UOB ONE Account

bobby6679

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It seems uob 1 eir can get 1.9, stash 1.5, ocbc 360 2.45, DBS mulitiplier can easily get 1.8. please correct me if I am incorrect. So possible ocbc+stash better than uob1 + dbs, for those whose cc spending is around $500 monthly?
 

iadpotato

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My appeal was rejected lol.. oh well.

Replied to them to say that the outcome of this appeal will be considered in all future dealings with the bank. LOL
What a pleasant surprise today. I received the income tax rebate for December tax payment, with tx description containing 2512, even though I blur-blur de-registered paynow in Nov, and only managed to un-blur and re-registered somewhere in Dec. 😂

Didn’t received the rebate for Nov 2511 though, but heng liao, small lose considered a win.
 

demoforce1

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What a pleasant surprise today. I received the income tax rebate for December tax payment, with tx description containing 2512, even though I blur-blur de-registered paynow in Nov, and only managed to un-blur and re-registered somewhere in Dec. 😂

Didn’t received the rebate for Nov 2511 though, but heng liao, small lose considered a win.
thanks, got it
 

xRenol

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It seems uob 1 eir can get 1.9, stash 1.5, ocbc 360 2.45, DBS mulitiplier can easily get 1.8. please correct me if I am incorrect. So possible ocbc+stash better than uob1 + dbs, for those whose cc spending is around $500 monthly?
UOB One - EIR of 1.9% p.a. for S$150,000 with credit salary and spend min. S$500 on UOB cards
OCBC 260 - EIR of 2.45% p.a. for S$100,000 with credit salary, increase your average daily balance by at least S$500 and spend min. $500 on OCBC credit cards
DBS Multipler - EIR of 2.2% for S$50,000 (easily if you know how)

It depends what is the total amount. E.g. At S$150,000, I think OCBC 360 (S$100,000) + DBS Multiplier (S$50,000) will earn more interest.
 

bobby6679

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Many thanks for yr reply! Actually I dun know how to achieve 2.2% for DBS M, especially tgt with ocbc 360 as both needs salary credit. Let me dig the DBS M thread to find it. Thanks!
 

qrcode

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What a pleasant surprise today. I received the income tax rebate for December tax payment, with tx description containing 2512, even though I blur-blur de-registered paynow in Nov, and only managed to un-blur and re-registered somewhere in Dec.
1f602.png

Didn’t received the rebate for Nov 2511 though, but heng liao, small lose considered a win.

that tax rebate need to have paynow bundled?
 

Davo23

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UOB One - EIR of 1.9% p.a. for S$150,000 with credit salary and spend min. S$500 on UOB cards
OCBC 260 - EIR of 2.45% p.a. for S$100,000 with credit salary, increase your average daily balance by at least S$500 and spend min. $500 on OCBC credit cards
DBS Multipler - EIR of 2.2% for S$50,000 (easily if you know how)

It depends what is the total amount. E.g. At S$150,000, I think OCBC 360 (S$100,000) + DBS Multiplier (S$50,000) will earn more interest.

Hi Sir,

For DBS M, for salary possible to do via paynow “SAL”/“PAY”? Whats the minimum sum as i cant see from the website?

I do have DBS M account since back in the days and after that Im on UOB One but now also finding better alternatives. If DBS M is good do you think its wise to park 100k inside?

Many thanks in advance!
 

xRenol

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Hi Sir,

For DBS M, for salary possible to do via paynow “SAL”/“PAY”? Whats the minimum sum as i cant see from the website?

I do have DBS M account since back in the days and after that Im on UOB One but now also finding better alternatives. If DBS M is good do you think its wise to park 100k inside?

Many thanks in advance!

You can refer to the table below from their website.

https://www.posb.com.sg/personal/deposits/bank-earn/multiplier

Multiplier_Bonus_Interest_Rate_Table_POSB.png


For S$100,000, DBS Multiplier is better if you can hit Income + 2 categories. Otherwise, you can consider OCBC 360 at EIR of 2.45% p.a. if you can fulfil the Salary + Save + Spend categories.
Note: I did not take into consideration of credit card cashback.
 
Last edited:

oceanicmanta

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there was no acknowledgement of registration

so hope they dont pull stunt and say did not receive registration, so no rebate
 
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