
Interest credit 6.34. Think my account had slightly more than 150k

 

[hyperfuse]

486.98 for one bonus
Interest credit 6.34. Think my account had slightly more than 150k

got it. cuz June got 30 days instead of 31, thats why only 486.98

 

[ThreeSteps]

is there any new promo after cny one? issit to wait for ndp?


Read HWZ Forum Rules!

Already announced.
Refer to the post by NTTDoCoMo on 01July2024:
https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/page-480#post-152918118
It seems that UOB will announce a new promo every qtr, just come and browse this forum on 01Jan, 01Apr, 01July, 01Oct.

 

[saintgtril]

Stash Account (100k)

To fully leverage on this promo, Fund in on 31 Jul, withdraw only on 1 Jan

31Jul - 1Jan = 155 Days
Total interests: $1256.31 (S$0.13 + S$254.52 + S$246.31 + S$254.52 + S$246.31 +S$254.52)
+ Earmarked bonus $700
= $1956.31 / 155d
= a 4.606% EIR 5 Months "FD" option

Hi Devilsire and all, this appears to be much better than parking the money in UOB One account (assuming $150K meeting the requirements for just EIR 4%).

EIR 4.606% VS EIR4%.

Anyone has a different opinion? Thanks!

 

[chaiscool]

Hi Devilsire and all, this appears to be much better than parking the money in UOB One account (assuming $150K meeting the requirements for just EIR 4%).

EIR 4.606% VS EIR4%.

Anyone has a different opinion? Thanks!

Uob one account can be earmarked too

Average around 5.47% from 1 July to 31 Dec.

 

[yslvlys]

I missed the SGD 500 spend for June as 31sgd spent on 29 June was not counted. I appealed and UOB says if I spent least SGD 31 more than SGD 500 for July, I can get the June interest bonus, if I contact UOB in August again about this. I agreed. Anyone has same experience and knows if UOB will really honour their word?

 

[maumu]

I missed the SGD 500 spend for June as 31sgd spent on 29 June was not counted. I appealed and UOB says if I spent least SGD 31 more than SGD 500 for July, I can get the June interest bonus, if I contact UOB in August again about this. I agreed. Anyone has same experience and knows if UOB will really honour their word?

yes, but only allowed to appeal "once a year".

 

[ekardo]

yes, but only allowed to appeal "once a year".

that's nice...OCBC not so nice..