UOB one card

[HWZ1973]

Any idea if pay insurance installment is counted as Uob installment?

I believe installments meant if you buy things eg Courts and use UOB CC to pay monthly installments. Insurance premiums are recurring payments not installments.

 

[Layers]

Any idea if pay insurance installment is counted as Uob installment?

Either call ask or try 1 quarter haha.

By right insurance is not installment

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[Henabi]

see if u can shift it to another card. I remember last yr this time they rise the 300 tier to 500 tier for current yr also.

Every yr new stunts

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Thats how they gradually filter out low amount users

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[bluetwinkle]

They should have a more just system. This is a big deal for many people who have signed 0% instalment plans using their card. At the very least, they should state that any plans signed before so and so date will continue to be eligible for rebates until the plan ends.

I agree with this. I have been taking the option to do 0% installment plan as the option of such a card spend allows me to get the most rewards. For the rebates via 0% installment plan, I had so far paid admin charges to the merchant to pay by installment and travelled to an outlet further away just to make payment via 0% installment plan. I had recently even thought of opting for slightly lesser discount to buy a watch through 0% installment plan to reap more discount through the 5% rebates. Without any benefits, I would not even consider 0% installment plan. Given that most people would have been spending during the year end period, UOB has truly done a lot of damages with just a condition change.

Lesson learnt: All banks give out carrots. They are good while they lasts, don't be committed to a source of benefits for a long time. As consumers, we should exercise the freedom to move on to greener pastures.

 

[Layers]

I agree with this. I have been taking the option to do 0% installment plan as the option of such a card spend allows me to get the most rewards. For the rebates via 0% installment plan, I had so far paid admin charges to the merchant to pay by installment and travelled to an outlet further away just to make payment via 0% installment plan. I had recently even thought of opting for slightly lesser discount to buy a watch through 0% installment plan to reap more discount through the 5% rebates. Without any benefits, I would not even consider 0% installment plan. Given that most people would have been spending during the year end period, UOB has truly done a lot of damages with just a condition change.

Lesson learnt: All banks give out carrots. They are good while they lasts, don't be committed to a source of benefits for a long time. As consumers, we should exercise the freedom to move on to greener pastures.

yea better dun tie yourself up.

Maybe alot of holders have the one acc. N those are tied if they want the interest llst

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[Illusionist_85]

U use smartpay?

Heard so. I no ocbc card.

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Yah I use smartpay most of the time to clock the min sum per month for the rebate.

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[Henabi]

I agree with this. I have been taking the option to do 0% installment plan as the option of such a card spend allows me to get the most rewards. For the rebates via 0% installment plan, I had so far paid admin charges to the merchant to pay by installment and travelled to an outlet further away just to make payment via 0% installment plan. I had recently even thought of opting for slightly lesser discount to buy a watch through 0% installment plan to reap more discount through the 5% rebates. Without any benefits, I would not even consider 0% installment plan. Given that most people would have been spending during the year end period, UOB has truly done a lot of damages with just a condition change.

Lesson learnt: All banks give out carrots. They are good while they lasts, don't be committed to a source of benefits for a long time. As consumers, we should exercise the freedom to move on to greener pastures.

Very true. Finish paying then move on

 

[josephlpw]

Very true. Finish paying then move on

move on to which card?

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[kazaf99]

otherwise we can accelerate the whole installment and pay at 1 go if the amount fits into your monthly spending

but not too sure if the accelerated amount counts towards the monthly spending
or if there is any admin charge for doing so

 

[Layers]

otherwise we can accelerate the whole installment and pay at 1 go if the amount fits into your monthly spending

but not too sure if the accelerated amount counts towards the monthly spending
or if there is any admin charge for doing so

If you pay up all your remaining installment. U need to pay an admin fee of 100 or more

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[Vulpix]

move on to which card?

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It looks like only OCBC CashFlo have small rebates for installments.

 

[Henabi]

Yeap. For amt above 1k iirc cashflo give some cashback

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[slang]

Really jialat. but i cannot find these in UOB one page?

With effect from 1 Feb 2017, 1) Monthly instalments under 0% Instalment Payment Plan, SmartPay will not qualify as card transactions and such spend will not go towards the minimum spend and will not be awarded cash rebate. 2) A minimum of 5 transactions per month must be made to earn cash rebate and will take effect on your new qualifying quarter. Please note that there will be changes to the UOB One Card terms & conditions. Details at uob.com.sg/one

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[Layers]

Really jialat. but i cannot find these in UOB one page?

Bo update lor

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[znltan]

Bo update lor

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It had been updated over at UOB ONE Account webpage.

http://www.uob.com.sg/personal/deposits/chequeing/one_account.html?s_cid=OneAcc_OneCard_index_footnote

FAQ webpage is http://www.uob.com.sg/personal/cards/credit/one/static/media/Frequently-Asked-Questions.pdf


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[denial86]

I agree with this. I have been taking the option to do 0% installment plan as the option of such a card spend allows me to get the most rewards. For the rebates via 0% installment plan, I had so far paid admin charges to the merchant to pay by installment and travelled to an outlet further away just to make payment via 0% installment plan. I had recently even thought of opting for slightly lesser discount to buy a watch through 0% installment plan to reap more discount through the 5% rebates. Without any benefits, I would not even consider 0% installment plan. Given that most people would have been spending during the year end period, UOB has truly done a lot of damages with just a condition change.

Lesson learnt: All banks give out carrots. They are good while they lasts, don't be committed to a source of benefits for a long time. As consumers, we should exercise the freedom to move on to greener pastures.

Oh dear.. Indeed, sucks for those who have not heard (like myself, I did not receive any SMS and only got to know thru hwz) and went ahead to buy expensive presents thinking they could charge it to UOB ONE.

They are definitely going to be faced with aloooooot of people calling in to complain.

 

[elanwy]

Ya, this is poor communication. I also didn't receive any sms... and just started my first instalment with uob. Very suay.

 

[castafarian]

very discreeet i say

 

[bumdssa]

dont know what uob doing. applied for the uob one card last fri, it has been a week. called today to enquire and was told that i has not been processed yet.

 

[a1v1n_]

Hmm, how about gym/club memberships? Anyway I've contacted UOB to clarify, wait for their reply. Also asked them if the new exclusions still count towards the $500 min spend required to earn higher interest rates on the associated UOB One account. I think it should still count, but just wanna be sure.

await their response on this!

They should have a more just system. This is a big deal for many people who have signed 0% instalment plans using their card. At the very least, they should state that any plans signed before so and so date will continue to be eligible for rebates until the plan ends.

indeed. not fair for those who have installments running. just got myself into one that will probably run till nov.